Radio Shack 128K, 65-749 Owner's Manual

65-749.fm Page 1 Wednesday, September 8, 1999 11:07 AM

&DW1#1R1#980:7<

2:1(5¶6#0$18$/

3OHDVH#UHDG#EHIRUH#XVLQJ#WKLV#HTXLSPHQW1

45;.#(OHFWURQLF#2UJDQL]HU

ZLWK#%DFNOLJKW

65-749.fm Page 2 Wednesday, September 8, 1999 11:07 AM

)($785(6#

<RXU# 5DGLR6KDFN#45;.# (OHFWURQLF
2UJDQL]HU# LV# D# SRFNHW0VL]H# GDWD#RU0
JDQL]HU1#,W¶V#JUHDW#IRU#WKH#SHUVRQ#RQ
WKH# JR/# FRPELQLQJ# IXQFWLRQV# LQFOXG0
LQJ# WKUHH# WHOHSKRQH# GLUHFWRULHV/
ERRNPDUN/# DODUP# FORFN/# VFKHGXOH
DODUPV/#D#FDOFXODWRU/# H[SHQVH#PDQ0
DJHU/# DQG# PRUH# LQ# RQH# FRPSDFW/
HDV\0WR0XVH#SDFNDJH1#,W#SXWV#QDPHV/
FRPSDQLHV/#DGGUHVVHV/#SKRQH#QXP0
EHUV/#ID[2SDJHU#QXPEHUV/#H0PDLO#DG0
GUHVVHV/#ZHE#VLWHV/#DQG#QRWHV#DOO#DW
\RXU#ILQJHUWLSV1#7KH#RUJDQL]HU¶V#IHD0
WXUHV#LQFOXGH=#

45;.# 0HPRU\

# ²# JLYHV# \RX# DPSOH
VSDFH# IRU# VWRULQJ# SKRQH# QXPEHUV
DQG#VFKHGXOHV1

#4<<<#7DQG\#&RUSRUDWLRQ1

‹

$OO#5LJKWV#5HVHUYHG1

5DGLR6KDFN#LV#D#UHJLVWHUHG#WUDGHPDUN

XVHG#E\#7DQG\#&RUSRUDWLRQ1

5

65-749.fm Page 3 Wednesday, September 8, 1999 11:07 AM

,OOXPLQDWRU#%DFNOLJKW

#²#OHWV#\RX#HDV0
LO\# VHH# WKH# GLVSOD\# LQ# ORZ0OLJKW# VLWXD0
WLRQV1#

3&# /LQN# ,QWHUIDFH

# ²# OHWV# \RX# GRZQ0
ORDG#RU#XSORDG#UHFRUGV#IURP#RU#WR#\RXU
3&#XVLQJ#DQ#RSWLRQDO#3&#OLQN#FDEOH1#

3DVVZRUG

# ²# SUHYHQWV# XQDXWKRUL]HG

DFFHVV#WR#\RXU#LQIRUPDWLRQ1

$XWRPDWLF# 3RZHU02II

# ²# FRQVHUYHV
EDWWHU\#SRZHU#E\# WXUQLQJ# RII#WKH#RUJD0
QL]HU# DERXW#9#PLQXWHV# DIWHU # \RX# VWRS
XVLQJ#LW1#

'XDO#7LPH#)RUPDWV

FORFN¶V#WLPH#WR#DSSHDU#LQ#D#450#RU#570
KRXU#IRUPDW1#

#²#OHW#\RX#VHW#WKH

6

65-749.fm Page 4 Wednesday, September 8, 1999 11:07 AM

,PSRUWDQW=

# 7DQG\# &RUSRUDWLRQ# DV0
VXPHV#QR#UHVSRQVLELOLW\#IRU#DQ\#ORVV#RU
FODLPV#WKDW#PLJKW#DULVH#WKURXJK#XVH#RI
WKLV#RUJDQL]HU#RU#IRU#GDPDJHV#LQFXUUHG
DV# D# UHVXOW# RI# LQIRUPDWLRQ# ORVV# GXH# WR
PDOIXQFWLRQV/# UHSDLUV/# EDWWHU\# UHSODFH0
PHQW/#RU#PLVXVH1#<RX#VKRXOG#PDLQWDLQ
SK\VLFDO#UHFRUGV#RI#LPSRUWDQW#LQIRUPD0
WLRQ#WR#SURWHFW#DJDLQVW#VXFK#ORVV1

7

65-749.fm Page 5 Wednesday, September 8, 1999 11:07 AM

&217(176#

3UHSDUDWLRQ#111111111111111111111111111111111111 #;

5HPRYLQJ#WKH#,QVXODWLRQ#6WULSV#111 #;
$#4XLFN#/RRN#DW#WKH#2UJDQL]HU¶V#
)HDWXUHV# 1111111111111111111111111111111111111 #<
7XUQLQJ#WKH#2UJDQL]HU#2Q#DQG#
2II#111111111111111111111111111111111111111111111 #47
7XUQLQJ#WKH#.H\#7R Q H #2Q#DQG#
2II#111111111111111111111111111111111111111111111 #47
8VLQJ#WKH#%DFNOLJKW#1111111111111111111 #48
8VLQJ#WKH#)XQFWLRQ#0HQX# 111111111 #49

&ORFN2&DOHQGDU# 111111111111111111111111111 #4<

6HWWLQJ29LHZLQJ#WKH#+RPH#'DWH2
7LPH# 11111111111111111111111111111111111111111 #4<
9LHZLQJ#:RUOG#7LPHV#1111111111111111 #54
8VLQJ#WKH#&DOHQGDU#1111111111111111111 #55

(QWHULQJ#'DWD28VLQJ#5HFRUGV# 1111 #58

5HFDOOLQJ#D#5HFRUG# 1111111111111111111 #59
(GLWLQJ#D#5HFRUG#11111111111111111111111 #5:
'XSOLFDWLQJ#5HFRUGV# 11111111111111111 #5<
'HOHWLQJ#D#5HFRUG#111111111111111111111 #63

8

65-749.fm Page 6 Wednesday, September 8, 1999 11:07 AM

3KRQH#11111111111111111111111111111111111111111111#64

6WRULQJ#D#3KRQH#/LVW#5HFRUG# 11111#64

0HPR27R#'R# 111111111111111111111111111111111#66

6WRULQJ#D#0HPR#5HFRUG# 111111111111#66
6WRULQJ#D#0HPR#5HFRUG# 111111111111#66
6WRULQJ#D#7R #'R#5HFRUG#1111111111111#67

'DLO\#$ODUP#11111111111111111111111111111111111#69

6HWWLQJ#WKH#'DLO\#$ODUP#7LPH#11111#69
7XUQLQJ#WKH#'DLO\#$ODUP#2Q#DQG#
2II# 111111111111111111111111111111111111111111111#6;

6FKHGXOH#$ODUPV# 1111111111111111111111111#6<

(QWHULQJ#D#6FKHGXOH#$ODUP# 1111111#74
7XUQLQJ#6FKHGXOH#$ODUPV#2Q#DQG#
2II# 111111111111111111111111111111111111111111111#75
6HDUFKLQJ#IRU#.H\ZRUGV# 111111111111#76

([SHQVH#1111111111111111111111111111111111111111#77

(QWHULQJ#DQ#([SHQVH#5HFRUG# 1111#77
0DNLQJ#DQ#([SHQVH#5HSRUW# 1111111#79
5HQDPLQJ#([SHQVH#&DWHJRULHV##7:

%RRNPDUNV# 11111111111111111111111111111111111#7;

(QWHULQJ#D#%RRNPDUN#5HFRUG# 1111#7<

9

65-749.fm Page 7 Wednesday, September 8, 1999 11:07 AM

$QQLYHUVDULHV# 111111111111111111111111111111 #83

(QWHULQJ#DQ#$QQLYHUVDU\#
5HFRUG#11111111111111111111111111111111111111 #83

3DVVZRUGV#11111111111111111111111111111111111 #85

(QWHULQJ#WKH#6HFUHW#$UHD#1111111111 #86
&KDQJLQJ#WKH#3DVVZRUG# 11111111111 #88

&DOFXODWRU# 111111111111111111111111111111111111 #89

6WDQGDUG#&DOFXODWLRQV# 11111111111111 #89
6TXDUH#&DOFXODWLRQV# 11111111111111111 #8:
0HPRU\#&DOFXODWLRQV#1111111111111111 #8<
3HUFHQWDJH#&DOFXODWLRQV# 1111111111 #94

'DWD#7UDQVIHU#1111111111111111111111111111111 #95

7UDQVIHUULQJ#$OO#5HFRUGV#11111111111 #95
7UDQVIHUULQJ#6HOHFWHG#5HFRUGV#1 #98

0DLQWHQDQFH#11111111111111111111111111111111 #99

5HSODFLQJ#WKH#%DWWHULHV# 111111111111 #9;
5HVHWWLQJ#WKH#2UJDQL]HU# 11111111111 #:4

6SHFLILFDWLRQV# 11111111111111111111111111111 #:8

:

65-749.fm Page 8 Wednesday, September 8, 1999 11:07 AM

35(3$5$7,21#

5(029,1*#7+(#
,168/$7,21#675,36#

%HIRUH#\RX#FDQ#XVH#WKH#RUJDQL]HU/#\RX
PXVW#UHPRYH#WKH#WZR#SURWHFWLYH#LQVXOD0
WLRQ#VWULSV#IURP#LQVLGH#WKH#EDWWHU\#FRP0
SDUWPHQW1# 7R# UHPRYH# WKH# VOLSV/# JUDVS
WKHLU# HQGV# DQG# JHQWO\# SXOO# WKHP#RXW#LQ
WKH#GLUHFWLRQ#RI#WKH#DUURZ1

RESET

;

65-749.fm Page 9 Wednesday, September 8, 1999 11:07 AM

$#48,&.#/22.#$7#7+(#
25*$1,=(5¶6#
)($785(6

ILLUMINATOR BACKLIGHT

AM/PM

M+

DST

B

6($5&+

EDIT

BKS

##RU

MC MR M-

DSF

A

12/24

'LUHFWLRQDO#&RQWUROV=#

DQG##RU##²#DOORZ#\RX#WR#VHDUFK

#

IRUZDUG#RU#EDFNZDUG#WKURXJK#UHFRUGV/
DQG#PRYH#IRUZDUG#RU#EDFNZDUG#ZLWKLQ
UHFRUGV1

<

65-749.fm Page 10 Wednesday, September 8, 1999 11:07 AM

1XPHULF#.H\SDG

#²#GXDO#IXQFWLRQV#DO0
ORZ#\RX#WR#SHUIRUP#ERWK#VWDQGDUG#DQG
PHPRU\# FDOFXODWLRQV/# W\SH# VSHFLDO
FKDUDFWHUV/# DQG# FKRRVH# VHOHFWLRQV
IURP#D#GLVSOD\HG#OLVW1

0RGH#.H\V

#²#KHOS#\RX#RUJDQL]H#\RXU

LQIRUPDWLRQ#LQWR#FDWHJRULHV1

‡

3+21(#

²# KHOSV# \RX# RUJDQL]H
SKRQH# UHFRUGV# DQG# JHQHUDO# LQIRU0
PDWLRQ#DERXW#FRQWDFWV1

‡

6&+('

