Franklin CBC-100 User Manual

Download

CBC-100

Checkbook Calculator

User’s Guide

www.franklin.com

Table of Contents

Introduction.........................................................................................................3

Maintenance and Power Source........................................................................3

Special Features and Decimal System..............................................................3

Shutting Off the Calculator ................................................................................4

Clear Key and Math Functions...........................................................................4

Using Constants..................................................................................................5

Using the Six Independent Memories ...............................................................7

Checking Account Management .......................................................................8

Savings Account Management........................................................................10

Credit Card Account Management..................................................................11

Grand Total........................................................................................................12

Using a Password .............................................................................................13

Introduction

In addition to regular calculator functionality, this Checkbook Calculator provides you with the ability to maintain six independent account memories. These memories can be used to maintain checking, savings and credit card balance information. Information stored in these six permanent memories is saved continuously, whether the calculator is on or off, as long as the battery is viable.

This Checkbook Calculator also has a password key which allows you to enter a secret number. This password protection prevents someone from accessing the financial information stored in the device’s memories.

Maintenance and Power Source

Please read the recommendations to ensure trouble-free operation of your Checkbook Calculator.

 Clean your calculator using a soft dry cloth. Do not use organic

solutions such as alcohol.

 Your calculator should be kept in areas free from extreme

temperature changes, dusty and damp areas.

 Should service of your calculator be required, see the Limited

Power source and battery replacement

Power source and battery replacementPower source and battery replacement

The Checkbook Calculator is solar/battery operated. You will probably never need to change the batteries. However, should you need to replace the batteries, unscrew the cover plate on the back of your calculator and insert batteries with the positive side facing up. Your calculator uses one of any of the following button cell batteries : GP189A GPI, AG10, AG130. When you are finished replacing the batteries, replace the cover plate and screw it back into place.

Warranty on page 15.

Note

Note: Your calculator is also equipped with Automatic Shut Off

NoteNote activates after a calculation pause of approximately 2 minutes in order to extend battery life.

Automatic Shut Off which

Automatic Shut Off Automatic Shut Off

Special Features and Decimal System

Add Mode and Floating Decimal System

Add Mode and Floating Decimal SystemAdd Mode and Floating Decimal System Add Mode

places your calculator in Add Mode, indicated by a symbol (AM) in the display. The Add Mode (AM) feature is for your convenience when adding or subtracting dollars and cents; the decimal place is automatically set two places to the left and the decimal point is automatically added to the number entered. For example:

- Pressing the CE/C

Example 1: Entering 1 will result in 0.01 on the display Example 2: Entering 100 will show as 1.00 on the display Example 3: Entering 2050 will show as 20.50 on the display

CE/C key to turn the calculator ON automatically

CE/CCE/C

Floating Decimal System

Mode) key to change to the floating decimal mode when you wish to do multiplication, division, percent calculation or do not wish a decimal point to automatically be added. The floating decimal system allows entry of specific decimal figures. The calculator will automatically place the decimal point to the right of any number entered or place the decimal point where you manually enter it by pressing the decimal key.

Decimal Key

fixed in that place and any further numbers entered will appear after the decimal point as a decimal fraction.

- When the decimal key ( • ) is pressed, the decimal point is

- Press the A/F

A/F (Add Mode / Floating Decimal

A/FA/F

Shutting Off the Calculator

This device contains an automatic shutoff feature. Your device will automatically shut itself off after two minutes without any new input.

This automatic shutoff feature will work even after you close the wallet containing the calculator.

If you need to shut off the calculator immediately, press SHIFT CE/C

CE/C. This overrides the automatic shutoff feature and turns the device off.

CE/CCE/C

SHIFT, then press

SHIFTSHIFT

Clear Key and Math Functions

CE/C

CE/C key – The CE/C

CE/CCE/C calculation, pressing the CE/C checkbook memories. Press CE/C twice to clear all calculation registers except the permanent memories.

