HP 10B User Manual

0 (0)

Contents

Page 10 At a Glance

21 1: Getting Started

31 2: Business Percentages

35 3: Number Storage and Arithmetic

43 4: Picturing Financial Problems

51 5: Time Value of Money Calculations

75 6; Cash Flow Calculations

85 7: Statistical Calculations

95 8: Additional Examples

116 A; Assistance, Batteries, and Service

127 B: More About Calculations

133 Messages

136 Index

HEWLETT

PACKARD

F.nglisli

Hriiileil in Singapore 11/>-)4

( P )

0 0 0 1 0 - 9 0 0 3 7

HP-lOB

Who% HEWLE

mLnM PACKA

HfiWLBTT

PACKAnO

Toe

 

BUSINESS

 

 

 

1.Interest conversion (page 71).

2.Time value of money (page 51).

3.Cash flows (page 75).

4.Store and recall (page 38).

5.Percent (page 31).

6.Clear all memory (page 23).

7.Separate two numbers (page 25),

8.Change sign (page 22).

9.Constant (page 35).

10.Shift: activate yellow labeled functions (page 24).

11.On. clear display.cancel operation (page 21).

12.n through Sxy: statistical summation registers (page 89).

13.Statistical functions (page 88).

14.Backspace (page 23).

15.3'key memory (page 37).

16.Margin and markup (page 33).

17.Accumulate statistical data (page 86 and 87).

18.Amortization (page 66).

19.Annunciator line (page 24).

HP-1 OB Business Calculator

Owner’s Manual

HEWLETT

PACKARD

Edition 6

Pan Number 00010-^)0037

Notice

For warranly and regulatory information for this calculator, see pages 123 and 126.

This manual and any examples contained herein arc provided "as is" and arc subject to change without notice. Hewlett-Packard Company makes no warranty of any kind with regard to this manual, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose. Hewlett-Packard Co. shall not l>c liable for any errors or for incidental or consequential damages in connection with the furnishing, performance, or use of this manual or the keystroke programs contained herein.

o Hewlett-Packard Co. 1988. All rights rcscr\'cd. Reproduction, adaptation, or translation of this manual is prohibited without prior written permission of Hewlett-Packard Company, except as allowed under the copyright laws.

The programs that control your calculator arc copyrighted and all rights arc reserved. Reproduction, adaptation, or translation of those programs without prior written permission of Hewlett-Packard Co. i.s also prohibited.

Corvallis Division

1000 N.E. Circle Blvd.

Corvallis, OR 97330, U.S.A.

Printing History

Edition

I

October 1988

Edition

2

June 1989

Edition

3

June 1990

Edition

4

August 1992

Edition 6

November 1994

Welcome to the HP-1 OB

Your HP-lOB rcflccls ihc superior quality and attention to detail in engineering and manufacturing that have distinguished Hewlett-Packard products for 50 years. Hewlett-Packard stands behind this calculator —we offer expertise to support its use (see inside the back cover) and world­ wide scr\icc.

Hewlett-Packard Quality

Our calculators arc made to excel and to be easy to use.

This calculator is designed to withstand (he drops, vibrations, pollu­ tants (smog, ozone), temperature extremes, and humidity variations that it may encounter in everyday work life.

The calculator and its manual have been designed and tested for ease of use. We added many examples to highlight (he varied uses of the calculator. Advanced materials and permanent, molded key lettering provide a long keyboard life and a positive feel to the keyboard.

CMOS (low-power) electronics and a liquid-crystal display allow data to be retained indefinitely and the batteries to last a long time.

The microprocessor has been optimized for fast and reliable compu­ tations using IS digits internally for precise results.

Extensive research has created a design that has minimized the adverse effects of static electricity, a potential cause of malfunctions and data loss in calculators.

Welcome to the HP-10B

Features

The fc;iUircs of ihc HP-lOB and ihc manual reflect the needs and wishes

of many customers;

A large 12-charactcr display.

An At-a-Glancc section in the manual for quick reference.