#+VFKHGXOH,#²#OHWV#\RX#VHW

DSSRLQWPHQW#WLPHV#DQG#UHPLQGHUV1

‡

&$/1

LPSRUWDQW# GDWHV# DQG# PDUNV# GDWHV
OLVWHG#LQ#

‡

&$/&

IRUP#FDOFXODWLRQV1

‡

7,0(#

WLPH#LQIRUPDWLRQ1

43

#+FDOHQGDU,#²#KHOSV#\RX#ILQG

$11,9

#DQG#

6&+('

#PRGH1

#+FDOFXODWRU,#²#OHWV#\RX#SHU0

²#SURYLGHV#KRPH#DQG#ZRUOG

65-749.fm Page 11 Wednesday, September 8, 1999 11:07 AM

‡

$/$50#

²# VRXQGV# DW# D# WLPH# \RX

VHW#WR#UHPLQG#\RX#RI#GDLO\#HYHQWV1

‡

0(02

#²#OHWV#\RX#NHHS#QRWHV#IRU

\RXUVHOI/#DV#ZHOO#DV#D#OLVW#RI#WKLQJV
WR#GR1

‡

(;3(16(#

²#KHOSV#\RX#NHHS#WUDFN
RI# H[SHQVHV# DQG# FUHDWH# H[SHQVH
UHSRUWV1

‡

%22.0$5.#

²# KHOSV# \RX# NHHS
WUDFN# RI# ZHEVLWHV/# LQFOXGLQJ# DG0
GUHVVHV1

‡

$11,9

#+DQQLYHUVDU\,# ²# OHWV# \RX
NHHS# WUDFN# RI# ELUWKGD\V/# ZHGGLQJ
DQQLYHUVDULHV/# DQG# RWKHU# LPSRU0
WDQW#GDWHV1

44

65-749.fm Page 12 Wednesday, September 8, 1999 11:07 AM

6SHFLDO#.H\V

#²#KHOS#\RX#GLVSOD\/#HG0
LW/#UHDUUDQJH/# DQG# RUJDQL]H# \RXU#LQIRU0
PDWLRQ1

‡

(',7

#²#DOORZV#\RX#WR#XSGDWH#LQIRU0

PDWLRQ#LQ#YDULRXV#UHFRUGV1

‡ # ²# PRYHV# WKH# FXUVRU# WR# WKH

QH[W#OLQH#RI#D#UHFRUG1

‡

(17(5

‡

%.6

#²#VWRUHV#LQIRUPDWLRQ1

#+EDFNVSDFH,# ²# PRYHV# WKH

FXUVRU#EDFNZDUG#WKURXJK#D#ILHOG1

‡

'(/

#+GHOHWH,2

&2&(

#²#GHOHWHV#FKDU0

45

DFWHUV# WR# WKH# ULJKW# RI# WKH# FXUVRU>
FOHDUV#FDOFXODWRU#HQWULHV1

‡

#+LQVHUW,2

,16

&23<

# ²# OHWV# \RX# LQ0
VHUW# FKDUDFWHUV# LQ# D# ILHOG># FRSLHV
UHFRUGV1

‡

63$&(

# ²# HQWHUV# D# VSDFH# LQ# D

ILHOG1

65-749.fm Page 13 Wednesday, September 8, 1999 11:07 AM

‡

)81&

#+IXQFWLRQ,# ²# DOORZV# \RX# WR
FKHFN# PHPRU\# VSDFH/# FKDQJH
/&'# FRQWUDVW/# FKDQJH# ODQJXDJ0
HV/# VHW# XS# WKH# GDWH# IRUPDW/# DQG
GHOHWH#GDWD1

‡

/,1.

#²#OHWV#\RX#OLQN#\RXU#RUJDQL]0
HU#WR#\RXU#3&#WR#WUDQVIHU#LQIRUPD0
WLRQ1

‡

6+,)7

# ²# DFFHVVHV# VSHFLDO# FKDU0

DFWHUV#DQG#VHFRQGDU\#IXQFWLRQV1

‡

'63

#+GLVSOD\,# ²# VKRZV# WKH# IXOO

UHFRUG#DIWHU#D#VHDUFK1

46

65-749.fm Page 14 Wednesday, September 8, 1999 11:07 AM

7851,1*#7+(#
25*$1,=(5#21#$1'#

2))#

7R# WXUQ# RQ# WKH# RUJDQL]HU/# SUHVV#

2))

7R# FRQVHUYH# EDWWHU\# SRZHU/# WKH# RUJD0
QL]HU# DXWRPDWLFDOO\# WXUQV# RII# DERXW#9
PLQXWHV#DIWHU#\RX#VWRS#XVLQJ#LW1

1#3UHVV#

2122))

#DJDLQ#WR#WXUQ#LW#RII1

212

7851,1*#7+(#.(<#
721(#21#$1'#2))#

<RX# FDQ# VHW# \RXU#RUJDQL]HU# VR#D# WRQH
VRXQGV# HDFK# WLPH# \RX# SUHVV# D# NH\1
:LWK# WKH# RUJDQL]HU# WXUQHG# RQ/# SUHVV

#+

9,#

EHHS#VRXQGV/#DQG##DSSHDUV1#3UHVV

#1DJDLQ#WR#WXUQ#WKH#NH\#WRQH#RII1

47

WR# WXUQ# WKH# WRQH# RQ# RU# RII1# $

65-749.fm Page 15 Wednesday, September 8, 1999 11:07 AM

1RWH=

#<RX#FDQ#RQO\#WXUQ#WKH#NH\#WRQH
RQ# RU# RII# ZKHQ# WKH# GLVSOD\# VKRZV# WKH
FXUUHQW#GDWH#DQG#WLPH1

86,1*#7+(#%$&./,*+7#

7R#WXUQ#RQ#WKH#LOOXPLQDWRU#EDFNOLJKW#IRU
DERXW#53#VHFRQGV/#SUHVV#1#

7R# WXUQ# LW# RII# EHIRUH# LW# WXUQV# RII# DXWR0
PDWLFDOO\/#SUHVV##1DJDLQ1

48

65-749.fm Page 16 Wednesday, September 8, 1999 11:07 AM

86,1*#7+(#)81&7,21#
0(18

0HPRU\#&KHFN

0HPRU\# FKHFN# WHOOV# \RX# KRZ# PXFK
PHPRU\#LV#OHIW#DQG#KRZ#PDQ\#UHFRUGV
\RX#KDYH#VWRUHG#LQ#HDFK#PRGH1#

3UHVV#
WKH#RYHUDOO#PHPRU\#DQG#VHH#KRZ#PDQ\
UHFRUGV#DUH#VWRUHG#LQ#HDFK#PRGH1#8VH

6($5&+

RU#IRUZDUG1

)81&

##RU##WR# VFUROO# EDFNZDUG

/# WKHQ# VHOHFW#4# WR# FKHFN

/&'#&RQWUDVW

3UHVV#
FXUUHQW#/&'#FRQWUDVW#VHWWLQJ1

)81&

/#WKHQ#VHOHFW#5#WR#YLHZ#WKH

49

65-749.fm Page 17 Wednesday, September 8, 1999 11:07 AM

7R#DGMXVW#WKH#FRQWUDVW/#SUHVV#

6($5&+

#RU#1

/DQJXDJHV

7KLV# RUJDQL]HU# OHWV# \RX# FKRRVH# IURP
ILYH# ODQJXDJHV# ²# (QJOLVK/# )UHQFK/
6SDQLVK/# *HUPDQ/# DQG# ,WDOLDQ1# 3UHVV

)81&

/# VHOHFW#6/# WKHQ# VHOHFW# WKH# GH0

VLUHG#ODQJXDJH1#

'DWH#)RUPDW#

41 3UHVV#

51 6HOHFW#

SHDU1#

61 7R # FKRRVH# D# IRUPDW/# VHOHFW# WKH

QXPEHU# WKDW# DSSHDUV# EHIRUH# WKH
IRUPDW1

)81&

4

#WKHQ#

6($5&+#

1#7KUHH#GDWH#IRUPDWV#DS0

1

4:

65-749.fm Page 18 Wednesday, September 8, 1999 11:07 AM

'DWD#'HOHWLRQ#

)ROORZ# WKHVH# VWHSV# WR# GHOHWH# DOO# WKH
GDWD#LQ#DQ#LQGLYLGXDO#PRGH1

41 3UHVV#

51 6HOHFW#

)81&

5

#WKHQ#

6($5&+#

/#WKHQ#SUHVV#

6($5&+

1#

#

RU##WR#GLVSOD\#WKH#PRGHV1

61 3UHVV# WKH# QXPEHU# RI# WKH# PRGH

\RX#ZDQW#WR#GHOHWH#GDWD#IURP1#

/(7(+<21",

71 3UHVV#

RWKHUZLVH/#SUHVV#

#WR#GHOHWH#WKH#LQIRUPDWLRQ>

<

#DSSHDUV1

1

1

'(0

4;

65-749.fm Page 19 Wednesday, September 8, 1999 11:07 AM

&/2&.2&$/(1'$5#

6(77,1*29,(:,1*#7+(#
+20(#'$7(27,0(#

41 7XUQ#RQ#WKH#RUJDQL]HU1

51 3UHVV#

\RXU# FLW\# DSSHDUV1# ,I# \RXU# FLW\# LV
QRW#OLVWHG/# XVH# D# FLW\# LQ# WKH# VDPH
WLPH#]RQH#DV#\RXUV1

61 3UHVV#

PRQWK#IODVKHV1

71 8VH#WKH#QXPEHU#NH\V#WR#HQWHU#WKH

PRQWK/#GDWH/#DQG#\HDU#RQ#WKH#ILUVW
OLQH1#

81 (QWHU# WKH# FXUUHQW# KRXU# DQG

PLQXWH1

6($5&+

(',7

1# 7KH# ILUVW# GLJLW# RI# WKH

##RU#

XQWLO

#

4<

65-749.fm Page 20 Wednesday, September 8, 1999 11:07 AM

1RWH=

# ,I# \RX# PDNH# D# PLVWDNH/
SUHVV##1RU##1WR# PRYH# EDFNZDUG
RU#IRUZDUG#WR#WKH#GLJLW#\RX#ZDQW#WR
FKDQJH1# 7KHQ# HQWHU# WKH# FRUUHFW
GLJLW1

91 3UHVV#

(17(5

# WR# VWRUH# WKH# GDWH
DQG#WKH#WLPH1#7KH#GD\#RI#WKH#ZHHN
DXWRPDWLFDOO\#DSSHDUV1

:1 3UHVV#

45257#+=

,#WR#VHW#WKH#WLPH#IRU0
PDW# WR# HLWKHU# 45# RU# 57# KRXUV1# ,Q
WKH#450KRXU#IRUPDW/#
SHDUV1#3UHVV#

$0230#+;

#RU#

$0

,#WR#FKRRVH

$0#RU#301

30

#DS0

;1 7R #WXUQ#GD\OLJKW#VDYLQJ#WLPH#RQ#RU

RII/# SUHVV#
ZKHQ# GD\OLJKW# VDYLQJ# WLPH# LV
WXUQHG#RQ1

53

'67#+&

,1#

'67

# DSSHDUV

65-749.fm Page 21 Wednesday, September 8, 1999 11:07 AM

1RWH=

#,I#DQ\#LQIRUPDWLRQ#\RX#HQWHUHG#LV
LQYDOLG#+IRU# H[DPSOH/# \RX# HQWHUHG#58
IRU# WKH# KRXU,/# WKH# ILUVW# LQFRUUHFW# GLJLW
IODVKHV# DIWHU# \RX# SUHVV#