Error Condition (Capacity Overflow)

Error Condition (Capacity Overflow)Error Condition (Capacity Overflow)

Error Condition is indicated by the letter “E” in the left corner of the display and is caused by the entering of a calculation which exceeds the capacity of the calculator.

Note

Note: Dividing any number by zero results in an Error Condition.

NoteNote

When an Error Condition occurs, the keyboard is locked to prevent further entries to eliminate erroneous results. Pressing the CE/C release the keyboard lock so that the displayed number can be used in subsequent calculations. Press the CE/C

Addition, Subtraction, Multiplication and Division Keys

Addition, Subtraction, Multiplication and Division KeysAddition, Subtraction, Multiplication and Division Keys

To perform the above functions, enter the calculation as you would write it out. Example : first number, calculation (++++, ----, xxxx, ÷÷÷÷), second number, equal key (====).

Note

Note: This does not apply to chain calculation. In that case, the algebraic

NoteNote rules apply.

CE/C key turns your unit on and off. In addition, during a

CE/CCE/C

CE/C key clears all operating entries except the

CE/CCE/C

CE/C once to clear an incorrect entry. Press it

CE/CCE/C

CE/C key once will

CE/CCE/C

CE/C key twice to clear registers.

CE/C CE/C

Percent (%) Key

Percent (%) KeyPercent (%) Key

The automatic percentage function enables you to perform single percentage calculations, mark-up calculations, ratios, and percentages of a constant. Note: place the calculator in the floating decimal mode (AM symbol should not appear in display).

For example, to find 5% of 115:

1. Enter the number 115.

1.1.

2. Press the Multiplication (x

2.2.

3. Enter the number 5.

3.3.

4. Press the Percent (%) key.

4.4.

5. The answer

5.5.

6. Press CE/C when you are finished.

6.6.

Note: Before using the Percent (%%%%) key, press the A/F

Note: Note:

Enter the number 115.

Enter the number 115.Enter the number 115.

Press the Multiplication (x) key.

Press the Multiplication (xPress the Multiplication (x

Enter the number 5.

Enter the number 5.Enter the number 5.

Press the Percent (%) key.

Press the Percent (%) key.Press the Percent (%) key.

The answer

The answer The answer Press CE/C when you are finished.

Press CE/C when you are finished.Press CE/C when you are finished.

$5.75

$5.75$5.75

) key.

) key.) key.

will display.

will display. will display.

A/F key to

A/FA/F

Using Constants

The Checkbook Calculator’s Constant function enables you to make repetitive calculations using the same number each time without reentering that number for each calculation.

Using Constants in Multiplication and Division

Using Constants in Multiplication and DivisionUsing Constants in Multiplication and Division

The first number entered in a multiplication problem (multiplicand) and the second number of a division problem (divisor) automatically become constant.

constant. The constant is not erased until the multiplication or division

constant.constant. key is pressed again. Therefore, the constant number can be recalled by pressing the equal key for further calculation without being input again.

Note

Note: Before using the constant function, press the A/F

NoteNote calculator in the floating decimal mode (AM symbol should not appear in display).

For example, when you have to multiply many numbers by one constant number:

3 x 3 3 x 4 3 x 5 3 x 6

A/F key to place the

A/FA/F

1. Enter the number 3.

Enter the number 3.

1.1.

Enter the number 3.Enter the number 3.

2. Press the Multiplication (

Press the Multiplication (xxxx) key.

2.2.

Press the Multiplication (Press the Multiplication (

3. Enter the number 3 again, then press the Equal (=) key.

Enter the number 3 again, then press the Equal (=) key.

3.3.

Enter the number 3 again, then press the Equal (=) key.Enter the number 3 again, then press the Equal (=) key.

The answer 9 will display.

) key.

) key.) key.

4. Enter the number 4, then press the Equal key.

Enter the number 4, then press the Equal key.

4.4.

Enter the number 4, then press the Equal key.Enter the number 4, then press the Equal key.