Applications to solve business and financial tasks:

Time Value of Money. Loans, savings, leases, and amortiza­

tion schedules.

m Interest Conversion. Nominal and effective rates.

Cash Flows. Net present value and internal rate of return.

Business Percentages. Percent change, markup, and margin

calculations.

■ Statistics. Mean, standard deviation, correlation cocITicicnt,

and linear regression forecasting, plus other statistical calcula­

tions.

Enough memory to store an initial cash flow and 14 cash flow groups, with up to 99 cash flows per group.

Fifteen numbered storage registers.

Easy access to functions saves keystrokes and adds convenience.

Auto-incrcmcnt capability for amortization schedules.

Labels for amorti/;ilion and cash flows.

Automatic constant.

3-key memory.

Many examples are included in the manual .so you can combine them for your specific needs.

Welcome to the HP-10B

Contents

10 At a Glance...

10Basics

11Percentages

12Memory Keys

13Time Value of Money (TVM)

14TVM Whal if...

15Amort iziU ion

16Interest Rale Conversion

17IRR/YR and NPV

19 Statistics

21

Getting Started

21

Power On and Off

21 Adjusting the Display Contrast

21

Simple Arithmetic Calculations

23

Understanding the Display and Keyboard

23

Cursor

23

Clearing the Calculator

23Clearing Memory

24Annunciators

24Shift Key

25INPUT Key

25SWAP Key

25Math Functions

26Display Formal of Numbers

27Specifying Displayed Decimal Places

27Scientific Notation

28Displaying the Full Precision of Numbers

Contents

2

3

4

28

Interchanging the Period and Comma

28Rounding Numbers

29Messages

29

Picturing Memory

31

Business Percentages

31

Percent Key

31

Finding a Percent

32

Adding or Subtracting a Percent

32Percent Change

33Margin and Markup Culculalinns

33Margin Calculations

34Markup on Cost Calculations

34Using Margin and Markup Together

35Number Storage and Arithmetic

35Using Stored Numbers in Calculations

35

Using Constants

37

Using the M Register

38Using Numbered Registers

39Doing Arithmetic Inside Registers

40Doing Arithmetic

41

Power Operator

41

Using Parentheses in Calculations

43Picturing Financial Problems

43How to Approach a Financial Problem

44Signs of Cash Flows

45Periods and Cash Flows

45 Simple and Compound Interest

45Simple Interest

46Compound Interest

47Interest Rales

47

Two Types of Financial Problems

47

Recognizing a TVM Problem

49

Recognizing a Cash Flow Problem

Contenu

HP 10B User Manual

5

6

7

51

Time Value of Money Calculations

51

Using the TVM Application

53

Clearing TVM

53

Begin and End Modes

53

Loan Calculations

58

Savings Calculations

62

Lease Calculations

66

Amortization

71

Interest Rate Conversions

71

Investments With Different Compounding Periods

73

Compounding and Payment Periods Differ

75

Cash Flow Calculations

75

How to Use the Cash Flow Application

77

NPV and IRR/YR: Discounting Cash Flows

77Organizing Cash Flows

78Entering Cash Flows

79Viewing and Replacing Cash Flows

80Calculating Net Present Value

83Calculating Internal Rate of Return

84Automatic Storage of IRR/YR and NPV

85Statistical Calculations

85

Clearing Statistical Data

86

Entering Statistical Data

86

One-Variable Statistics

86Two-Variable Statistics and Weighted Mean

87Correcting Statistical Data

87 Correcting One-Variable Data

87Correcting Two-Variable Data

88Summary of Slatislical Calculations

89Mean, Standard Devaations, and Summation Statistics

91 Linear Regression and Estimation

94 Weighted Mean

Contents

8

95

Additional Examples

 

95

Business Applications

 

95

Setting a Sales Price

 

95

Forecasting Bused on History

 

96

Cost of Not Taking a Cash Discount

 

97

Loans and Mortgages

 

97

Simple Annual Interest

 

98

Continuous Compounding

 