(17(5

WKH# FRUUHFW# GLJLW/# WKHQ# SUHVV#

1# (QWHU

(17(5

DJDLQ1#

7R# YLHZ# WKH# KRPH# GDWH# DQG# WLPH# DW
DQ\#WLPH/#SUHVV#

7,0(#

1

9,(:,1*#:25/'#7,0(6#

2QFH# \RX# VHW# \RXU# KRPH# WLPH/# IROORZ
WKHVH#VWHSV#WR#YLHZ#WKH#WLPH#LQ#DQ\#RI

65#FLWLHV#DURXQG#WKH#ZRUOG1

41 :LWK#WKH#KRPH#GDWH#DQG#WLPH#GLV0

SOD\HG/#SUHVV#
DQG# WLPH# RI# WKH# ODVW# VHOHFWHG# FLW\
DSSHDUV1

7,0(#

1#7KH#GDWH

54

65-749.fm Page 22 Wednesday, September 8, 1999 11:07 AM

51 5HSHDWHGO\# SUHVV#

6($5&+

##RU

#WR#VHOHFW#WKH#GHVLUHG#FLW\1#

1RWH=

# 7R# VHH# WKH# GD\OLJKW# VDYLQJ
WLPH# LQ# WKH# VHOHFWHG# 8161# FLW\/
SUHVV#

61 3UHVV#

1

'67

7,0(##

DJDLQ# WR# UHWXUQ# WR

WKH#KRPH#GDWH#DQG#WLPH#GLVSOD\1

86,1*#7+(#&$/(1'$5#

7R#YLHZ#DQ\#ZHHN# IURP#-DQXDU\#4<34
WR#'HFHPEHU#53<<#RQ#\RXU#RUJDQL]HU¶V
FDOHQGDU/#IROORZ#WKHVH#VWHSV1

41 3UHVV#

VKRZV# WKH# GD\# RI# WKH# ZHHN/# WKH
FXUUHQW# \HDU# DQG# PRQWK/# DQG# WKH
GDWHV# IRU# WKH# FXUUHQW# ZHHN1# 7KH
FXUUHQW#GDWH#IODVKHV1

55

&$/1#

1# 7KH# GLVSOD\

65-749.fm Page 23 Wednesday, September 8, 1999 11:07 AM

2

51 7R #PRYH#IRUZDUG#RU#EDFNZDUG#RQH

PRQWK# DW# D# WLPH/# SUHVV#

6($5&+

#RU#1#

7R#VHOHFW#D#VSHFLILF#GDWH/#IROORZ#WKHVH
VWHSV1

41 3UHVV#

51 3UHVV#

6($5&+"

&$/1

1

(',7

1#

&$/(1'$5

# DQG# WKH# FXUUHQW# GDWH

DSSHDU1

61 (QWHU# WKH# GHVLUHG# GDWH/# PRQWK/

DQG#\HDU1

71 3UHVV#

(17(5

1#

56

65-749.fm Page 24 Wednesday, September 8, 1999 11:07 AM

7R#VHDUFK#IRU#D#GDWH#D#FHUWDLQ#QXPEHU
RI# GD\V# EHIRUH# RU# DIWHU# D# JLYHQ# GDWH/
IROORZ#WKHVH#VWHSV1

41 6HOHFW#WKH#NQRZQ#GDWH1#)RU#H[DP0

SOH/#0D\#58/#4<<<1

51 7R #ILQG#WKH#GDWH#WKDW#LV#58#GD\V#

# WKDW# GDWH#+IRU# H[DPSOH,/# SUHVV

WHU

1#.#

.

'$<6

#DSSHDUV/#DQG#WKH#FXU0

VRU#IODVKHV1

7R #ILQG#WKH#GDWH#WKDW#LV#58#GD\V#

IRUH

# WKDW# GDWH/# SUHVV#±1#

±'$<6

DSSHDUV/#DQG#WKH#FXUVRU#IODVKHV1

61 (QWHU#

/#WKHQ#SUHVV#

58

(17(5

1#

71 7KH#RUJDQL]HU#GLVSOD\V#WKH#DSSUR0

SULDWH#GDWH1

1RWH=

# $# GRW# RQ# WKH# FDOHQGDU# PDUNV

DI0

EH0

HDFK#DQQLYHUVDU\# GDWH#\RX#VWRUH1#6HH
³(QWHULQJ# DQ# $QQLYHUVDU\# 5HFRUG´# RQ
3DJH 83#IRU#LQVWUXFWLRQV1

57

65-749.fm Page 25 Wednesday, September 8, 1999 11:07 AM

(17(5,1*#'$7$2
86,1*#5(&25'6

<RX#HQWHU#GDWD#LQ#HDFK#PRGH#+

6&+('/#0(02/#$11,9

/# DQG# VR# RQ,#LQ

3+21(

WKH#VDPH#ZD\1

‡3UHVV#

63$&(

#WR#HQWHU#D#VSDFH1

‡,I# \RX# PDNH# DQ# LQFRUUHFW# HQWU\/

SUHVV##1RU##1WR# PRYH# WR# WKH
FKDUDFWHU# \RX# ZDQW# WR# FKDQJH/
WKHQ#W\SH#WKH#FRUUHFW#FKDUDFWHU1

‡7R#VNLS#D#ILHOG/#SUHVV#

(17(5

1

‡7R# JR# EDFN# WR# D# SUHYLRXV# ILHOG/

SUHVV##XQWLO# WKH# GHVLUHG# ILHOG
DSSHDUV1

/

1RWH=

IRU# WKH# UHFRUG# \RX# KDYH# HQWHUHG/

)8//

VFKHGXOH# DODUPV/# PHPR# UHFRUGV/# RU
ZHE# VLWH# DGGUHVVHV# WR# IUHH# DGGLWLRQDO
VSDFH1

#,I#QRW#HQRXJK#VSDFH#LV#DYDLODEOH

#DSSHDUV1#'HOHWH#SKRQH#UHFRUGV/

58

65-749.fm Page 26 Wednesday, September 8, 1999 11:07 AM

5(&$//,1*#$#5(&25'#

41 3UHVV# WKH# GHVLUHG# PRGH# NH\

+

3+21(

#/#IRU#H[DPSOH,#XQWLO#WKH

GHVLUHG#GLUHFWRU\#SURPSW#DSSHDUV1

51 3UHVV#

6($5&+#

# RU#

WR# YLHZ

#

WKH#ILUVW#UHFRUG1#<RX#FDQ#DOVR#HQWHU
WKH# ILUVW# IHZ# FKDUDFWHUV# RI# WKH
UHFRUG# \RX# ZDQW# WR# ILQG/# WKHQ
SUHVV#

6($5&+

##RU#1#7KH#ILUVW

PDWFKLQJ#UHFRUG#DSSHDUV1

1RWH=#

,I# WKHUH# DUH# QR# UHFRUGV
VWRUHG#LQ#\RXU#RUJDQL]HU#RU#LI#WKHUH
LV# QR# PDWFKLQJ# UHFRUG/#

)281'

#DSSHDUV1

127

61 3UHVV#

IRUPDWLRQ#LQ#WKH#UHFRUG1

71 7R # UHFDOO# DQRWKHU# UHFRUG/# UHSHDW

6WHSV#4±61

59

'63

#+GLVSOD\,#WR#YLHZ#WKH#LQ0

65-749.fm Page 27 Wednesday, September 8, 1999 11:07 AM

(',7,1*#$#5(&25'#

41 5HFDOO#WKH#UHFRUG#\RX#ZDQW#WR#HGLW1#

51 3UHVV#

(',7

1#$#IODVKLQJ#FXUVRU#DS0
SHDUV#RQ#WKH#ILUVW#FKDUDFWHU#RI#WKH
UHFRUG1

61 3UHVV##RU##WR#PRYH#WKH#FXUVRU#WR

WKH#FKDUDFWHU#\RX#ZDQW#WR#HGLW1#7R
FKDQJH# D# FKDUDFWHU/# VLPSO\# HQWHU
WKH#FRUUHFW#FKDUDFWHU1

7R#DGG#D#FKDUDFWHU/#SUHVV#

,16

#+LQ0
VHUW,# VR# D# FKDUDFWHU# VSDFH# DS0
SHDUV/#WKHQ#HQWHU#D#FKDUDFWHU1#

3UHVV#

63$&(

#WR#HQWHU# D# VSDFH#LQ

SODFH#RI#D#FKDUDFWHU1#

7R#GHOHWH#D#FKDUDFWHU/#SUHVV#

'(/

1

5:

65-749.fm Page 28 Wednesday, September 8, 1999 11:07 AM

71 :KHQ# \RX# ILQLVK# HGLWLQJ# WKH# ILUVW

ILHOG/#SUHVV#

(17(5

1#7KH#QH[W#ILHOG
LQ#WKH# UHFRUG# DSSHDUV#RQ#WKH# ILUVW
OLQH#RI#WKH#GLVSOD\1#

1RWH=

#0HPR#UHFRUGV#DUH#RQO\#RQH

ILHOG#ORQJ1

81 5HSHDW# 6WHSV#4±7# WR# HGLW# RWKHU

ILHOGV#LQ#WKH#UHFRUG1

91 7R # VWRUH# WKH# HGLWHG# UHFRUG/# SUHVV

(17(5

1#

:1 5HSHDW#6WHSV#4±9#WR#HGLW#DGGLWLRQ0

DO#UHFRUGV#RU#SUHVV#D#PRGH#NH\#WR
H[LW1

5;

65-749.fm Page 29 Wednesday, September 8, 1999 11:07 AM

'83/,&$7,1*#
5(&25'6

<RX# FDQ# GXSOLFDWH# DQ\# UHFRUG# LQ# WKH

3+21(/#6&+('/#0(02/#%22.0$5.