The answer 12 will display.

5. Enter the number 5, then

Enter the number 5, then press the Equal key.

5.5.

Enter the number 5, then Enter the number 5, then

The answer 15 will display.

6. Enter the number 6, then press the Equal key.

Enter the number 6, then press the Equal key.

6.6.

Enter the number 6, then press the Equal key.Enter the number 6, then press the Equal key.

The answer 18 will display.

7. Press CE/C when you are finished with your calculations.

Press CE/C when you are finished with your calculations.

7.7.

Press CE/C when you are finished with your calculations.Press CE/C when you are finished with your calculations.

press the Equal key.

press the Equal key.press the Equal key.

Using Constants (continued)

Using Constants in Addition and Subtrac

Using Constants in Addition and Subtraction

Using Constants in Addition and SubtracUsing Constants in Addition and Subtrac

For addition and subtraction, the calculator remembers the second number entered as a constant.

For example, when you need to add a constant number to a changing list of numbers:

2 + 1 4 + 1 7 + 1 10 + 1

tion

tiontion

1. Enter the number 2.

Enter the number 2.

1.1.

Enter the number 2.Enter the number 2.

2. Press the Addition

Press the Addition (+) key.

2.2.

Press the Addition Press the Addition

3. Enter the number 1, then press the Equal (=) key.

Enter the number 1, then press the Equal (=) key.

3.3.

Enter the number 1, then press the Equal (=) key.Enter the number 1, then press the Equal (=) key.

The answer 3 will display.

4. Enter the number 4, then press the Equal key.

Enter the number 4, then press the Equal key.

4.4.

Enter the number 4, then press the Equal key.Enter the number 4, then press the Equal key.

The answer 5 will display.

5. Enter the number 7, then press the Equal key.

Enter the number 7, then press the Equal key.

5.5.

Enter the number 7, then press the Equal key.Enter the number 7, then press the Equal key.

The answer 8 will display.

6. Enter the nu

Enter the number 10, then press the Equal key.

6.6.

Enter the nuEnter the nu

The answer 11 will display.

7. Press CE/C when you are finished with your calculations.

Press CE/C when you are finished with your calculations.

7.7.

Press CE/C when you are finished with your calculations.Press CE/C when you are finished with your calculations.

mber 10, then press the Equal key.

mber 10, then press the Equal key.mber 10, then press the Equal key.

(+) key.

(+) key.(+) key.

Using the Six Independent Memories

This checkbook calculator has six individual storage memories. The balances stored in the six permanent memories are saved even when the calculator is turned off.

Accessing the Independent Memories

Accessing the Independent MemoriesAccessing the Independent Memories

First, locate the bank of nine round grey keys on your device. You will notice that they are arranged in three vertical columns, with three keys in each column. Each vertical column enables you to access two accounts.

 The vertical column of grey keys found on the left side of this bank of

keys enables you to access

Account 2

 The middle vertical column of grey keys enables you to access

Savings Account 1

 The vertical column of grey keys on the right side of this bank of keys

enables you access

To access

Account 1

To access

Account 2

respective columns.

Clearing Independent Mem

Clearing Independent Memories

Clearing Independent MemClearing Independent Mem

It is recommended that you clear all your checkbook memories first, before entering any of your balances. All memories must be cleared individually.

To Clear the Memory of

To Clear the Memory of To Clear the Memory of

Checking Account 1, Savings Account 1

, simply press the keys in their respective columns.

Checking Account 2, Savings Account 2

, you must press the SHIFT

and

Credit Card Account 1

ories

oriesories

Checking Account 1

Checking Account 1Checking Account 1

Checking Account 1

Savings Account 2

SHIFT key once, then press the keys in their

SHIFTSHIFT

and

Checking

and

Credit Card Account

and

Credit Card

and

Credit Card

1. Locate the vertical column of round grey keys on the

Locate the vertical column of round grey keys on the left side of

1.1.

