MagTek MICRImage CHECK READER User Manual
MICRImage
CHECK READER
TECHNICAL REFERENCE MANUAL
Manual Part Number: 99875173 Rev 8
OCTOBER 2008
REGISTERED TO ISO 9001:2000
1710 Apollo Court
Seal Beach, CA 90740
Phone: (562) 546-6400
FAX: (562) 546-6301
Technical Support: (651) 415-6800
www.magtek.com
Copyright© 2000-2009
MagTek®, Inc.
Printed in the United States of America
Information in this document is subject to change without notice. No part of this document may be
reproduced or transmitted in any form or by any means, electronic or mechanical, for any purpose,
without the express written permission of MagTek, Inc.
MagTek is a registered trademark of MagTek, Inc.
MICRImage is a trademark of MagTek, Inc.
REVISIONS
Rev Number Date Notes
1 20 Oct 00 Initial Release
2 27 Jun 01 Front Matter: Changed Limited Warranty to exclude
Scan Bar. Sec 2: Added two cabling diagrams, Terminal
and Auxiliary Device and PC and Net Connection.
Moved Check Path Cleaning to Sec 3.
3 2 Aug 01 Front Matter, Agency page: Editorial changes to CE and
UL/CUL.
4 12 Oct 01 Front Matter: New Figure 1-1, added MSR.
Section 1: Added description and P/N of MSR. New
Table 1-1, added list of cables. Table 1-2 changed
document size from 9” to 8.5” max.. Editorial Changes.
Section 2: New Figure 2-1, added MSR and editorial
changes.
Section 3: New Figure 3-2, added MSR orientation
Modified Figures 3-3 and 3-4, added new procedure for
opening and closing unit for imaging bar. New Figures 35 and 3-6 for new cleaning procedures. Modified Figure
3-7 for closing.
5 9 May 02 Sec 1: Added 2 more Configurations and clarified
features; added 1 more Cable; clarified Spec for
interface option. Sec 2: changed Fig 2-4 and 2-5 for
clarification. Sec 3: Clarified Card Reading Procedure.
6 16 Jul 02 Front Matter: Added FCC, Part 68 Notice. Changed
MagTek to MagTek throughout. Sec 2: Changed title of
Fig 2-5 from “Net” to “Ethernet or Modem.”
7 27 May 03 Front Matter: added ISO line to logo, changed Tech
Support phone number, added new warranty statement
8 18 Aug 03 Sec 1, Features: Deleted “Horseshoe design….” Added
“Horseshoe check path…” and “Configurable Enhanced
Reading (ER) …”
ii
LIMITED WARRANTY
MagTek warrants that the products sold to Reseller pursuant to this Agreement will perform in accordance with
MagTek’s published specifications. This warranty shall be provided only for a period of one year from the date
of the shipment of the product from MagTek (the “Warranty Period”). This warranty shall apply only to the
original purchaser unless the buyer is authorized by MagTek to resell the products, in which event, this warranty
shall apply only to the first repurchase.
During the Warranty Period, should this product fail to conform to MagTek’s specifications, MagTek will, at its
option, repair or replace this product at no additional charge except as set forth below. Repair parts and
replacement products will be furnished on an exchange basis and will be either reconditioned or new. All replaced
parts and products become the property of MagTek. This limited warranty does not include service to repair
damage to the product resulting from accident, disaster, unreasonable use, misuse, abuse, customer’s negligence,
Reseller’s negligence, or non-MagTek modification of the product. MagTek reserves the right to examine the
alleged defective goods to determine whether the warranty is applicable.
Without limiting the generality of the foregoing, MagTek specifically disclaims any liability or warranty for
goods resold in other than MagTek’s original packages, and for goods modified, altered, or treated by customers.
Service may be obtained by delivering the product during the warranty period to MagTek (1710 Apollo Court,
Seal Beach, CA 90740). If this product is delivered by mail or by an equivalent shipping carrier, the customer
agrees to insure the product or assume the risk of loss or damage in transit, to prepay shipping charges to the
warranty service location and to use the original shipping container or equivalent. MagTek will return the product,
prepaid, via a three (3) day shipping service. A Return Material Authorization (RMA) number must accompany
all returns.
MAGTEK MAKES NO OTHER WARRANTY, EXPRESS OR IMPLIED, AND MAGTEK DISCLAIMS ANY
WARRANTY OF ANY OTHER KIND, INCLUDING ANY WARRANTY OF MERCHANTABILITY OR
FITNESS FOR A PARTICULAR PURPOSE.