RU#

$11,9

#PRGHV#E\#FRS\LQJ#LW1#7KLV#LV
KDQG\# LI# \RX# ZDQW# WR# HQWHU# D# QHZ
UHFRUG# WKDW# LV# VLPLODU# WR# DQ# H[LVWLQJ
RQH1

41 5HFDOO# WKH# GHVLUHG# UHFRUG#+D

SKRQH#UHFRUG/#IRU#H[DPSOH,1

51 3UHVV#

6+,)7

&23<"+<21,

61 7R # FRS\# WKH# LQIRUPDWLRQ/# SUHVV#

# WKHQ#

#DSSHDUV1

&23<

#+

,16

,1

<

7KH# UHFRUG# OLVW# VKRZV# ERWK# WKH
RULJLQDO#UHFRUG#DQG#WKH#GXSOLFDWHG

/

1

RQH1

71 (GLW# WKH# GXSOLFDWH# UHFRUG# DV# GH0

VLUHG1

5<

65-749.fm Page 30 Wednesday, September 8, 1999 11:07 AM

'(/(7,1*#$#5(&25'#

41 5HFDOO#WKH#UHFRUG#\RX#ZDQW#WR#GH0

OHWH1

51 3UHVV#

'(/

1#

'(/(7("+<21,

SHDUV1

61 7R #GHOHWH#WKH#UHFRUG/#SUHVV#

HUZLVH/#SUHVV#11#

#DS0

>#RWK0

<

63

65-749.fm Page 31 Wednesday, September 8, 1999 11:07 AM

3+21(#

6725,1*#$#3+21(#/,67#
5(&25'#

<RXU#RUJDQL]HU#KDV#WKUHH#SKRQH#GLUHF0
WRULHV#+

/# DQG#

5

H[SODLQV# KRZ# WR# VWRUH# D# SKRQH# OLVW
UHFRUG1# 6HH# ³(QWHULQJ# 'DWD28VLQJ
5HFRUGV´#RQ#3DJH 58#WR#UHFDOO/#HGLW/#RU
GHOHWH#D#SKRQH#OLVW#UHFRUG1#

<RX# FDQ# VWRUH# D# QDPH/# FRPSDQ\
QDPH/#DGGUHVV/#WKUHH#WHOHSKRQH#QXP0
EHUV/# H0PDLO# DGGUHVV/# DQG# QRWHV# LQ
HDFK# SKRQH# OLVW# UHFRUG1# (DFK# UHFRUG
FDQ#EH#XS#WR#837#FKDUDFWHUV1#6HH#³(Q0
WHULQJ# 'DWD28VLQJ# 5HFRUGV´# RQ
3DJH 58#IRU#GDWD#HQWU\#WLSV1

7(/(3+21(#4/#7(/(3+21(

7(/(3+21(#6

,1# 7KLV# VHFWLRQ

64

65-749.fm Page 32 Wednesday, September 8, 1999 11:07 AM

41 3UHVV#

3+21(##

7(/(3+21(
7(/(3+21(#5

+IRU#
OLVW¶V#QDPH#+VXFK#DV#

4

7(/(3+21(#6

,#DQG#

1$0("

#

,/# WZLFH#+IRU

4

,/# RU# WKUHH# WLPHV

#DSSHDU1

RQFH#+IRU

,1# 7KH# SKRQH

7(/(3+21(

51 (QWHU#WKH#GHVLUHG#QDPH#DQG#SUHVV

(17(5

1# +6LQFH# WKH# RUJDQL]HU
VWRUHV# SKRQH# OLVW# UHFRUGV# DOSKD0
EHWLFDOO\#E\#QDPH/#\RX#PLJKW#ZDQW
WR#SXW#ODVW#QDPHV#ILUVW1,

61 (QWHU#HDFK#SLHFH#RI#LQIRUPDWLRQ#DV

WKH# RUJDQL]HU# SURPSWV# \RX# IRU# LW

+

$''5(66/#3+21(4

71 7R #VWRUH#WKH#UHFRUG/#SUHVV#

1$0("

81 5HSHDW# 6WHSV#5±7# WR# VWRUH# DGGL0

WLRQDO#UHFRUGV/#RU#SUHVV#DQ\#PRGH
NH\#WR#H[LW1#

65

#DSSHDUV1#

/#DQG#VR#RQ,1#

(17(5

1

65-749.fm Page 33 Wednesday, September 8, 1999 11:07 AM

0(02272#'2#

7KH# 0HPR# IXQFWLRQ# OHWV# \RX# UHFRUG

7KH# 0HPR# IXQFWLRQ# OHWV# \RX# UHFRUG
QRWHV# WR# \RXUVHOI/# ZKLOH# WKH# 7R# 'R

QRWHV# WR# \RXUVHOI/# ZKLOH# WKH# 7R# 'R
IXQFWLRQ#OHWV#\RX#NHHS#D#OLVW#RI#WKLQJV#WR

IXQFWLRQ#OHWV#\RX#NHHS#D#OLVW#RI#WKLQJV#WR
GR1#(DFK#HQWU\#FDQ#EH#XS#WR#844#FKDU0

GR1#(DFK#HQWU\#FDQ#EH#XS#WR#844#FKDU0
DFWHUV#ORQJ1#6HH#³(QWHULQJ#'DWD28VLQJ

DFWHUV#ORQJ1#6HH#³(QWHULQJ#'DWD28VLQJ
5HFRUGV´# RQ# 3DJH 58# IRU# GDWD# HQWU\

5HFRUGV´# RQ# 3DJH 58# IRU# GDWD# HQWU\
WLSV1

WLSV1

7KHVH# VHFWLRQV# H[SODLQ# KRZ# WR# VWRUH

7KHVH# VHFWLRQV# H[SODLQ# KRZ# WR# VWRUH
PHPR#DQG#WR#GR#UHFRUGV1#6HH#³(QWHU0

PHPR#DQG#WR#GR#UHFRUGV1#6HH#³(QWHU0
LQJ# 'DWD28VLQJ# 5HFRUGV´# RQ# 3DJH 58

LQJ# 'DWD28VLQJ# 5HFRUGV´# RQ# 3DJH 58
WR# UHFDOO/# HGLW/#RU# GHOHWH#HLWKHU# W\SH# RI

WR# UHFDOO/# HGLW/#RU# GHOHWH#HLWKHU# W\SH# RI
UHFRUG1

UHFRUG1

6725,1*#$#0(02#

6725,1*#$#0(02#
5(&25'#

5(&25'#

41 3UHVV#

41 3UHVV#

SHDUV1

SHDUV1

0(02#

0(02#

1#

1#

0(02"

0(02"

# DS0

# DS0

66

65-749.fm Page 34 Wednesday, September 8, 1999 11:07 AM

51 (QWHU#WKH#PHPR1#

61 7R # VWRUH# WKH# UHFRUG/# SUHVV#

7(5

1#

71 5HSHDW# 6WHSV#5#DQG#6#WR# VWRUH

DGGLWLRQDO#UHFRUGV/#RU#SUHVV#DQ\
PRGH#NH\#WR#H[LW1#

6725,1*#$#72#'2#
5(&25'#

41 3UHVV#

DSSHDUV1

0(02

##WZLFH1#

72'2"

(10

51 (QWHU# WKH# WDVN# DQG# RWKHU# LQIRU0

PDWLRQ#\RX#ZDQW#WR#VWRUH1#

61 7R # VWRUH# WKH# UHFRUG/# SUHVV#

7(5

67

(10

1#

65-749.fm Page 35 Wednesday, September 8, 1999 11:07 AM

71 3UHVV# D# QXPEHU# NH\#+4±6,# WR# DV0

VLJQ#D#SULRULW\#OHYHO#WR#WKH#UHFRUG1

81 5HSHDW# 6WHSV#5±7# WR# VWRUH# DGGL0

WLRQDO#UHFRUGV/#RU#SUHVV#DQ\#PRGH
NH\#WR#H[LW1#

68

65-749.fm Page 36 Wednesday, September 8, 1999 11:07 AM

'$,/<#$/$50#

<RX#FDQ#VHW#DQ#DODUP#WR#VRXQG#DW#D#VHW
WLPH#RI#GD\/#HYHQ#LI#WKH#RUJDQL]HU#LV#RII1
:KHQ# WKH# GDLO\# DODUP# LV# RQ/# # DS0
SHDUV# DQG# D# WRQH# VRXQGV# DW# WKH# VHW
WLPH#IRU#DERXW#53#VHFRQGV1#7R#VLOHQFH
WKH#DODUP#VRRQHU/#SUHVV#DQ\#NH\1#

1RWH=

RII# WKH# DODUP/# WKH# DODUP# PLJKW# QRW
VRXQG# LI# \RX# DUH# HQWHULQJ# LQIRUPDWLRQ
DW#WKH#DODUP#WLPH1

#%HFDXVH#SUHVVLQJ#DQ\#NH\#WXUQV

6(77,1*#7+(#'$,/<#
$/$50#7,0(#

41 3UHVV#

FXUUHQW#DODUP#WLPH#DSSHDU1

$/$50

#1#

$/$50

#DQG#WKH

69

65-749.fm Page 37 Wednesday, September 8, 1999 11:07 AM

51 3UHVV#

(',7

1# 7KH# ILUVW# GLJLW# RI# WKH

DODUP#WLPH#IODVKHV1

61 8VH# WKH# QXPEHU# NH\V# WR# HQWHU

HDFK#GLJLW#RI#WKH#DODUP#WLPH1#

1RWH=

# ,I# \RX# PDNH# DQ# LQFRUUHFW
HQWU\/#SUHVV##RU##WR#PRYH#EDFN0
ZDUG# RU# IRUZDUG# WR# WKH# GLJLW# WKDW
\RX# ZDQW# WR# FKDQJH1# 7KHQ# HQWHU
WKH#FRUUHFW#GLJLW1

71 ,I# \RX# DUH# XVLQJ#WKH#450KRXU#WLPH

IRUPDW/#SUHVV#

$0230

#WR#VHOHFW#WKH

FRUUHFW#$0#RU#30#KRXU1

81 3UHVV#

WLPH1# # DSSHDUV# RQ# WKH# GLV0
SOD\¶V# OHIW# VLGH# WR# VKRZ# WKDW# WKH
DODUP#LV#RQ1#

(17(5

# WR# VWRUH# WKH# DODUP

6:

65-749.fm Page 38 Wednesday, September 8, 1999 11:07 AM

91 3UHVV#

7,0(##

WR# UHWXUQ# WR# WKH
FXUUHQW# GDWH# DQG# WLPH# GLVSOD\# RU
SUHVV#DQ\#RWKHU#PRGH#NH\1

7851,1*#7+(#'$,/<#
$/$50#21#$1'#2))#

3UHVV#

$/$50

UHQW#DODUP#WLPH#DSSHDU1

3UHVV#

6+,)7#

RQ#RU#RII1# #DSSHDUV#ZKHQ#WKH#DODUP

#1#

$/$50

#DQG#WKH#FXU0

#+9,#WR#WXUQ#WKH#DODUP

LV#RQ1#

1RWH=

#7XUQLQJ#WKH#GDLO\#DODUP#RQ#RU#RII
GRHV# QRW# DIIHFW# VFKHGXOH# DODUPV#+VHH
³6FKHGXOH#$ODUPV´#RQ#3DJH 6<,1

6;

65-749.fm Page 39 Wednesday, September 8, 1999 11:07 AM

6&+('8/(#$/$506#

6FKHGXOH# DODUPV# NHHS# \RX# LQ# FRQWURO
RI# \RXU# EXV\# VFKHGXOH# E\# UHPLQGLQJ
\RX# RI# PHHWLQJV# DQG# RWKHU# LPSRUWDQW
HYHQWV1#)RU#HDFK#DODUP/#\RX#FDQ#HQWHU
DQ#DODUP#PHVVDJH#RI#XS#WR#844#FKDU0
DFWHUV1#

$W# WKH# VHW# WLPH/# WKH# DODUP# VRXQGV# IRU
53# VHFRQGV# DQG# \RXU# VWRUHG# DODUP
PHVVDJH# DSSHDUV1# ,I# WKH# RUJDQL]HU# LV
RII#DW#WKH#VHW#DODUP#WLPH/#WKH#RUJDQL]HU
WXUQV# RQ/# VRXQGV# WKH# DODUP#WRQH/# DQG
GLVSOD\V#WKH#DODUP#PHVVDJH1#

7R# VLOHQFH# WKH# DODUP# VRRQHU/# SUHVV
DQ\#NH\1#

6<

65-749.fm Page 40 Wednesday, September 8, 1999 11:07 AM

1RWHV=

‡6LQFH# SUHVVLQJ# DQ\# NH\# WXUQV# RII

WKH#DODUP/#LW#PLJKW#QRW#VRXQG#+DQG
WKH#DODUP#PHVVDJH#PLJKW#QRW#DS0
SHDU,#LI#\RX#DUH#HQWHULQJ#LQIRUPD0
WLRQ#DW#WKH#VFKHGXOH#DODUP#WLPH1