99

Yield of a Discounted (or Premium) Mortgage

 

101

Annual Percentage Rate for a Loan With Fees

 

102

Loan With a Partial (Odd) First Period

 

104

Automobile Loan

 

105

Canadian Mortgages

 

106

What if ...TVM Calculations

 

107

Savings

 

107

Saving for College Costs

 

109

Gains That Go Untaxed Until Withdrawal

 

111

Value of a Taxable Retirement Account

 

112

Cash Flow Examples

 

112

Wrap-Around Mortgages

 

114

Net Future Value

116Assistance, Batteries, and Service

116Answers (0 Comnu)a Questions

117Environmental Limits

118Power and Batteries

118Low Power Annunciator

119Installing Batteries

120Determining if the Calculator Requires Service

121Confirming Calculator Operation — the Self-Test

123 Limited One-Year Warranty

123 What Is Covered

123What Is Not Covered

124Consumer Transactions in the United Kingdom

124

If the Calculator Requires Service

124Obtaining Service

125Service Charge

E

8 Contents

125Shipping Instructions

126Warranty on Service

126Service Agreements

126Regulatory lnform<ilion

127 More About Calculations

127

IRR/YR Calculations

127

Possible Outcomes of Calculating IRR/YR

128

Halting and Restarting IRR/YR

128

Entering a Guess for IRR/YR

129

Effect of Using S- to Correct Data

129 Range of Numbers

129

Equations

129Margin and Markup Calculations

130Time Value of Money (TVM)

130Amortization

131Interest Rate Conversions

131Cash-Flow Calculations

132Statistics

133Messages

136 Index

Contents

At a Glance...

This section is designed Гог you if you're already familiar with calculator operation or financial concepts. You can use it for quick reference. The rest of the manual is filled with explanations and examples of the concepts presented in this section.

Basics—At a Glance.

!'------------- ' onoocju

Qoaooo mmmoom

ODOoa oaaao

aaoo

[■aaoaj

>— ---------О

Keys:

m

123 0

■(cm

■(CLEAR ALLI

шт

Display:

Description:

0.00

Turns calculator on.

0.00

Displays shift annuncia-

 

lor(.^).

0.00

Discontinues shift.

12_

Erases last character.

0.00

Clears display.

0.00

Clears statistics memory.

0.00

Clears all memory.

 

Turns calculator off.

10 At a Glance...

Percentages—At a Glance...

— ' • OUOUDcl'

CDOOCCi oaoco!.

Doaoc,

ooGOc:« loonoci

 

Percent.

(CST)

Cost.

 

Price.

i^ARl

Margin.

 

Markup.

 

Add 15% to $17.50.

Keys:

Display:

17.50 0

17.50

15® 0

20.13

Find (he margin if the cost is $15.00 and

Description:

Enters number.

Adds 15 %.

.selling price Ls $22.00.

15 iesD

15.00

Enters cost.

22 iP^

22.00

Enters price.

fMM]

31.82

Calculates margin.

If the cost

is $20.00 and the markup is 33%, what is the selling price?

20 (cUl

20.00

Enters cost.

33IIMI

33.00

Enters markup.

(PRC)

26.60

Calculates price.

At a Glance... 11

Memory Keys—At a Glance...

pooooo paaaoo

xz=)aaao

□ oooo

• OCDOO

ooooa

Doaoa

0

EM)

m

m

Stores a constant operation.

Stores a value in the M register (memory location).

Recalls a value from the M register.

Adds a value to the number .stored in the M register.

Stores a value in a numbered register. Recalls a value from a numbered register.

Multiply 17, 22, and 25 by 7, storing “x 7* as a constant operation.

Keys:

Display:

170711

7.00

0

119.00

22 0

154.00

25 0

175.00

Store 519 in register 2,

then recall it.

5191 ST012

519.00

m

0.00

iRCO 2

519.00

Description:

Stores “x 7” as a co operation.

Multiplies 17 X 7.

Multiplies 22x7.