Locate the vertical column of round grey keys on the Locate the vertical column of round grey keys on the

this bank of keys.

this bank of keys. this bank of keys.

At the top of this vertical column you will see “CHECKING ACCT. 1, 2”.

2. Press the BALANCE key at the bottom of this column.

Press the BALANCE key at the bottom of this column.

2.2.

Press the BALANCE key at the bottom of this column.Press the BALANCE key at the bottom of this column.

3. Then press the CHECK key directly above the BALANCE key.

Then press the CHECK key directly above the BALANCE key.

3.3.

Then press the CHECK key directly above the BALANCE key.Then press the CHECK key directly above the BALANCE key.

0.00

will display.

The memory of

Checking Account 1

is cleared.

left side of

left side of left side of

To Clear the Memory of

To Clear the Memory of To Clear the Memory of Use the same vertical column of round grey keys on the left side of the bank of round grey keys.

1. Press the SHIFT key once, then press the BALANCE key.

Press the SHIFT key once, then press the BALANCE key.

1.1.

Press the SHIFT key once, then press the BALANCE key.Press the SHIFT key once, then press the BALANCE key.

2. Press

Press the SHIFT key once, the

2.2.

Press Press

above the BALANCE key.

above the BALANCE key.above the BALANCE key.

0.00

the SHIFT key once, then press the

the SHIFT key once, thethe SHIFT key once, the

will display

Checking Account 2

Checking Account 2Checking Account 2

n press the CHECK key directly

n press the n press the

CHECK key directly

CHECK key directly CHECK key directly

The memory of

Continue to erase the memories of the other Savings and Credit Card Accounts.

Note

Note: Instead of a CHECK

NoteNote WITHDR.

WITHDR. key and the Credit Card account column has a CHARGE

WITHDR.WITHDR. key. Use these keys instead of the CHECK memories of

and 2

Note

Note: Remember, to access the second account in each column,

NoteNote press the SHIFT

SHIFT key first before each account key.

SHIFTSHIFT

Checking Account 2

CHECK key, the Savings Account column has a

CHECKCHECK

Savings Accounts 1 and 2

is cleared.

CHECK key while erasing the

CHECKCHECK

and

Credit Card Accounts 1

CHARGE

CHARGECHARGE

Checking Account Management

Using the Checkbook Memory

Using the Checkbook MemoryUsing the Checkbook Memory

Starting Balances

Starting BalancesStarting Balances

To enter a starting balance for

1. Press the number keys to enter a balance to be stored in

Press the number keys to enter a balance to be stored in

1.1.

Press the number keys to enter a balance to be stored in Press the number keys to enter a balance to be stored in

Account

Account 1

AccountAccount

1 1

....

Checking Account 1

Checking

Checking Checking

2. Press the DEPOSIT key in the “

Press the DEPOSIT key in the “CHECKING ACCT

2.2.

Press the DEPOSIT key in the “Press the DEPOSIT key in the “

the left side of the bank of round grey keys.

the left side of the bank of round grey keys.the left side of the bank of round grey keys.

This starting balance for

Note

Note: The DEPOSIT

NoteNote subtracts from your account balance.

To enter a starting balance for

1. Press the number keys to enter a balance to be stored in

1.1.

Account 2

Account 2Account 2

2. Press the SHIFT key once, then press the DEPOSIT key in the

2.2. ““““CHECKING ACCT grey keys.

grey keys.

grey keys.grey keys.

DEPOSIT key adds to your account balance and the CHECK

DEPOSITDEPOSIT

Press the number keys to enter a balance to be stored in

Press the number keys to enter a balance to be stored in Press the number keys to enter a balance to be stored in

....