‡,I# \RXU# RUJDQL]HU# LV# ORFNHG# DW# WKH

VFKHGXOH# DODUP# WLPH/# WKH# DODUP
VRXQGV# EXW# WKH# DODUP# PHVVDJH
GRHV# QRW# DSSHDU1# 7R# GLVSOD\# WKH
DODUP# PHVVDJH/# \RX# PXVW# HQWHU
WKH# SDVVZRUG#+VHH# ³3DVVZRUGV´
RQ#3DJH 85,1

73

65-749.fm Page 41 Wednesday, September 8, 1999 11:07 AM

(17(5,1*#$#
6&+('8/(#$/$50#

7R# VWRUH# D# VFKHGXOH# DODUP/# \RX# PXVW
HQWHU#ERWK#WKH#DODUP#WLPH#DQG# D#PHV0
VDJH1# 6HH# ³(QWHULQJ# 'DWD28VLQJ
5HFRUGV´# RQ# 3DJH 58# IRU# GDWD# HQWU\
WLSV#DQG#LQVWUXFWLRQV#IRU# HGLWLQJ# RU#GH0
OHWLQJ#VFKHGXOH#UHFRUGV1

41 3UHVV#

6&+('#

1

6&+('8/(

#

DQG# WKH# FXUUHQWO\# VHW# GDWH# DQG
WLPH# DSSHDU# ZLWK# WKH# ILUVW# GLJLW# RI
WKH#PRQWK#IODVKLQJ1

51 (QWHU# WKH# GDWH# DQG# WLPH# RI# WKH

HYHQW1

61 ,I# \RX# DUH# XVLQJ#WKH#450KRXU#WLPH

IRUPDW/#SUHVV#

$0230

#WR#VHOHFW#WKH

FRUUHFW#$0#RU#30#KRXU1#

74

65-749.fm Page 42 Wednesday, September 8, 1999 11:07 AM

71 3UHVV#

(17(5

/#WKHQ#HQWHU#WKH#PHV0
VDJH# \RX# ZDQW# WR# KDYH#GLVSOD\HG
ZKHQ#WKH#VFKHGXOH#DODUP#VRXQGV1

81 7R #VWRUH#WKH#UHFRUG/#SUHVV#

(17(5

91 5HSHDW# 6WHSV#5±8# WR# VWRUH# DGGL0

WLRQDO#UHFRUGV# RU# SUHVV# DQ\# PRGH
NH\#WR#H[LW1#

7851,1*#6&+('8/(#
$/$506#21#$1'#2))#

1#

41 5HFDOO#D#VFKHGXOH#DODUP#UHFRUG1

51 3UHVV#

'63

# WR# GLVSOD\# WKH# IXOO

UHFRUG1

61 3UHVV##+

,#WR#WXUQ#WKH#DODUP#RQ

9

RU#RII1# #DSSHDUV#ZKHQ#WKH#DODUP
LV#RQ1#

75

65-749.fm Page 43 Wednesday, September 8, 1999 11:07 AM

1RWH=

#7XUQLQJ#D#VFKHGXOH#DODUP#RQ#RU

RII#GRHV#QRW#DIIHFW#D#GDLO\#DODUP1

6($5&+,1*#)25#
.(<:25'6

,I#\RX#FDQQRW#UHPHPEHU#WKH#VFKHGXOHG
WLPH#DQG#GDWH#IRU#D#VSHFLILF#HYHQW/#\RX
FDQ#IROORZ#WKHVH#VWHSV#WR#VHDUFK#IRU#D
NH\ZRUG1

41 3UHVV#

127("

6&+('#

#DSSHDUV1

/# WKHQ#

(17(5

1

51 7\SH# WKH# ILUVW# IHZ# OHWWHUV# RI# WKH

PHVVDJH# \RX# HQWHUHG# WR# JR# ZLWK
WKH#VFKHGXOH#DODUP1

61 3UHVV#

SHDUV1

6+,)7

/#WKHQ#

6($5&+

##RU

1# 7KH# VFKHGXOH# UHFRUG# DS0

76

65-749.fm Page 44 Wednesday, September 8, 1999 11:07 AM

(;3(16(#

7KH# RUJDQL]HU¶V# H[SHQVH# UHFRUG# IXQF0
WLRQ# KHOSV# \RX# NHHS# WUDFN# RI# \RXU# IL0
QDQFHV1# <RX# FDQ#UHFRUG# HDFK# RI# \RXU
H[SHQVHV# DQG# FUHDWH# DQ# H[SHQVH# UH0
SRUW1# 6HH# ³(QWHULQJ# 'DWD28VLQJ
5HFRUGV´# RQ# 3DJH 58# IRU# GDWD# HQWU\
WLSV# DQG# LQVWUXFWLRQV#IRU# HGLWLQJ# RU# GH0
OHWLQJ#H[SHQVH#UHFRUGV1

(17(5,1*#$1#(;3(16(#
5(&25'#

41 3UHVV#

51 7KH# ILUVW# GLJLW# RI# WKH# PRQWK# RI# WKH

H[SHQVH#IODVKHV1#8VH#WKH#QXPEHU
NH\V# WR# HQWHU# WKH# GDWH# RI# WKH# H[0
SHQVH1

77

(;3(16(

/#WKHQ#VHOHFW#41

65-749.fm Page 45 Wednesday, September 8, 1999 11:07 AM

61 3UHVV#

(17(5

VHW# FDWHJRU\#+VXFK# DV#

027(/

/# RU#

/#WKHQ#VHOHFW#D# SUH0

0($/6

&$5

,# IRU# \RXU# H[0
SHQVH1# +7R # FKDQJH# WKH# FDWHJRU\
QDPHV/# VHH# ³5HQDPLQJ# ([SHQVH
&DWHJRULHV´#RQ#3DJH 7:1,

71 3UHVV#

(17(5

1#

$02817"

# DS0

SHDUV1

81 (QWHU# WKH# DPRXQW# DQG# SUHVV#

7(5

1

(10

91 &KRRVH#D#SD\PHQW#W\SH#+VXFK#DV

&$6+/#&+(&.

/# RU#

&$5'

,# DQG

/

SUHVV#

:1

5(&(,37"

&KRRVH#

(17(5

<

1

#

+<21,

#RU#1#DQG#SUHVV#

# DSSHDUV1

(17(5

1

78

65-749.fm Page 46 Wednesday, September 8, 1999 11:07 AM

;1 (QWHU#D#QRWH#LQ#WKH#QH[W#ILHOG/#LI#GH0

VLUHG/# WKHQ# SUHVV#

(17(5#

WR# VWRUH

\RXU#H[SHQVH#UHFRUG1

0$.,1*#$1#(;3(16(#
5(3257#

,I# \RX# ZDQW# WR# NQRZ# JHQHUDO# H[SHQVH
LQIRUPDWLRQ#ZLWKLQ#D#FHUWDLQ#SHULRG/#\RX
FDQ# XVH# WKH# RUJDQL]HU¶V# H[SHQVH# UH0
SRUW#IXQFWLRQ1#

41 3UHVV#

(;3(16(

/#WKHQ#VHOHFW#51

51 (QWHU# WKH# UHSRUW¶V# VWDUWLQJ# GDWH/

WKHQ#SUHVV#

61 (QWHU# WKH# UHSRUW¶V# HQGLQJ# GDWH/

WKHQ#SUHVV#

71 3UHVV##RU##WR#VFUROO#EDFNZDUG

RU#IRUZDUG#WKURXJK#WKH#UHSRUW1

79

(17(5

(17(5

1

1

65-749.fm Page 47 Wednesday, September 8, 1999 11:07 AM

5(1$0,1*#(;3(16(#
&$7(*25,(6#

7R#FKDQJH#WKH#RUJDQL]HU¶V#GHIDXOW#H[0
SHQVH#VHWWLQJV/#IROORZ#WKHVH#VWHSV1

41 3UHVV#

(;3(16(

/#WKHQ#VHOHFW#61

51 (QWHU#WKH#QXPEHU#IRU#WKH#FDWHJRU\

\RX# ZDQW# WR# FKDQJH/# WKHQ# SUHVV

(17(5

1

61 (QWHU# WKH# QHZ# QDPH/# XS# WR#43

FKDUDFWHUV1

71 7R #VWRUH#WKH#QHZ#QDPH/#SUHVV#

7(5

1

(10

7:

65-749.fm Page 48 Wednesday, September 8, 1999 11:07 AM

%22.0$5.6#

<RX# FDQ# XVH# \RXU# RUJDQL]HU¶V# ERRN0
PDUN# IXQFWLRQ#WR#VWRUH#DQ#,QWHUQHW#VLWH
QDPH/# ZHE# VLWH# DGGUHVV/# DQG# QRWH# LQ
HDFK#ZHE#VLWH#UHFRUG1#

7KH# ZRUOG# ZLGH# ZHE# LV# D# XVHIXO# UH0
VRXUFH/#ZLWK#LQIRUPDWLRQ#RQ#OLWHUDOO\#PLO0
OLRQV#RI#FRPSDQLHV/#RUJDQL]DWLRQV/#DQG
LQGLYLGXDOV1# )RU# H[DPSOH/# WKH# DGGUHVV
IRU# 7DQG\# &RUSRUDWLRQ# LV# KWWS=22
ZZZ1WDQG\1FRP1#

<RX#SUREDEO\#KDYH#D#OLVW#RQ#\RXU#KRPH
RU#RIILFH#FRPSXWHU#IRU#WKH#VLWHV#\RX#IUH0
TXHQWO\# YLVLW1# <RX# FDQ# XVH# \RXU# RUJD0
QL]HU# WR# KHOS# NHHS# WUDFN# RI# WKHVH
DGGUHVVHV# DQG# KDYH# WKHP# ZLWK# \RX
ZKHUHYHU#\RX#JR1

6HH#³(QWHULQJ#'DWD28VLQJ#5HFRUGV´#RQ
3DJH 58#WR#UHFDOO/#HGLW/#RU#GHOHWH#D#ZHE
VLWH#UHFRUG1

7;

65-749.fm Page 49 Wednesday, September 8, 1999 11:07 AM

(17(5,1*#$#
%22.0$5.#5(&25'#

41 3UHVV#

%22.0$5.