EACH PURCHASER UNDERSTANDS THAT THE MAGTEK PRODUCT IS OFFERED AS IS. IF THIS
PRODUCT DOES NOT CONFORM TO MAGTEK’S SPECIFICATIONS, THE SOLE REMEDY SHALL BE
REPAIR OR REPLACEMENT AS PROVIDED ABOVE. MAGTEK’S LIABILITY, IF ANY, TO RESELLER
OR TO RESELLER’S CUSTOMERS, SHALL IN NO EVENT EXCEED THE TOTAL AMOUNT PAID TO
MAGTEK BY RESELLER UNDER THIS AGREEMENT. IN NO EVENT WILL MAGTEK BE LIABLE TO
THE RESELLER OR THE RESELLER’S CUSTOMER FOR ANY DAMAGES, INCLUDING ANY LOST
PROFITS, LOST SAVINGS OR OTHER INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT
OF THE USE OF OR INABILITY TO USE SUCH PRODUCT, EVEN IF MAGTEK HAS BEEN ADVISED OF
THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIM BY ANY OTHER PARTY.
LIMITATION ON LIABILITY
EXCEPT AS PROVIDED IN THE SECTIONS RELATING TO MAGTEK’S LIMITED WARRANTY,
MAGTEK’S LIABILITY UNDER THIS AGREEMENT IS LIMITED TO THE CONTRACT PRICE OF THE
PRODUCTS.
MAGTEK MAKES NO OTHER WARRANTIES WITH RESPECT TO THE PRODUCTS, EXPRESSED OR
IMPLIED, EXCEPT AS MAY BE STATED IN THIS AGREEMENT, AND MAGTEK DISCLAIMS ANY
IMPLIED WARRANTY, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTY OF
MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
MAGTEK SHALL NOT BE LIABLE FOR CONTINGENT, INCIDENTAL, OR CONSEQUENTIAL
DAMAGES TO PERSONS OR PROPERTY. MAGTEK FURTHER LIMITS ITS LIABILITY OF ANY KIND
WITH RESPECT TO THE PRODUCTS, INCLUDING ANY NEGLIGENCE ON ITS PART, TO THE
CONTRACT PRICE FOR THE GOODS.
MAGTEK’S SOLE LIABILITY AND BUYER’S EXCLUSIVE REMEDIES ARE STATED IN THIS SECTION
AND IN THE SECTION RELATING TO MAGTEK’S LIMITED WARRANTY.
iii
FCC WARNING STATEMENT
This equipment has been tested and found to comply with the limits for a Class A digital device, pursuant to Part
15 of FCC Rules. These limits are designed to provide reasonable protection against harmful interference when
the equipment is operated in a commercial environment. This equipment generates, uses, and can radiate radio
frequency energy and, if not installed and used in accordance with the instruction manual, may cause harmful
interference to radio communications. Operation of this equipment in a residential area is likely to cause harmful
interference in which case the user will be required to correct the interference at his own expense.
FCC COMPLIANCE STATEMENT
This device complies with Part 15 Of The FCC Rules. Operation of this device is subject to the following two
conditions: (1) This device may not cause harmful interference. And (2) This device must accept any interference
received, including interference that may cause undesired operation.
CANADIAN DOC STATEMENT
This digital apparatus does not exceed the Class A limits for radio noise for digital apparatus set out in the Radio
Interference Regulations of the Canadian Department of Communications.
Le présent appareil numérique n’émet pas de bruits radioélectriques dépassant les limites applicables aux
appareils numériques de las classe A prescrites dans le Réglement sur le brouillage radioélectrique édicté par les
ministère des Communications du Canada.
CE STANDARDS
Testing for compliance to CE requirements was performed by an independent laboratory. The unit under test was
found compliant to Class A.
UL/CSA
This product is recognized per Underwriter Laboratories and Canadian Underwriter Laboratories 1950.
iv
FCC PART 68 NOTICE
The following refers to MICRImage readers with internal modem only:
This equipment complies with Part 68 of the FCC rules and the requirements adopted by the ACTA. On the
bottom cover of this equipment is a label that contains, among other information, a product identifier in the format
US:AAAEQ##TXXXX. If requested, this number must be provided to the telephone company.
The registration jack Universal Service Order Code (USOC) used by this equipment is RJ-11C. A plug and jack
used to connect this equipment to the premises wiring and telephone network must comply with the applicable
FCC Part 68 rules and requirements adopted by the ACTA. A compliant modular plug is provided with this
product. This equipment is designed to be connected to a compatible modular jack using a telephone cord that is
also compliant. See installation instructions for details.
The REN is used to determine the number of devices that may be connected to a telephone line. Excessive RENs
on a telephone line may result in the devices not ringing in response to an incoming call. In most but not all areas,
the sum of RENs should not exceed five (5.0). To be certain of the number of devices that may be connected to a
line, as determined by the total RENs, contact the local telephone company. The REN for this product is part of
the product identifier that has the format US:AAAEQ##TXXXX. The digits represented by ## are the REN
without a decimal point (e.g., 03 is a REN of 0.3).