Press the SHIFT key once, then press the DEPOSIT key in the

Press the SHIFT key once, then press the DEPOSIT key in the Press the SHIFT key once, then press the DEPOSIT key in the

CHECKING ACCT. 1,2” column

CHECKING ACCTCHECKING ACCT

. 1,2” column on the left side of the bank of round

. 1,2” column. 1,2” column

Checking Account 1

Checking Account 2

CHECKING ACCT. 1,2” column on

CHECKING ACCTCHECKING ACCT

on the left side of the bank of round

on the left side of the bank of round on the left side of the bank of round

. 1,2” column on

. 1,2” column on . 1,2” column on

is automatically saved.

CHECK key

CHECKCHECK

Checking

Checking Checking

Checking Account Deposits

Checking Account DepositsChecking Account Deposits

To enter a deposit to

1. Press the number keys to enter the amount of the deposit.

Press the number keys to enter the amount of the deposit.

1.1.

Press the number keys to enter the amount of the deposit.Press the number keys to enter the amount of the deposit.

2. Press the DEPOSIT key in the “

Press the DEPOSIT key in the “CHECKING ACCT

2.2.

Press the DEPOSIT key in the “Press the DEPOSIT key in the “

the left side

the left side of the bank of round grey keys.

the left sidethe left side

A new checking account balance will display.

Caution

Caution: Be careful not to press the DEPOSIT

CautionCaution balance remains in the display. This will double the balance stored in the memory for memory (see beginning balance.

of the bank of round grey keys.

of the bank of round grey keys. of the bank of round grey keys.

Checking Account 1

CHECKING ACCT. 1,2” column on

CHECKING ACCTCHECKING ACCT

DEPOSIT key twice while your

DEPOSITDEPOSIT

. If this does happen, clear the

Clearing Independent Memories

. 1,2” column on

. 1,2” column on . 1,2” column on

) and enter a new

To add a deposit to the memory of steps as above, remembering to press the SHIFT DEPOSIT

DEPOSIT key.

DEPOSITDEPOSIT

Checks Written

Checks WrittenChecks Written

To debit the amount of a check written from

1. Press the number keys to enter the amount of the check written.

Press the number keys to enter the amount of the check written.

1.1.

Press the number keys to enter the amount of the check written.Press the number keys to enter the amount of the check written.

2. Press the CHECK key in the “

Press the CHECK key in the “CHECKING ACCT

2.2.

Press the CHECK key in the “Press the CHECK key in the “

left side of the bank of round grey keys.

left side of the bank of round grey keys.left side of the bank of round grey keys.

A new checking account balance will display.

Note:

Note: When the amount of the checks written exceeds the amount of

Note: Note: deposits, the memory balance will show a minus sign (-) on the left side of the display window. When you see that minus sign, it indicates your checking account has a negative balance or is overdrawn.

Checking Account 2

SHIFT key before pressing the

SHIFTSHIFT

, repeat the same

Checking Account 1

CHECKING ACCT. 1,2” column on the

CHECKING ACCTCHECKING ACCT

. 1,2” column on the

. 1,2” column on the . 1,2” column on the

Checking Account Management (continued)

Caution

Caution: Be careful not to press the CHECK

CautionCaution balance remains in the display. This will erase the memory for

Checking Account 1

. If this does happen, clear the memory (see

Clearing Independent Memories

CHECK key twice while your

CHECKCHECK

) and enter a new beginning balance.

To debit an amount from the memory of same steps as above, remembering to press the SHIFT the CHECK

CHECK key.

CHECK CHECK

Checking Account 2

SHIFT key before pressing

SHIFTSHIFT

, repeat the

Savings Account Management

Using the Savings Account Memory

Using the Savings Account MemoryUsing the Savings Account Memory

Starting Balances

Starting BalancesStarting Balances

To enter a starting balance for

1. Press the number keys to enter a balance to be stored in

Press the number keys to enter a balance to be stored in

1.1.

Press the number keys to enter a balance to be stored in Press the number keys to enter a balance to be stored in

Account 1

Account 1Account 1

2. Press the DEPOSIT key in the “

Press the DEPOSIT key in the “SAVINGS ACCT

2.2.