#1#

1$0("

#

DSSHDUV1

51 (QWHU# D# ZHE# VLWH# QDPH#+7DQG\

&RUS1/# IRU# H[DPSOH,/# WKHQ# SUHVV

(17(5

1#

:(%#6,7(6"

#DSSHDUV1

61 (QWHU# D# ZHE# VLWH# DGGUHVV/# WKHQ

SUHVV#

(17(5

1#

127("

#DSSHDUV1

71 (QWHU# QRWHV#+WR# UHPLQG# \RXUVHOI

DERXW# ZKDW# FDQ# EH# IRXQG# RQ# WKLV
VLWH/#IRU#H[DPSOH,/#LI#GHVLUHG/#WKHQ
SUHVV#

(17(5#

WR# VWRUH# WKH# ERRN0

PDUN1

7<

65-749.fm Page 50 Wednesday, September 8, 1999 11:07 AM

$11,9(56$5,(6#

8VH# WKH# RUJDQL]HU¶V#DQQLYHUVDU\# IXQF0
WLRQ# WR# VWRUH# LPSRUWDQW# GDWHV# WKDW# \RX
ZDQW#WR#UHPHPEHU#+VXFK#DV#ELUWKGD\V/
DQQLYHUVDULHV/#DQG#VR#RQ,1#7R#HQWHU#WKH
FDOHQGDU#PRGH/#SUHVV#
DSSHDUV#RQ#WKH#FDOHQGDU#WR#PDUN#HDFK
GDWH#\RX#VHW1#

6HH#³(QWHULQJ#'DWD28VLQJ#5HFRUGV´#RQ
3DJH 58#IRU#GDWD#HQWU\#WLSV#DQG#LQVWUXF0
WLRQV#IRU#HGLWLQJ#RU#GHOHWLQJ#DQQLYHUVDU\
UHFRUGV1

&$/1

#1#$#GRW

(17(5,1*#$1#
$11,9(56$5<#
5(&25'#

41 3UHVV#

DQG#WKH#ILUVW#GLJLW#RI#WKH#PRQWK#ILHOG
IODVKHV1

83

$11,9#

1#

'$7("

#DSSHDUV/

65-749.fm Page 51 Wednesday, September 8, 1999 11:07 AM

51 (QWHU#WKH#GHVLUHG#GDWH#DQG#SUHVV

(17(5

61

127("

1

# DSSHDUV1# (QWHU# RWKHU# LQ0

IRUPDWLRQ# \RX# ZDQW# WR# VWRUH# ZLWK
WKH#UHFRUG/#LI#GHVLUHG1

71 7R #VWRUH#WKH#UHFRUG/#SUHVV#

(17(5

1

84

65-749.fm Page 52 Wednesday, September 8, 1999 11:07 AM

3$66:25'6#

<RX#FDQ#EORFN#XQDXWKRUL]HG#DFFHVV
WR# LQIRUPDWLRQ# E\# HQWHULQJ# LW# LQ# DQ
DUHD# ZKLFK# LV# SURWHFWHG# E\# D# SDVV0
ZRUG#WKDW#\RX#DVVLJQ1#2QFH#\RX#HQ0
WHU#WKH#SDVVZRUG/#DOO#WKH#UHFRUGV#\RX
HQWHU#DUH#DXWRPDWLFDOO\#VWRUHG#LQ#WKH
VHFUHW# DUHD1# <RX# PXVW# HQWHU# WKH
SDVVZRUG# WR# UHFDOO# D# UHFRUG# LQ# WKH
VHFUHW#DUHD1

2QFH#LQVLGH#WKH#VHFUHW#DUHD/#\RX#HQ0
WHU/# UHFDOO/# HGLW/# RU# GHOHWH# D# VHFUHW
UHFRUG# DV# \RX# ZRXOG# DQ\# RWKHU
UHFRUG#+VHH# ³(QWHULQJ# 'DWD28VLQJ
5HFRUGV´#RQ#3DJH 58,1#

85

65-749.fm Page 53 Wednesday, September 8, 1999 11:07 AM

(17(5,1*#7+(#6(&5(7#
$5($#

41 3UHVV#

:25'"

51 (QWHU# WKH# SDVVZRUG/# IURP#4#WR#;

FKDUDFWHUV#ORQJ1

1RWHV=

‡,I# WKLV# LV# WKH# ILUVW# WLPH# \RX# DUH

DQVZHULQJ# WKLV# TXHVWLRQ/# \RX
DUH#DERXW#WR#VHW#WKH#SDVVZRUG1

‡%H# VXUH# \RX# VHW# D# SDVVZRUG

WKDW# \RX# FDQ# HDVLO\# UHPHPEHU1
,I# \RX# IRUJHW# LW#+RU# ZDQW# WR# UH0
PRYH#LW,/#\RX#PXVW#UHVHW#WKH#RU0

6+,)7

#DSSHDUV1

# WKHQ#1#

3$660

JDQL]HU/# ZKLFK# FOHDUV# DOO
UHFRUGV1# +6HH# ³5HVHWWLQJ# $OO
0HPRU\´#RQ#3DJH :61,

86

65-749.fm Page 54 Wednesday, September 8, 1999 11:07 AM

61 3UHVV#

(17(5

1# ,I# WKH# SDVVZRUG# LV
FRUUHFW/# # DSSHDUV# RQ# WKH# OHIW
VLGH#RI#WKH#GLVSOD\1#

,I# WKH# SDVVZRUG# LV# LQFRUUHFW/# WKH
GLVSOD\# FOHDUV# DQG# WKH# FXUVRU
EOLQNV1#5H0HQWHU#WKH#FRUUHFW#SDVV0
ZRUG1

7R#H[LW#WKH#VHFUHW#DUHD/#WXUQ#RII#WKH#RU0
JDQL]HU/#RU#SUHVV#

&$/&#

/#

$/$50#

7,0(#

/#VR##GLVDS0

/#

&$/1#

SHDUV1#

/

7R#UH0HQWHU#WKH#VHFUHW#DUHD/#SUHVV#WKH
GHVLUHG#IXQFWLRQ¶V#NH\#WKHQ#

6+,)7

HQWHU#WKH#SDVVZRUG/#DQG#SUHVV#

#/

(17(5

VR##DSSHDUV#DJDLQ1

87

65-749.fm Page 55 Wednesday, September 8, 1999 11:07 AM

&+$1*,1*#7+(#
3$66:25'

41 3UHVV#

:25'"

6+,)7

#DSSHDUV1

##+,1#

3$660

51 (QWHU#WKH#FXUUHQW#SDVVZRUG1

61 3UHVV#

(17(5

1#

DSSHDUV# RQ

#

WKH#OHIW#VLGH#RI#WKH#GLVSOD\1

71 3UHVV#

3$66:25'"

6+,)7

##DJDLQ1#

#DSSHDUV1

1(:

81 (QWHU# WKH# QHZ# SDVVZRUG/# XS# WR#;

FKDUDFWHUV#ORQJ1

91 3UHVV#

(17(5

# WR# VWRUH# WKH# QHZ

SDVVZRUG1

88

65-749.fm Page 56 Wednesday, September 8, 1999 11:07 AM

&$/&8/$725#

3UHVV#
ODWRU1#

&$/&#

&$/&8/$725

#RQFH#WR#XVH#WKH#FDOFX0

#DQG#

#DSSHDU1

31

67$1'$5'#
&$/&8/$7,216

3UHVV# WKH# NH\V# LQ# WKH# RUGHU# WKH\# DS0
SHDU#LQ#WKH#DULWKPHWLF#RSHUDWLRQ1#

)RU#H[DPSOH=#

<RX#3UHVV <RX#6HH

6#.#7#

××××

;#

89

#6#±#7#

#1

:1

00

531

65-749.fm Page 57 Wednesday, September 8, 1999 11:07 AM

3UHVV#

&2&(#+'(/

HQWU\1# 3UHVV#

,#RQFH#WR#FOHDU#WKH#ODVW

&2&(

# WZLFH# WR# FOHDU# DOO

SHQGLQJ#FDOFXODWLRQV1#

#+HUURU,#DSSHDUV#LI#WKH#UHVXOW#RI

#

1RWH=

(

D#FDOFXODWLRQ#KDV#PRUH#WKDQ#43# GLJLWV/
LI# \RX# WU\# WR# FDOFXODWH# WKH# VTXDUH# URRW
RI# D# QHJDWLYH# QXPEHU/# RU# LI# \RX#WU\# WR
GLYLGH#E\#31#7R#FOHDU#WKH#HUURU/#SUHVV#

1

&(

&2

648$5(#
&$/&8/$7,216#

7R# GR# VTXDUH# FDOFXODWLRQV/# SUHVV# WKH
QXPEHU/#WKHQ#

××××

/#WKHQ#

1#

8:

65-749.fm Page 58 Wednesday, September 8, 1999 11:07 AM

)RU#H[DPSOH/#WR#FDOFXODWH#78=

<RX#3UHVV <RX#6HH

×

×

7#

# # #

× ×

#

00

43571

7R# GR# VTXDUH# URRW# FDOFXODWLRQV/# SUHVV
WKH#QXPEHU/#WKHQ##+3,1#

)RU# H[DPSOH/# WR# FDOFXODWH# WKH# VTXDUH
URRW#RI#7

:

<RX#3UHVV <RX#6HH

7#

8;

51

65-749.fm Page 59 Wednesday, September 8, 1999 11:07 AM

0(025<#
&$/&8/$7,216#

7KH# PHPRU\# FDOFXODWLRQ# IHDWXUH# OHWV
\RX# SHUIRUP# PXOWL0VWHS# FDOFXODWLRQV
HDVLO\1

‡3UHVV#

0&#+4

,#WR#FOHDU# WKH#PHPR0

U\1

‡3UHVV#

0.#+5

,#WR#WRWDO#D#FDOFXODWLRQ

DQG#DGG#WKH#WRWDO#WR#PHPRU\1

‡3UHVV#

0±#+(

,#WR#WRWDO#D#FDOFXODWLRQ
DQG# VXEWUDFW# WKH# WRWDO# IURP# WKH
YDOXH#LQ#PHPRU\1

‡3UHVV#

05#+:

,#WR#UHFDOO#WKH#YDOXH#LQ

PHPRU\1

8<

65-749.fm Page 60 Wednesday, September 8, 1999 11:07 AM

‡3UHVV#

#DSSHDUV#ZKHQ#\RX#VWRUH#D#YDO0

0±

#WR#FOHDU#WKH#PHPRU\1#

0&

±

XH# LQ# PHPRU\/# DQG# GLVDSSHDUV
ZKHQ#\RX#FOHDU#WKH#PHPRU\1#

)RU# H[DPSOH/# WR# SHUIRUP# WKLV# FDOFXOD0
WLRQ=

+7#×#8,#.#+5;#.#5,#±#+:#±#5,#.#+:8#·#8,#

<RX#3UHVV <RX#6HH

&$/&

&2&(

31

31

0&

××××

7#

#8# #0.

5;#.#5# #0.

:#±#5# #0±#

93

0.1

±

0±#111531

0.1

±

0±#111631

0±1

±

0±#111#81

31

65-749.fm Page 61 Wednesday, September 8, 1999 11:07 AM

<RX#3UHVV <RX#6HH

0.1

:8#·#8# #0.