Multiplies 25x7.

Stores in register 2. Clears display. Recalls register 2.

12 At a Glance...

Time Value of Money (TVM)—At a Glance..

Ji’ Enter any four of the five values and solve for the fifth.

immmmc

DOOOOO

C3000C

{OOOOO oooed oaac MOOC

(N)

[ITYRI

m

iasfl

(Ey)

A negative sign in the display represents money paid out; money received is positive.

Number of payments.

Interest per year.

Present value.

Payment.

Future value.

Begin or End mode.

liPTYR]

Number of payments per year mode.

If you borrow $14,000 for 360 months (N) at 10% interest (I/YR), what is the monthly payment?

Set to End mode. Press

1 lfiI3e?KiIill

if BEGIN annunciator is displayed.

 

 

Description:

Keys:

Display:

12lfP7YR

12.00

Sets payments per year.

360®

360.00

Enters number of

 

 

payments.

10 ii/YRl

10.00

Enters interest per year.

14000 fPV]

14,000.00

Enters present value.

om

0.00

Enters future value.

(PM3

-122.86

Calculates payment if

 

 

paid at end of period.

At a Glance...

13

TVM What if...—At a Glance...

U is nol necessary to reenter TVM values Гог each example.

ommma Using the values you just entered (page 13), how much can ooooool

aoooo you borrow if you want a payment of $100.00? ooooo;

oooc

Qoaac:

OOOOC!;

Keys:

 

Display:

Description:

 

 

-100.00

 

100 Ea

ши

Enters new payment

 

 

 

amount. (Money paid out

 

 

 

is negative.)

(pg

 

11.395.08

Calculates amount you

 

 

 

can borrow.

How much can you borrow at a 9.5% interest rate?

9.5 IÌ7YRÌ

9.50

(pg

11,892.67

Enters new interest rate.

Calculates new present value for $100.00 pay­ ment and 9.5% interest.

lOfiTVRi

10.00

Reenters original interest

 

 

 

 

rate.

14000

 

14,000.00

Reenters original present

[22

 

 

 

 

value.

 

 

 

-

 

ВШ

Calculates original

 

 

 

122.86

payment.

14 At a Glance...

Amortization—At a Glance...

t

ooooao

oooooo moooo

oaooo

oaoo aoooD

OOMO

After calculating a payment using Time Value of Money (TVM), enter the periods to amortize, then press BlAMORTI.

Using the previous TVM example (page 13), amortize a single payment and then a range of payments.

Amortize the 20th payment of the loan.

Keys:

Display:

Description:

20 lINPUTi

20.00

Enters payment to

 

 

amortize.

msEo

PEr2020

Displays payment to amortize.

Q

Int

Displays interest. (Money

 

-115.61

paid out is negative.)

0

Prin

Displays principal.

 

-7.25

 

0 bAL

13,865.83

Displays balance.

Amortize (he 1st through 12lh loan paymcnl.s.

 

 

 

 

 

 

1

 

 

12

 

Enters range of payments

QüjjQD

 

12_

 

 

 

 

 

to amortize.

0

0

0

PEr1 - 12

Int

-1.396.50

PrIn

-77.82

bAL 13,922.18

Displays range of periods (payments).

Displays interest. (Money paid out is negative.)

Displays principal.

Displays balance.

Ata Glano«... IS

Interest Rate Conversion—At a Glance...

ommmoo

To convert between nominal and cfTcctive interest rates,

enter the known rale and the number of periods per year,

oooooo

then solve for the unknown rate.

fCDOnOO

aooao

 

nooao

 

OOOCTO

 

UOOOf )

 

 

Nominal

interest

percent.

■FES

Effective

interest

percent.

ÎP7ŸR1

Periods per year.

 

Find the annual cfTcctive interest rate of 10% nominal interest com­ pounded monthly.

Keys:

Display:

Description:

 

 

 

10.00

 

10

 

 

Enters nominal rate.