Press the DEPOSIT key in the “Press the DEPOSIT key in the “

middle of the bank of round grey keys.

middle of the bank of round grey keys.middle of the bank of round grey keys.

....

Savings Account 1

SAVINGS ACCT. 1,

SAVINGS ACCTSAVINGS ACCT

. 1,2” column in the

. 1,. 1,

Savings

Savings Savings

2” column in the

2” column in the 2” column in the

This starting balance for

Note

Note: The DEPOSIT

NoteNote key subtracts from your account balance.

To enter a starting balance for

1. Press the number keys to enter a balance to be stored in

1.1.

Account 2

Account 2Account 2

2. Press the SHIFT key, then press the DEPOSIT key in the “

2.2. ACCT

ACCT. 1,2” column in the middle of the bank of round grey keys.

ACCTACCT

Savings Account

Savings Account Deposits

Savings AccountSavings Account

To enter a deposit to

1. Press the number keys to enter the amount of the deposit.

1.1.

DEPOSIT key adds to your account balance and the WITHDR.

DEPOSITDEPOSIT

Press the number keys to enter a balance to be stored in

Press the number keys to enter a balance to be stored in Press the number keys to enter a balance to be stored in

....

Press the SHIFT key, then press the DEPOSIT key in the “SAVINGS

Press the SHIFT key, then press the DEPOSIT key in the “Press the SHIFT key, then press the DEPOSIT key in the “

. 1,2” column in the middle of the bank of round grey keys.

. 1,2” column in the middle of the bank of round grey keys.. 1,2” column in the middle of the bank of round grey keys.

Deposits

Deposits Deposits

Savings Account 1

Press the number keys to enter the amount of the deposit.

Press the number keys to enter the amount of the deposit.Press the number keys to enter the amount of the deposit.

Savings Account 1

Savings Account 2

is automatically saved.

Savings Account Management (continued)

WITHDR.

WITHDR. WITHDR.

Savings

Savings Savings

SAVINGS

SAVINGS SAVINGS

2. Press the DEPOSIT key in the “

Press the DEPOSIT key in the “SAVINGS ACCT

2.2.

Press the DEPOSIT key in the “Press the DEPOSIT key in the “

middle of the bank of round grey keys.

middle of the bank of round grey keys.middle of the bank of round grey keys.

A new savings account balance will display.

Caution

Caution: Be careful not to press the DEPOSIT

CautionCaution balance remains in the display. This will double the balance stored in the memory for memory (see beginning balance.

To add a deposit to the memory of steps as above, remembering to press the SHIFT DEPOSIT

DEPOSIT key.

DEPOSITDEPOSIT

Savings Account 1

Clearing Independent Memories

SAVINGS ACCT. 1,2” column in the

SAVINGS ACCTSAVINGS ACCT

DEPOSIT key twice while your

DEPOSITDEPOSIT

. If this does happen, clear the

Savings Account 2

SHIFT key before pressing the

SHIFTSHIFT

. 1,2” column in the

. 1,2” column in the . 1,2” column in the

) and enter a new

, repeat the same

Savings Account Withdrawls

Savings Account WithdrawlsSavings Account Withdrawls

To debit the amount of a withdrawl from

1. Press the number keys to enter the amount of the withdrawl.

Press the number keys to enter the amount of the withdrawl.

1.1.

Press the number keys to enter the amount of the withdrawl.Press the number keys to enter the amount of the withdrawl.

2. Press the WITHDR. key in the “

Press the WITHDR. key in the “SAVINGS ACCT

2.2.

Press the WITHDR. key in the “Press the WITHDR. key in the “

middle of the bank of round grey keys.

middle of the bank of round grey keys.middle of the bank of round grey keys.

A new savings account balance will display.

Caution

Caution: Be careful not to press the WITHDR.