±

0±#111481

05

0&

±

0±#111931

931

3(5&(17$*(#
&$/&8/$7,216

7R# ILQG# D# SHUFHQWDJH# RI# D# QXPEHU/
W\SH#WKH# QXPEHU/# WKHQ#
DJH/#DQG#

(

1

)RU#H[DPSOH/#WR#ILQG#6#SHUFHQW#RI#45=

/#WKH#SHUFHQW0

××××

45#

<RX#3UHVV <RX#6HH

×

×

6

(

× ×

3169

94

65-749.fm Page 62 Wednesday, September 8, 1999 11:07 AM

'$7$#75$16)(5#

7R#WUDQVIHU#GDWD#IURP#\RXU#RUJDQL]HU#WR
D# FRPSXWHU#+RU# YLFH0YHUVD,/# \RX# PXVW
ILUVW#FRQQHFW#D#3&#/LQN#FDEOH#+DYDLODEOH
WKURXJK# 5DGLR6KDFN# 8QOLPLWHG,
EHWZHHQ# WKH#

3&# 3257

# MDFN# RQ# WKH
RUJDQL]HU# DQG# \RXU# 3&¶V# VHULDO# SRUW
+VHH# WKH# 3&# /LQN# 2ZQHU¶V# 0DQXDO,1
7KHQ# IROORZ# WKH# VWHSV# XQGHU
³7UDQVIHUULQJ# $OO# 5HFRUGV´# RU
³7UDQVIHUULQJ# 6HOHFWHG# 5HFRUGV´# RQ
3DJH 981

<RX#FDQ#WUDQVIHU#RQO\#

3+21(
$11,9

#/#

6&+('#

##UHFRUGV1

%22.0$5.#

/#

0(02#

/#RU

75$16)(55,1*#$//#

/

5(&25'6

41 ,QVWDOO# WKH# 3&# /LQN# VRIWZDUH# RQ

\RXU#FRPSXWHU#DFFRUGLQJ#WR#WKH#LQ0

95

65-749.fm Page 63 Wednesday, September 8, 1999 11:07 AM

VWUXFWLRQV# LQ# WKH# 3&# /LQN¶V# RZQ0
HU¶V#PDQXDO1#

51 6HOHFW#

0RGHO# /

# IURP# WKH# 3&# /LQN

0HQX1

61 3UHVV#WKH#GHVLUHG#IXQFWLRQ#NH\#WR

WUDQVIHU# DOO# RI# LWV# UHFRUGV# WR# \RXU
3&1

71 )ROORZ# WKH# GLUHFWLRQV# LQ# WKH# 3&

/LQN¶V# RZQHU¶V# PDQXDO# WR# VSHFLI\
WKH# VHULDO# SRUW# WR# XVH# WR# FRQQHFW
WKH# FRPSXWHU# DQG# RUJDQL]HU/# DQG
WR# VHOHFW# WKH# VDPH# IXQFWLRQ# WKDW
\RX#VHOHFWHG#RQ#WKH#RUJDQL]HU1

81 3UHVV#

/,1.#

RQ# \RXU# RUJDQL]HU1

7;15;1"+725,

FHLYH,#DSSHDUV1

91 7R # WUDQVPLW# IURP# WKH# RUJDQL]HU# WR

WKH#3&/#SUHVV#

75$160,7111

#+WUDQVPLW2UH0

#RQ#WKH#RUJDQL]HU1

7

#DSSHDUV1#

96

65-749.fm Page 64 Wednesday, September 8, 1999 11:07 AM

7R# UHFHLYH# IURP# WKH# 3&/# SUHVV#
RQ# WKH# RUJDQL]HU1#

,1*111#

1RWHV=

DSSHDUV1#

#

5(&(,90

‡,I#DQ#HUURU#RFFXUV#GXULQJ#WKH#WUDQV0

IHU/#

(5525

# DSSHDUV1# 5HSHDW# WKH

SURFHGXUH1#

‡ :KHQ# WKH# UHFRUG# WUDQVIHU# WR# WKH

RUJDQL]HU# LV# FRPSOHWH/# WKH# RUJD0
QL]HU# SDXVHV# WR# XSGDWH# LWV
UHFRUGV/# WKHQ# WKH# QRUPDO# GLVSOD\
DSSHDUV1#

5

‡7R#FDQFHO#WKH#WUDQVIHU#DW#DQ\#WLPH/

SUHVV#

97

&2&(

1

65-749.fm Page 65 Wednesday, September 8, 1999 11:07 AM

75$16)(55,1*#
6(/(&7('#5(&25'6#

41 7R #WUDQVPLW#RQO\#VHOHFWHG#UHFRUGV/

UHFDOO#WKH#GHVLUHG#UHFRUG1#

51 3UHVV#

WR#WKH#OHIW#RI#WKH#UHFDOOHG#UHFRUG1#

61 5HSHDW#6WHSV#4#DQG#5#WR#PDUN#DOO

WKH#UHFRUGV#\RX#ZDQW#WR#WUDQVIHU1

71 3UHVV#

0$5.

81 7R # WUDQVIHU# WKH# PDUNHG# UHFRUG+V,

WR# \RXU# 3&/# SUHVV#
SUHVV#11#

6+,)7# 0$5.

6+,)7

#

'$7$"+<21,

# WKHQ#

-1#-

<

# DSSHDUV

1#

/,1.

#DSSHDUV1

># RWKHUZLVH/

6(1'

98

65-749.fm Page 66 Wednesday, September 8, 1999 11:07 AM

0$,17(1$1&(#

7R# HQMR\# \RXU# RUJDQL]HU# IRU# D# ORQJ
WLPH=

‡.HHS# WKH# RUJDQL]HU# GU\1# ,I# LW# JHWV

ZHW/#ZLSH#LW#GU\#LPPHGLDWHO\1

‡8VH# DQG# VWRUH# WKH# RUJDQL]HU# RQO\

LQ# QRUPDO# WHPSHUDWXUH# HQYLURQ0
PHQWV1

‡ +DQGOH# WKH# RUJDQL]HU# JHQWO\# DQG

FDUHIXOO\1#'RQ¶W#GURS#LW1

‡.HHS# WKH# RUJDQL]HU# DZD\# IURP

GXVW#DQG#GLUW1

‡:LSH# WKH# RUJDQL]HU# ZLWK# D# GDPS

FORWK#RFFDVLRQDOO\# WR#NHHS#LW#ORRN0
LQJ#QHZ1

0RGLI\LQJ# RU# WDPSHULQJ# ZLWK# WKH# RUJD0
QL]HU¶V#LQWHUQDO#FRPSRQHQWV#FDQ#FDXVH
D# PDOIXQFWLRQ# DQG# LQYDOLGDWH# LWV# ZDU0
UDQW\#DQG#YRLG#\RXU#)&&#DXWKRUL]DWLRQ
WR# RSHUDWH# LW1# ,I# \RXU# RUJDQL]HU# LV# QRW

99

65-749.fm Page 67 Wednesday, September 8, 1999 11:07 AM

SHUIRUPLQJ#DV#LW#VKRXOG/#WDNH#LW#WR#\RXU
ORFDO#5DGLR6KDFN#VWRUH#IRU#DVVLVWDQFH1#

1RWHV=

‡$W#YHU\#ORZ#WHPSHUDWXUHV/#WKH#GLV0

SOD\¶V# UHVSRQVH# WLPH# PLJKW# VORZ
GRZQ# RU# WKH# GLVSOD\# PLJKW# IDLO
FRPSOHWHO\1# 7KLV# LV# RQO\# WHPSR0
UDU\1#7KH#RUJDQL]HU#ZRUNV#QRUPDO0
O\# DJDLQ# ZKHQ# LW# UHWXUQV# WR# D
QRUPDO#WHPSHUDWXUH1

‡,I# WKH# RUJDQL]HU# LV# H[SRVHG# WR

VWURQJ#VWDWLF#HOHFWULF#FKDUJHV/#WKH
GLVSOD\# PLJKW# EHFRPH#GLP#RU# WKH
RUJDQL]HU# PLJKW# IDLO# WR# RSHUDWH
SURSHUO\1# ,I# WKLV# KDSSHQV/# UHVHW
\RXU# RUJDQL]HU#+VHH# ³5HVHWWLQJ
WKH#2UJDQL]HU´#RQ#3DJH :4,1#

9:

65-749.fm Page 68 Wednesday, September 8, 1999 11:07 AM

5(3/$&,1*#7+(#
%$77(5,(6#

<RXU# RUJDQL]HU# LV# SRZHUHG# E\# WZR#69
&55365# OLWKLXP# EDWWHULHV# DQG# LV
EDFNHG# XS# E\# DQRWKHU# RI# WKH# VDPH
W\SH1

:KHQ#WKH#GLVSOD\# GLPV#RU#VWRSV#ZRUN0
LQJ# SURSHUO\/# UHSODFH# WKH# PDLQ# EDWWHU0
LHV1#7R#SURWHFW#WKH#GDWD#VWRUHG#LQ#\RXU
RUJDQL]HU/# UHSODFH# WKH# EDFNXS# EDWWHU\
RQFH# D# \HDU1# :H# UHFRPPHQG# 5D0
GLR6KDFN#EDWWHULHV#IRU#ERWK#SXUSRVHV1#

&DXWLRQ=#

‡ 1HYHU#UHPRYH#ERWK#WKH#PDLQ#DQG

EDFNXS# EDWWHULHV#IURP# WKH# EDWWHU\
FRPSDUWPHQW#DW#WKH#VDPH#WLPH1

7R #DYRLG#ORVLQJ#VWRUHG#GDWD=

9;

65-749.fm Page 69 Wednesday, September 8, 1999 11:07 AM

‡%H#VXUH#WR#WXUQ#RII#\RXU#RUJDQL]HU

ZKHQ#UHSODFLQJ#WKH#EDWWHU\1

‡ 5HPRYH# WKH# ROG# EDWWHU\+LHV,# DQG

LQVWDOO# WKH# QHZ# RQH+V,# DV# TXLFNO\
DV#SRVVLEOH1#

)ROORZ#WKHVH#VWHSV#WR#UHSODFH#WKH#PDLQ
EDWWHULHV#RU#WKH#EDFNXS#EDWWHU\1

41 3UHVV#

2122))

#WR#WXUQ#RII#WKH#RUJD0

QL]HU1#

51 6OLGH# WKH# EDWWHU\# FRYHU# RII# LQ# WKH

GLUHFWLRQ# RI# WKH# DUURZ# PDUNHG# RQ
WKH#FRYHU1#

RESET

9<

65-749.fm Page 70 Wednesday, September 8, 1999 11:07 AM

61 8VH# D # VWUDLJKWHQHG# SDSHU# FOLS# RU

WKH#HQG#RI#D#VFUHZGULYHU#WR#JHQWO\
SU\#RXW#WKH#EDWWHU\#RU#EDWWHULHV#\RX
DUH#UHSODFLQJ/#WKHQ#LQVWDOO#WKH#QHZ
RQH+V,#ZLWK#WKH#SRVLWLYH#+.,#VLGH+V,
IDFLQJ#XS1#

:DUQLQJ=

‡$OZD\V#GLVSRVH#RI#ROG#EDWWHULHV

SURPSWO\# DQG# SURSHUO\1# 1HYHU
EXUQ#RU#EXU\#WKHP1

:3

65-749.fm Page 71 Wednesday, September 8, 1999 11:07 AM

‡ .HHS# EDWWHULHV# RXW# RI# UHDFK# RI

FKLOGUHQ1# 6ZDOORZLQJ# D# EXWWRQ
FHOO#EDWWHU\#FRXOG#EH#IDWDO1#

71 5HSODFH#WKH#FRYHU1

5(6(77,1*#7+(#
25*$1,=(5#

5HVHWWLQJ#WKH#6HFUHW#0HPRU\#

)ROORZ# WKHVH# VWHSV# WR# UHVHW# WKH# RUJD0
QL]HU# DQG# FOHDU# WKH# UHFRUGV# VWRUHG# LQ
WKH# VHFUHW# PHPRU\1# 7KLV# LV# XVHIXO# LI
\RX#ZDQW#WR#IUHH#XS#PHPRU\1#