 

 

12KEZŸH1

 

12.00

Enters payments per

 

 

 

 

year.

i(ËFF%

10.47

Calculates annual

 

 

 

 

cfTcclive interest.

16 At a Glance...

IRR/YR and NPV—At a Glance...

oooaoci oommmzi t300CC‘

ooDc:c

poncoc

nnc( K:i

C)i3Duc::|

V. ------------------- /

rpTVRl

[cRl

■(Nj]

■IonmoD

Number of periods per year (default is 12).

Cash flows, up to 15 (“y“ identifies the cash flowii///?i/?cT),

Number of consecutive times cash flow **y’* occurs.

Internal rale of return per year.

Net present value.

If you have an initial cash outflow of $-40,(XX), followcii by monthly caslt inflows of $4,700. $7,OCX). $7,000, and $23,000. what is tlic IRR/YR? What is the IRR per month?

Keys:

Display:

ai CLEAR ALp

0.00

laliPTYRl

12.00

40000 ^ (CF]]

CFO

 

- 40,000.00

4700 pF]]

CF 1

 

4,700.00

7000 fCFj]

CF2

 

7,000.00

2|[^

n2

 

2.00

Description:

Clears all memorv.9

Sets payments ()cr year.

Enters initial outflow.

Enters first casli flow.

Enters second cash flow.

Enters number of consccutivc times cash flow occurs.

At a Glance... 17

23000 (cEB

CF3

Enters third cash flow.

23,000.00

 

 

 

15.96

Calculates IRR/YR.

a

onifili]

12 0

1.33

Calculates IRR per

 

 

 

 

month.

What is the NPy if the discount rate is 10%7

 

10 E

10.00

Enters l/YR,

 

 

 

622.85

Calculates NPV.

 

 

 

 

 

 

18 At a Glance...

Statistics—At a Glance.

I

000008

OOOOOO

ommmc^^•OOC

ocir joc:' aaoocj

fcm

 

Clear statistical registers.

number

 

Enter one-variable statistical data.

number BfZ^

 

Delete one-variable statistical data.

numberl

 

number2 (|3 Enter two-variable statistical data.

 

 

numberJ liNPUTi number! BO

Delete two-variable statistical data.

WED Emm

Bd^

BdEiD wmm

BE5ZZ1 EMM

y-vatue BiEf] Bf§WÁPl

x-value Bl?.ml

OBC® Bdffil

Mean of.v and}».

Mean of.v weighted by>^.

Sample standard deviation o(x andy.

Population standard deviation of.v and}».

Estimate of.v and correlation coefficient. Estimate ofy.

y-interccpl and slope.

At a Glance... 19

Using the following data, find the mean of j; aiidy, the sample standard deviation of AT andy, and they-intcrcept and the slope of the linear regres­ sion forecast line. Then, use summation statistics to find n and Sty.

x-data

2

4

6

 

 

 

 

y-data

50

90

160

 

 

 

 

Keys:
Display:
Description:

fern

0.00

Clears stalistics registers.

2iiNPUTl50

1.00

Enters first .V,)» pair.

4 fiNPDTl90

2.00

Enters second pair.

SfiNRJTl 160

3.00

Enters third pair.

IdiD

4.00

Displays mean ofx.

 

 

 

 

 

 

 

mna

100.00

Displays mean of>'.

■dim

2.00

Displays .sample standard

 

 

 

 

 

deviation of.v.

 

 

 

55.68

Displays sample standard

 

mm

 

 

 

 

 

deviation ofy.

0|[^

 

 

-10.00

Displays j'-inlcrccpl of

 

 

 

 

 

regression line (predicted

 

 

 

 

 

y value for.r *= 0).

 

 

 

27.50

Displays slope of regres­

 

mm

 

 

 

 

 

sion line.

iRCLl 4

3.00

Displays n, number of

 

 

 

 

 

data points entered.

 

 

 

 

1,420.00

Displays sum of the

 

 

 

 

 

products ofjcand

 

 

 

 

 

y-valucs.