If the MICRImage with internal modem equipment causes harm to the telephone network, the telephone company
will notify you in advance that temporary discontinuance of service may be required. But if advance notice isn't
practical, the telephone company will notify the customer as soon as possible. Also, you will be advised of your
right to file a complaint with the FCC if you believe it is necessary.
The telephone company may make changes in its facilities, equipment, operations or procedures that could affect
the operation of the equipment. If this happens the telephone company will provide advance notice in order for
you to make necessary modifications to maintain uninterrupted service.
If you experience trouble with this equipment, refer to the page titled Limited Warranty near the front of this
manual for contact, repair or warranty information. If the equipment is causing harm to the telephone network,
the telephone company may request that you disconnect the equipment until the problem is resolved.
There are no user serviceable parts on the modem contained inside this equipment.
Connection to party line service is subject to state tariffs. Contact the state public utility commission, public
service commission or corporation commission for information.
If your business has specially wired alarm equipment connected to the telephone line, ensure the installation of
the MICRImage with internal modem does not disable your alarm equipment. If you have questions about what
will disable alarm equipment, consult your telephone company or a qualified installer.
v
TABLE OF CONTENTS
SECTION 1. OVERVIEW............................................................................................................................. 1
CONFIGURATION ...................................................................................................................................1
FEATURES .............................................................................................................................................. 1
ACCESSORIES........................................................................................................................................ 2
SPECIFICATIONS.................................................................................................................................... 2
SECTION 2. INSTALLATION ..................................................................................................................... 5
REQUIREMENTS..................................................................................................................................... 5
CABLING PROCEDURE.......................................................................................................................... 6
SECTION 3. OPERATION........................................................................................................................... 9
CHECK READING PROCEDURE ........................................................................................................... 9
CARD READING PROCEDURE............................................................................................................ 10
LED INDICATORS .................................................................................................................................11
CLEANING.............................................................................................................................................11
Opening the Unit ................................................................................................................................11
MSR Cleaning Card...........................................................................................................................11
Cleaning Check Path and Imager...................................................................................................... 12
Closing the Unit..................................................................................................................................14
SECTION 4. TROUBLESHOOTING GUIDE............................................................................................. 15
REQUIREMENTS................................................................................................................................... 15
SET-UP...................................................................................................................................................15
APPENDIX A. INTERFACE CABLE PIN LISTS ...................................................................................... 23
APPENDIX B. ASCII CODES ................................................................................................................... 25
APPENDIX C. CHECK READING ............................................................................................................ 27
E13-B CHARACTER SET...................................................................................................................... 27
CMC-7 CHARACTER SET..................................................................................................................... 27
CHECK LAYOUTS.................................................................................................................................28
MICR FIELDS.........................................................................................................................................29
1-Transit Field ....................................................................................................................................29
2-On-Us Field.....................................................................................................................................30
3-Amount Field...................................................................................................................................30
4-Auxiliary On-Us Field......................................................................................................................30
vi
FIGURES
Figure 1-1. MICRImage Check Reader with MSR.....................................................................................viii
Figure 2-1. MICRImage with MSR...............................................................................................................5
Figure 2-2. DB25 Connection.......................................................................................................................6
Figure 2-3. Cabling – Single PC...................................................................................................................7
Figure 2-4. Cabling –Terminal and Auxiliary Device....................................................................................8
Figure 2-5. Cabling – PC and Ethernet or Modem Connection...................................................................8
Figure 3-1. Check Orientation - Insertion.....................................................................................................9
Figure 3-2. Optional Magnetic Swipe Reader Orientation .........................................................................10
Figure 3-3. Opening the Unit......................................................................................................................12
Figure 3-4. Cleaning Check Path and Imager............................................................................................12
Figure 3-5. Activating the Cleaning Swab..................................................................................................13
Figure 3-6. Cleaning the Imager ................................................................................................................13
Figure 3-7. Closing the Unit .......................................................................................................................14
Figure 4-1. Sensor Location.......................................................................................................................21
Figure C-1. Personal Checks....................................................................................................................28
Figure C-2. Business Checks.....................................................................................................................29
TABLES
Table 1-1. MICRImage Cables.....................................................................................................................2
Table 1-2. Specifications..............................................................................................................................3
Table 3-1. LED indicators...........................................................................................................................11
Table A-1. DB9, DB25 Interface Connector Pin List (P/N 22410302) .....................................................23
Table C-1. CMC-7 Nonnumeric Characters...............................................................................................28
vii
Figure 1-1. MICRImage Check Reader with MSR
viii
SECTION 1. OVERVIEW
TM
The MICRImage
Check Reader is both a MICR Reader (Magnetic Ink Character Recognition)
and a check-imaging device. The MICRImage reads the MICR character set at the bottom of a
check, and the Imager produces a digitized image of the entire check. The characters and the
image can be transmitted to a Host device. The Host device then uses a specific authorization or
verification process to validate a business transaction.
