Hewlett Packard F2231AA Quick Start Guide
HP 12c Financial Calculator
Quick Start Guide
Edition 1
HP Part Number:
F2230-90201
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Printing History
Edition 1, October 2008
Table of Contents
Welcome to your HP 12c Financial Calculator ........................... 1
The Keys................................................................................ 1
Customizing the Calculator ...................................................... 2
Storage Registers and Continuous Memory ................................ 7
Reverse Polish Notation (RPN) Mode......................................... 7
Keys and Functions ............................................................... 10
Basic Financial Calculation Example ....................................... 18
Warranty and Contact Information ......................................... 20
Replacing the Batteries .......................................................... 20
HP Limited Hardware Warranty and Customer Care ................. 20
Limited Hardware Warranty Period ........................................ 21
General Terms ..................................................................... 21
Customer Care..................................................................... 23
Product Regulatory & Environment Information.......................... 28
Contents
Contents
1Getting Started
Welcome to your HP 12c Financial Calculator
This booklet is intended to get you started quickly with the basic features
of your 12c Financial Calculator. Use it for quick reference. For more
detailed information about the 12c Financial Calculator, refer to the HP
12c Financial Calculator User’s Guide. Pages of the user’s guide are
cited throughout this manual, and it is highly recommended you refer to
the user’s guide to thoroughly familiarize yourself with the many features
of your calculator.
The Keys
Many keys on the HP12c Financial Calculator perform more than one
function. The primary function of a key is indicated by the characters
printed in white on the upper face of the key. The alternate function(s) of
a key are indicated by the characters printed in gold above the key and
the characters printed in blue on the lower face of the key. See Figure 1.
Figure 1
Getting Started 1
• To specify the primary function printed on the upperface of
a key, press the key alone.
• To specify the alternate function printed in gold above a
key, press the gold prefix key
function key.
(T), then press the
• To specify the alternate function printed in blue on the
lower face of a key, press the blue prefix key
press the function key.
Pressing the T or U prefix key turns on the corresponding status
indicator — f or g — in the display. After a function key is pressed, the
indicator turns off. Note how function keys for bonds, depreciation, and
clearing are grouped together under brackets printed above the keys in
gold. Unless otherwise indicated, press and release the desired key, or
key combination in order from left to right. You do not need to press and
hold the keys as with a computer or typewriter.
There are a total of six status indicators that appear along the bottom of
the display and signify the status of the calculator for certain operations. When applicable, the descriptions below identify when an indicator appears on screen.
In this manual, the highlighted portion of the key symbol or symbols represents the active function of the key. Functions above the keys are
spelled out and preceded by the
T function key.
(U), then
Customizing the Calculator
Table 1-1 lists some of the basic functions available for customizing the
calculator. The pages of the HP 12c Financial Calculator User’s Guide
2 Getting Started
are included for reference. Refer to these pages of the user’s guide for
more information.
Table 1-1 Basic Functions
Functions Display/Description
Turn calculator
on/off
(page 16).
Number display
format
(page 71)
.
Turns calculator on. Pressing
calculator off. The calculator turns off automatically 8
to 17 minutes after it was last used. The low battery
symbol (
*) appears when battery power is nearly
exhausted. Refer to the section below titled,
Replacing the Batteries for instructions on replacing
the batteries.
Press and release
specify the number of digits displayed to the right of
the decimal point. The default setting is two places to
the right of the decimal point.
T followed by a number 0-9 to
Getting Started 3
S again turns the
Table 1-1 Basic Functions
Functions Display/Description
Digit separator
(page 17).
1. The default separator is a comma (see above).
2. Turn the calculator off first by pressing
3. Press and hold
. and then press and release
S to change the digit separator from a comma
to a point.
4. Perform the same steps again to change the point
to a comma.
Payme nt mo de
(page 37).
Press
Ug to set the payment mode for cash flow
problems. Use Begin mode for payments occurring at
the beginning of the compounding period. Note the
“BEGIN” indicator appears.
Press
Uh for payments occurring at the end of
the compounding period. End mode is the default
setting.
S.
4 Getting Started
Table 1-1 Basic Functions
Functions Display/Description
Calendar
format. Monthday-year
(M.DY) or daymonth-year
(D.MY)
(pages 29-31,
175, and 187).
Press
Uq or Up to set the date format.
The default setting is M.DY. The screen above shows
December 3, 2010 in M.DY format.
Uq.
1. P r e s s
2. Key in one or two digits for the month.
3. Press
4. Key in two digits for the day.
5. Key in four digits for the year.
6. Note: at this point, pressing
..
date in the selected number display format.
R displays the
1. For day-month-year, press
“D.MY” indicator appears (see above).
2. Key in one or two digits for the day.
3. Press
4. Key in two digits for the month.
5. Key in four digits for the year. Press
..
Getting Started 5
Up. Note the
R.
Table 1-1 Basic Functions
Functions Display/Description
Compound
interest (pages
39-53, 186).
VL followed by dates separated by R
Press
to specify the compound interest option for oddperiod calculations of interest (i), Present Value (PV),
Payment (PMT), and Future Value (FV). Note the “C”
indicator appears. The default setting performs
calculations for PV, PMT, and FV using simple
interest. Press
setting.
Program mode
(page 88).
Press
When the calculator is in Program mode, functions
are not executed when they are keyed in, but instead
are stored inside the calculator. Note the “PRGM”
indicator appears.
Press
page 88 of the HP 12c Financial Calculator User’s
Guide for more information on programming basics.
VL again to return to the default
T P/R to set the calculator to Program mode.
T P/R again to exit Program mode. See
6 Getting Started
Storage Registers and Continuous Memory
Numbers (data) are stored in memories called “registers.” Special registers are used for storing numbers during calculations, the “stack” registers, and the “Last X” register, which is used for storing the last number
in the display before operations are performed in RPN mode. Numbers
are stored automatically in these registers. There are also registers in
which you can manually store data, designated R
through R
these storage registers make up the calculator’s Continuous memory. All
information in the Continuous memory is preserved even while the calculator is turned off. To reset the memory and clear all of the registers
and return the calculator’s settings to their defaults, turn the calculator
off, and while holding down
played, press any key to return to the default calculator screen.
, and financial registers used for financial calculations. All
.9
Z, press S. With “Pr Error” dis-
through R9 , R
0
.0
Reverse Polish Notation (RPN) Mode
The following information is a brief overview of how RPN works. For
more detailed information about RPN and how the stack works, refer to
the HP 12c Financial Calculator User’s Guide. In RPN mode, numbers
are entered first, separated by pressing
key. Pressing R is optional after entering a number, if the next key
pressed is an operation.
Each time you press an operation or function key in RPN, the answer is
calculated immediately and displayed. For example, suppose you
wanted to add two numbers in RPN, 1 and 2. Press
R, followed by an operation
1R2;.
Getting Started 7
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