CautionCaution balance remains in the display. This will erase the memory for

Savings Account 1

. If this does happen, clear the memory (see

Clearing Independent Memories

Savings Account 1

SAVINGS ACCT. 1,2” column in the

SAVINGS ACCTSAVINGS ACCT

WITHDR. key twice while your

WITHDR.WITHDR.

) and enter a new beginning balance.

. 1,2” column in the

. 1,2” column in the . 1,2” column in the

To debit an amount from the memory of same steps as above, remembering to press the SHIFT the WITHDR.

WITHDR. key.

WITHDR. WITHDR.

Savings Account 2

SHIFT key before pressing

SHIFTSHIFT

, repeat the

Credit Card Account Management

Using the Credit Card Account Memory

Using the Credit Card Account MemoryUsing the Credit Card Account Memory

Starting Balances

Starting BalancesStarting Balances

To enter a starting balance for

1. Press the number keys to enter a balance to be stored in

Press the number keys to enter a balance to be stored in

1.1.

Press the number keys to enter a balance to be stored in Press the number keys to enter a balance to be stored in

Card Account 1

Card Account 1Card Account 1

2. Press the

Press the CHARGE

2.2.

Press the Press the

balance owed on the credit card account)

balance owed on the credit card account) in the “

balance owed on the credit card account) balance owed on the credit card account) ACCT

ACCT. 1,2” column on the right side of the bank of round grey keys.

ACCTACCT

To enter a starting balance for

. 1,2” column on the right side of the bank of round grey keys.

. 1,2” column on the right side of the bank of round grey keys.. 1,2” column on the right side of the bank of round grey keys.

This starting balance for saved.

....

CHARGE key

CHARGECHARGE

Credit Card Account 1

key (to save this amount as the outstanding

(to save this amount as the outstanding

key key

(to save this amount as the outstanding (to save this amount as the outstanding

in the “CREDIT

in the “in the “

Credit Card Account 1

Credit Card Account 2

CREDIT CARD

CREDITCREDIT

is automatically

CARD

CARD CARD

Credit

Credit Credit

1. Press the number keys to enter a balance to be stor

Press the number keys to enter a balance to be stored in

1.1.

Press the number keys to enter a balance to be storPress the number keys to enter a balance to be stor

Card Account 2

Card Account 2Card Account 2

2. Press the SHIFT key

Press the SHIFT key once

2.2.

Press the SHIFT keyPress the SHIFT key

““““CREDIT CARD ACCT

CREDIT CARD ACCT. 1,2” column on the right side of the bank of

CREDIT CARD ACCTCREDIT CARD ACCT

round grey keys.

round grey keys.round grey keys.

....

once, then press the

once once

. 1,2” column on the right side of the bank of

. 1,2” column on the right side of the bank of . 1,2” column on the right side of the bank of

, then press the CHARGE

, then press the , then press the

CHARGE key in the

CHARGECHARGE

ed in

ed in ed in

key in the

key in the key in the

Credit

Credit Credit

Credit Card Payments

Credit Card PaymentsCredit Card Payments

To enter a payment to

1. Press the numb

Press the number keys to enter the amount of the payment.

1.1.

Press the numbPress the numb

2. Press the PAYMENT key in the “

Press the PAYMENT key in the “CREDIT CARD ACCT

2.2.

Press the PAYMENT key in the “Press the PAYMENT key in the “

on the right side of the bank of round grey keys.

on the right side of the bank of round grey keys.on the right side of the bank of round grey keys.

A new credit card balance will display.

Caution

Caution: Be careful not to press the PAYMENT

CautionCaution balance remains in the display. This will double the balance stored in the memory for memory (see beginning balance.

Credit Card Account 1

er keys to enter the amount of the payment.

er keys to enter the amount of the payment.er keys to enter the amount of the payment.