20 At a Glance...

1

Getting Started

Power On and Off

oocoao

To turn on your HP-lOB, press O (ihc key above ihe “ON

label). To turn the calculator off, press the yellow shift key

oooaoo

ki^ooon

(I )> then [§ (also written BIOPFI).

□ DOOO

 

{oaooc

»oao

Since the calculator has continuous memory, turning it off

loao

^ docs not affect the information you’ve stored. To conserve

 

energy, the calculator turns itself off approximately 10 minutes after you stop using it. The calculator’s three alkaline batteries last approximately one year. If you .see the low-battery symbol (CD) in the display, replace

the batteries. Refer to appendbe A for more information.

Adjusting the Display Contrast

To change the brightness of the display, hold down and press (T) or 0.

Simple Arithmetic Calculations

Arithmetic Operators. The following examples demonstrate using the arithmetic operators 0, 0, 0, and 0.

If you press more than one operator consecutively, for example 0 0 0 0 0, all are ignored except the last one.

1: GetUng Startod 21

If you make a typing mistake while entering a number, press [♦] to erase the incorrect digits.

Keys: Display: Description:

24.71 0 62.47 0

87.18

Adds 24.71 and 62.47.

When a calculation has been completed (by pressing 0), pressing a number key starts a new calculation.

19 0 12.68 0

240.92

Calculates 19 x 12.68.

If you press an operator key after completing a calculation, the calculation is continued.

0 115.5 0

356.42

Completes calculation of

 

 

240.92 + 115.5.

You can do chain calculations without using 0 after each step.

6.9 0 5.35 0

36.92

Pressing 0 displays

 

 

intermediate result (6.9 x

 

 

5.35).

.91 0

40.57

Completes calculation.

Chain calculations are interpreted in the order in which they arc entered. Calculate 4 + 9x3.

4 0 9 0

13.00

Adds 4 + 9.

3 0

39.00

Multiplies 13x3.

Negative Numbers. Enter the number and press I*/-! to change the

sign. Calculate -75 -f 3.

Keys:

Display:

Description:

75

-75_

Changes the sign of 75.

030

-25.00

Calculates result.

22 1: Getting Started

Understanding the Display and Keyboard

Cursor

The cursor (_) is visible when you arc entering a number.

Clearing the Calculator

L ill

oooooc OOODOO

=JOOC«

oooac

aooooi oonnr'.

ooeg

When the cursor is on, 0 erases the last digit you entered. Otherwise, 0 clears the display and cancels the calculation.

While you arc entering a number, pressing (C) clears it to zero. Otherwise, (c) clears (he display of its current contents and cancels the current calculation.

Clearing Messages. When the HP-lOB is displaying an error mes­ sage, 0 or clears the message and restores the original contents of the display. Refer Co “Messages,” on page 133 for a complete list of messages and meanings.

Clearing Memory

nooooo

DOOODO

^mooo oaooc

ooooo ooooo! OOOOCj

Keys

Description

 

 

■ CLEAR ALLI

Clears all memory. Does not reset modes.*

 

Clears statistical memory.

 

 

• Modoc on youf HP-10D aro number ol payments per year (page 52), Begin and End (page and the display formats (page 26).

1: Getting Started 23

To dear all memory and reset calculator inodes, press and hold down O, then press and hold down both and When you release all three,

all memory is cleared. The ALL CLr message is displayed.

Annunciators

Annunciators are symbols in the display that indicate the status of the calculator.

Annunciator

Status

 

 

 

Shift Is active: when a key is pressed, the function

 

labeled in yellow above the key, is executed

 

(below).

liNPUTi has been oressed. or two values have

 

been entered or returned (page 25).

PEND

An arithmetic operator is pending ((+). for exam­

 

ple).

BEGIN

Begin mode is active (page 53).

 

Battery power is low (page 118).

 

 

Shift Key

All of the HP-lOB keys have a second or “shifted” function ooaoQu printed in yellow above the key. The yellow shift key (|) is

ooaoocH

dDOOOO used to access these functions.

ooooo

aaooo

• OOCDO When you pres.s (he .shift annunciator is displayed

□ oooo to indicate that the shifted functions arc active. To turn the annunciator off, press I again.