:4

65-749.fm Page 72 Wednesday, September 8, 1999 11:07 AM

41 8VH# D# SRLQWHG# REMHFW#+VXFK# DV# D

VWUDLJKWHQHG# SDSHU# FOLS,# WR# SUHVV
WKH#

5(6(7

RUJDQL]HU1#

#KROH#LQ#WKH#EDFN#RI#\RXU

5(6(7"+<21,

SHDUV1

RESET

51 3UHVV#<1#

'(/(7(#6(&5(7"

SHDUV1#2WKHUZLVH/#SUHVV#
FHO1

# DS0

# DS0

#WR#FDQ0

1

:5

65-749.fm Page 73 Wednesday, September 8, 1999 11:07 AM

61 7R # GHOHWH# DOO# VHFUHW# PHPRU\

UHFRUGV/#SUHVV#

#DJDLQ1#

<

7KH#FXUUHQW#GDWH#DQG#WLPH#DSSHDU1
$OO#WKH#UHFRUGV#VWRUHG#LQ#WKH#RUJD0
QL]HU¶V# VHFUHW# PHPRU\# DUH
FOHDUHG1

5HVHWWLQJ#$OO#0HPRU\#

7R# FOHDU# DOO# WKH# VWRUHG# LQIRUPDWLRQ# LQ
WKH#RUJDQL]HU#+LI#\RX#IRUJHW#\RXU#SDVV0
ZRUG/#IRU#H[DPSOH,/#IROORZ#WKHVH#VWHSV
WR#FRPSOHWHO\#UHVHW#WKH#RUJDQL]HU1

41 )ROORZ#WKH#VWHSV#LQ#³5HVHWWLQJ#WKH

6HFUHW# 0HPRU\´# RQ# 3DJH :4# DQG
SUHVV#DQ\#NH\#H[FHSW#<#LQ#6WHS#61

(5$6(#'$7$"

#DSSHDUV1

:6

65-749.fm Page 74 Wednesday, September 8, 1999 11:07 AM

51 3UHVV#<1#$OO#WKH#LQIRUPDWLRQ#VWRUHG

LQ#WKH#RUJDQL]HU¶V#PHPRU\#+LQFOXG0
LQJ# UHFRUGV# LQ# WKH# VHFUHW# DUHD,# LV
FOHDUHG1#

61 5H0HQWHU# WKH# NH\# WRQH/# FXUUHQW

GDWH# DQG# WLPH/# DQG# GDLO\# DODUP
VHWWLQJV1

:7

65-749.fm Page 75 Wednesday, September 8, 1999 11:07 AM

63(&,),&$7,216#

3RZHU#6RXUFH#1111111111111#6#/LWKLXP#%DWWHULHV/

7ZR#0DLQ/#2QH#%DFNXS#69/

7\SH#&55365

%DWWHU\#/LIH=#

0DLQ#111111111111111111111111111111111 #$ERXW#9#0RQWKV

%DFNXS# 111111111111111111111111111111111#$ERXW#4#<HDU

$XWRPDWLF#3RZHU02II=# 11111 #$ERXW#9#0LQXWHV

:RUNLQJ#7HPSHUDWXUH# 11111111111 #65ƒ±43<17ƒ)

+3ƒ±76ƒ&,

'LPHQVLRQV#++:',=#6

6

;#

2

× 8

:

2

49#

4

×

25#,QFKHV

+;8#×#46;#×#46#PP,

:HLJKW#+ZLWK#%DWWHULHV,# 111111111111111111#61:8#R]

+438#J,

6SHFLILFDWLRQV# DUH# W\SLFDO># LQGLYLGXDO# XQLWV
PLJKW# YDU\1# 6SHFLILFDWLRQV# DUH# VXEMHFW# WR
FKDQJH#DQG#LPSURYHPHQW#ZLWKRXW#QRWLFH1#

:8

65-749.fm Page 76 Wednesday, September 8, 1999 11:07 AM

127(6#

:9

65-749.fm Page 77 Wednesday, September 8, 1999 11:07 AM

::

65-749.fm Page 78 Wednesday, September 8, 1999 11:07 AM

/LPLWHG#1LQHW\0'D\#:DUUDQW\

7KLV#SURGXFW#LV#ZDUUDQWHG#E\#5DGLR6KDFN#DJDLQVW
PDQXIDFWXULQJ#GHIHFWV# LQ# PDWHULDO#DQG#ZRUNPDQ0
VKLS#XQGHU#QRUPDO# XVH# IRU#QLQHW\# +<3,#GD\V#IURP
WKH#GDWH#RI#SXUFKDVH#IURP#5DGLR6KDFN#FRPSDQ\0
RZQHG# VWRUHV# DQG# DXWKRUL]HG# 5DGLR6KDFN# IUDQ0
FKLVHHV# DQG# GHDOHUV1# (;&(37# $6# 3529,'('
+(5(,1/# 5DGLR6KDFN# 0$.(6# 12# (;35(66
:$55$17,(6# $1'# $1<# ,03/,('# :$55$10
7,(6/#,1&/8',1*#7+26(#2)#0(5&+$17$%,/0
,7<# $1'# ),71(66# )25# $# 3$57,&8/$5
385326(/# $5(# /,0,7('# ,1# '85$7,21# 72
7+(# '85$7,21# 2)# 7+(# :5,77(1# /,0,7('
:$55$17,(6# &217$,1('# +(5(,11# (;&(37
$6# 3529,'('# +(5(,1/# 5DGLR6KDFN# 6+$//
+$9(# 12# /,$%,/,7<# 25# 5(63216,%,/,7<# 72
&86720(5#25#$1<#27+(5#3(5621#25#(10
7,7<#:,7+#5(63(&7#72#$1<#/,$%,/,7</#/266
25# '$0$*(# &$86('# ',5(&7/<# 25# ,1',0
5(&7/<#%<#86(#25#3(5)250$1&(#2)#7+(
352'8&7#25#$5,6,1*#287#2)#$1<#%5($&+

2)# 7+,6# :$55$17< /# ,1&/8',1*/# %87# 127
/,0,7('# 72/# $1<# '$0$*(6# 5(68/7,1*
)520# ,1&219(1,(1&(/# /266# 2)# 7,0(/
'$7$/#3523(57</#5(9(18(/#25#352),7#25
$1<# ,1',5(&7/# 63(&,$//# ,1&,'(17$//# 25
&216(48(17,$/# '$0$*(6/# (9(1# ,)# 5D0
GLR6KDFN#+$6#%((1#$'9,6('#2)#7+( #3266,0
%,/,7<#2)#68&+#'$0$*(61
6RPH# VWDWHV#GR#QRW# DOORZ#WKH#OLPLWDWLRQV# RQ# KRZ
ORQJ#DQ#LPSOLHG#ZDUUDQW\#ODVWV#RU#WKH#H[FOXVLRQ#RI
LQFLGHQWDO# RU# FRQVHTXHQWLDO# GDPDJHV/# VR# WKH
DERYH#OLPLWDWLRQV#RU# H[FOXVLRQV#PD\# QRW# DSSO\#WR
\RX1

+&RQWLQXHG,

:;

65-749.fm Page 79 Wednesday, September 8, 1999 11:07 AM

+&RQWLQXHG,

,Q# WKH# HYHQW# RI# D#SURGXFW#GHIHFW# GXULQJ# WKH#ZDU0
UDQW\# SHULRG/# WDNH# WKH# SURGXFW# DQG# WKH# 5D0
GLR6KDFN#VDOHV#UHFHLSW#DV#SURRI#RI#SXUFKDVH#GDWH
WR#DQ\#5DGLR6KDFN# VWRUH1#5DGLR6KDFN# ZLOO/#DW#LWV
RSWLRQ/#XQOHVV#RWKHUZLVH#SURYLGHG#E\#ODZ=#+D,#FRU 0
UHFW# WKH#GHIHFW#E\#SURGXFW# UHSDLU# ZLWKRXW# FKDUJH
IRU# SDUWV# DQG# ODERU># +E,# UHSODFH# WKH#SURGXFW#ZLWK
RQH# RI#WKH#VDPH#RU# VLPLODU# GHVLJQ># RU#+F,#UHIXQG
WKH# SXUFKDVH#SULFH1# $OO#UHSODFHG#SDUWV# DQG#SURG0
XFWV/# DQG# SURGXFWV# RQ# ZKLFK# D# UHIXQG# LV# PDGH/
EHFRPH#WKH# SURSHUW\#RI# 5DGLR6KDFN1#1HZ#RU#UH0
FRQGLWLRQHG# SDUWV# DQG# SURGXFWV# PD\# EH# XVHG# LQ
WKH#SHUIRUPDQFH#RI#ZDUUDQW\#VHUYLFH1#5HSDLUHG#RU
UHSODFHG#SDUWV#DQG#SURGXFWV#DUH#ZDUUDQWHG#IRU#WKH
UHPDLQGHU#RI#WKH#RULJLQDO#ZDUUDQW\#SHULRG1#<RX #ZLOO
EH#FKDUJHG#IRU#UHSDLU#RU#UHSODFHPHQW#RI#WKH#SURG0
XFW#PDGH#DIWHU#WKH#H[SLUDWLRQ#RI#WKH#ZDUUDQW\#SH0
ULRG1
7KLV#ZDUUDQW\#GRHV#QRW#FRYHU=#+D,#GDPDJH#RU#IDLO0
XUH# FDXVHG# E\# RU# DWWULEXWDEOH# WR# DFWV# RI# *RG/
DEXVH/# DFFLGHQW/# PLVXVH/# LPSURSHU# RU# DEQRUPDO
XVDJH/#IDLOXUH#WR# IROORZ# LQVWUXFWLRQV/# LPSURSHU#LQ0
VWDOODWLRQ# RU#PDLQWHQDQFH/# DOWHUDWLRQ/#OLJKWQLQJ# RU
RWKHU#LQFLGHQFH# RI#H[FHVV#YROWDJH#RU# FXUUHQW>#+E,
DQ\# UHSDLUV# RWKHU# WKDQ# WKRVH# SURYLGHG# E\# D# 5D0
GLR6KDFN# $XWKRUL]HG# 6HUYLFH# )DFLOLW\># +F,# FRQ0
VXPDEOHV#VXFK#DV#IXVHV#RU#EDWWHULHV>#+G,#FRVPHWLF
GDPDJH>#+H,#WUDQVSRUWDWLRQ/#VKLSSLQJ#RU#LQVXUDQFH
FRVWV>#RU#+I,#FRVWV#RI#SURGXFW#UHPRYDO/#LQVWDOODWLRQ/
VHW0XS#VHUYLFH#DGMXVWPHQW#RU#UHLQVWDOODWLRQ1

+&RQWLQXHG,

:<

65-749.fm Page 80 Wednesday, September 8, 1999 11:07 AM

+&RQWLQXHG,

7KLV#ZDUUDQW\#JLYHV#\RX#VSHFLILF#OHJDO#ULJKWV/#DQG
\RX# PD\# DOVR# KDYH# RWKHU# ULJKWV# ZKLFK# YDU\#IURP
VWDWH#WR#VWDWH1

5DGLR6KDFN#&XVWRPHU#5HODWLRQV/#

533#7D\O RU#6W1/#9WK#)ORRU/#

)RUW#:RUWK/#7;#:9435

:H#6HUYLFH#:KDW#:H#6HOO

4/99

$#'LYLVLRQ#RI#7DQG\#&RUSRUDWLRQ

3<$<< 3ULQWHG#LQ#+RQJ#.RQJ

5DGLR6KDFN

)RUW#:RUWK/#7H[DV#:9435

3;9033:;830449