The MICRImage Reader improves accuracy and speed because there is no manual data entry;
therefore there are no keying errors or unwanted delays.
Both the MICR Reader and the Imaging device will communicate with the Host system using a
standard RS-232 interface (contact the factory for other interfaces). MICR data is transmitted as
ASCII characters (See Appendix B). The MICRImage Reader has the capability of supporting
some hardware handshaking signals.
An optional three-track MSR autodiscriminates different card formats: ISO (International
Standards Organization), CDL (California Drivers License), or AAMVA (American Association
of Motor Vehicle Administrators).
CONFIGURATION
Configurations are as follows:
Part Number Description
22410002 MICRImage, RS-232
22410003 MICRImage, RS-232, with 3-Track MSR
22410004 MICRImage, RS-232, with Ethernet
22410005 MICRImage, RS-232, with Ethernet, 3-Track MSR
22410006 MICRImage, RS-232, with V. 34 Modem
22410007 MICRImage, RS-232, with V. 34 Modem, 3-Track MSR
FEATURES
The following is a list of features of the MICRImage Reader:
• Full MICR check reader compatible with existing applications
• Horseshoe check path design allows capture of MICR data and check image in a single pass
• Configurable Enhanced Reading (ER) feature allows for automated confirmation of MICR
data by comparing the results of multiple MICR reads (up to 3 reads).
• Automatic parsing of MICR fields: transit, account, etc.
1
MICRImage Check Reader
• Extensive list of formats to transmit MICR data.
• Capable of scanning 200 dpi image of entire front of check
• CCITT G4 Image Compression
• Ability to send complete image or user-specified portions
• Supports dual interface paths, one for MICR, one for image data
• Dual RS-232 Interface Support
• Models available with Ethernet or V. 34 Modem
• Optional 3-track MSR (Magnetic Stripe Reader)
• Reads E13-B and CMC-7 MICR fonts
• Dynamic Thresholding for image background removal
ACCESSORIES
Accessories available for the MICRImage Reader include:
• Host Interface Cables (See Table 1-1)
• AC Power Adapter with Cable, 120VAC to 12 VDC, 1.5 Amp, Part Number 64300090
• MICRbase Program, Part Number 22000021
• Sample Checks, Part Number 96530005
• Cleaning Cards P/N 96700004
• Cleaning Swabs P/N 97200078
Table 1-1. MICRImage Cables
SPECIFICATIONS
Table 1-2 lists the specifications for the MICRImage Reader.
Part Number Description
22410302 RS232, DB9F, gray, 8 ft.
22410306 RS232, DB9F + RS232, DB9F, gray, 8 ft.
22410307 RS232, DB9F + Ethernet, RJ8 socket, gray, 8 ft.
22410308 RS232, PC-DB9F + RS-232-DB25M, gray
22410309 RS232, PC-DB9F + RS-232-DB9M, gray
22410310 RS232, PC-DB9F + Modem RJ-11 Socket
2
Section 1. Overview
Table 1-2. Specifications
OPERATING
Reference Standards ANSI X9.27
Power Input 12VDC regulated, 1.5 Amp
Current (Idle)
(Operating)
MTBF Electronics: 125,000 hours
Document Speed 10 ips
Document Size 4"x 8.5" Maximum
Image Resolution 200 dpi
MICR fonts supported E13-B
Interface Options Primary: RS-232, RS-485, IBM 4683
Dimensions Length 9.0”, Width 3.9”, Height 6.0”
Weight: 2.5 lbs. Adapter included
Connector: Power and
Communication
Temperature
Operating 0oC to 50oC (32oF to 122oF)
Storage -30oC to 70oC (-22oF to 158oF)
Humidity
Operating 10% to 90% noncondensing
Storage Up to 100% noncondensing
Altitude
Operating
Storage
300 mA
1.5 A Max
Check Read Head: 1,000,000 passes
MSR Read head: 1,000,000 passes
CMC-7
Secondary: RS-232, Ethernet 10 Base-T, V.34 Modem
MECHANICAL
DB25 female
ENVIRONMENTAL
0 -10,000 ft (0 - 3,048m)
0 - 50,000 ft (0 - 15240m)
3
MICRImage Check Reader
4
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