For example, press | followed by ED (also shov^n BED) to multiply a number in the display by itself.

To perform consecutive shifted operations, hold down the shift key while pressing the desired keys.

24 1: Getting Started

INPUT Key

OOODOD

OOOOOO

BaOOG

ooooc

оооос

ooooa ooooo

The lINPUTI key is used lo separate two numbers when using two-number functions or two-variable statistics.

The : annunciator is displayed if lINPUTI has been pressed. If a number is in the display, press [c] to erase the : annuncia­ tor and clear the display. If the cursor or an error message is visible in the display, press O twice lo erase the : annunciator.

SWAP Key

IL

I

Pressing |{

 

exchanges the following:

 

 

 

OODOOO

 

 

 

 

OOOODO

 

 

 

 

IczDooao

ooooo lOOOC

ooooc aoooc 'S:

The last two numbers that you enlcrcd; for instance, to change the order of division or subtraction.

The results of functions that return two values. The : annunciator indicates that two results have been returned; press ■(SWAP) to sec the hidden result.

The X- and y-valucs when using .statistics.

Math Functions

One-Number Functions. Math functions involving one

ooooocj number use the number in the display.

OOOOOG

CZDOOOOj

OCDOOI

ОООСЭС1

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1: Getting Sterted 25

Keys:

Display;

Description;

89.25 Ш{Щ\

9.45

Calculates square root.

3.57 0 2.36

Ш\Ш} 0.42

1/2,36 is calculated first.

a

3.99

Adds 3.57 and 1/2.36.

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Two-Number Functions. When a function requires two numbers, the numbers are entered like this: number I №UT number2 followed by the operation. Pressing lINPUTi evalu­ ates the current expression and displays the : annunciator. For example, the following keystrokes calculate the percent change between 17 and 29.

Keys:

Display:

Description:

17IINPUTI

17.00

Enters number I y displays

 

 

: annunciator.

29

29_

■l%CHQ|

70.59

Enters number2.

Calculates the percent change.

Display Format of Numbers

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When you turn on the HP-lOB for the first time, numbers are displayed with two decimal places and a period as the decimal point. The display format controls how many digits appear in the display.

If the result of a calculation is a number containing more significant digits than can be displayed in the current display format, the number is rounded to fit the current display setting.

Regardless of the current display format, each number is stored internally as a signed, 12-digit number with a signed, three-digit exponent.

26 1: Getting Started

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Specifying Displayed Decimal Places

To specify the number of displayed decimal places;

1. Press

2.Enter the number of digits (0 through 9) that you wish to appear after the decimal point.

Keys:

 

 

 

Display:
Description:

 

 

 

 

 

0.00

Clears display.

 

 

 

 

 

0.000

 

 

та

 

 

 

Displays three decimal

 

 

 

 

 

 

places.

45.6

0.1256

0

5.727

 

■в) 9

 

 

 

5.727360000

Displays nine decimal

 

 

 

 

 

 

places.

fPiSPl 2

 

5.73

Restores two decimal

 

 

 

 

 

 

places and rounds

 

 

 

 

 

 

number in display.

When a number is too large or too small to be displayed in DISP format, it automatically displays in .scientific notation.

Scientific Notation

Scientific notation is used to represent numbers that are loo large or too small to fit in the display. For example, if you enter the number 10,000,000 0 10,000,000 0, the result

is 1.00E14, which means “one times ten to the fourteenth power” or “1.00 with the decimal point moved fourteen places to the right.” You can enter this number by pressing

14. The E stands for “exponent of ten.”

Exponents can also be negative for very small numbers. The number 0.000000000004 is displayed as 4.00E-12, which means “four times ten to the negative twelfth power” or “4.0 with the decimal point moved 12 places to the left.” You can enter this number by pressing 4 ШШ IV-112.

1: Getting Started 27

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