CREDIT CARD ACCT. 1,2” column

CREDIT CARD ACCTCREDIT CARD ACCT

PAYMENT key twice while your

PAYMENT PAYMENT

Credit Card Account 1

Clearing Independent Memories

. 1,2” column

. 1,2” column . 1,2” column

. If this does happen, clear the

) and enter a new

To add a payment to the memory of same steps as above, remembering to press the SHIFT the PAYMENT

PAYMENT key.

PAYMENT PAYMENT

Credit Card Charges

Credit Card ChargesCredit Card Charges

To debit the amount of a charge from

1. Press the number keys to enter the amount of t

Press the number keys to enter the amount of the charge made.

1.1.

Press the number keys to enter the amount of tPress the number keys to enter the amount of t

2. Press the CHARGE key in the “

Press the CHARGE key in the “CREDIT CARD ACCT

2.2.

Press the CHARGE key in the “Press the CHARGE key in the “

the right side of the bank of round grey keys.

the right side of the bank of round grey keys.the right side of the bank of round grey keys.

A new credit card account balance will display.

Caution

Caution: Be careful not to press the CHARGE

CautionCaution balance remains in the display. This will erase the memory for

Card Account 1 Independent Memories

To debit an amount from the memory of same steps as above, remembering to press the SHIFT the CHARGE

CHARGE key.

CHARGE CHARGE

Note

Note: It is normal for the Credit Card Account balances to be a negative

NoteNote number (with a minus sign (-) shown on the left side of the display window) since this signifies an outstanding balance owed to the bank or credit card company on that credit card account.

. If this does happen, clear the memory (see

) and enter a new beginning balance.

Credit Card Account 2

SHIFT key before pressing

SHIFTSHIFT

Credit Card Account 1

CREDIT CARD ACCT. 1,2” column on

CREDIT CARD ACCTCREDIT CARD ACCT

CHARGE key twice while your

CHARGECHARGE

, repeat the

he charge made.

he charge made.he charge made.

. 1,2” column on

. 1,2” column on . 1,2” column on

Credit

Clearing

Credit Card Account 2

SHIFT key before pressing

SHIFTSHIFT

, repeat the

Grand Total

The Grand Total (GT memories on this device.

For example, if you are have information stored in the memory for

Account 1

amount of money in checking minus the amount owed on the credit card account.

and

GT) key is designed to give you a grand total of all six

GTGT

Credit Card Account 1

, pressing the GT

GT key will give you the

GTGT

Checking

Using a Password

You can protect the information stored on your device with a password. Caution

Caution: Setting the password or resetting the password will erase all

CautionCaution memory stored on your device. It is recommended that you write down all information stored in memory before setting or resetting your password so that this information can be re-entered.

To create a password:

1. Remove the calculator from its wallet and turn it over.

Remove the calculator from its wallet and turn it over.

1.1.

Remove the calculator from its wallet and turn it over.Remove the calculator from its wallet and turn it over.

2. With a ballpoint pen or

With a ballpoint pen or straightened paper clip

2.2.

With a ballpoint pen or With a ballpoint pen or

RESET

RESET button on the back of your calculator.

RESET RESET

3. Turn the calculator around and use the numb

3.3.

digit password, then press

digit password, then press .

digit password, then press digit password, then press

4. A picture of a key will appear in the display.

4.4.

button on the back of your calculator.

button on the back of your calculator.button on the back of your calculator.

Turn the calculator around and use the number keys to enter a 4

Turn the calculator around and use the numbTurn the calculator around and use the numb

A picture of a key will appear in the display.

A picture of a key will appear in the display. A picture of a key will appear in the display. This shows that your password number is in the calculator’s

memory.

straightened paper clip, press the small

straightened paper clipstraightened paper clip

. .

, press the small

, press the small , press the small

er keys to enter a 4

er keys to enter a 4 er keys to enter a 4

Once you have created a password, you must enter the 4 digit secret number and press the password key before using any memory functions.

Note:

Note: If you forget your password, press the small RESET button on back

Note: Note: of calculator. This erases the old password number and allows you to enter a new number.

IMPORTANT NOTE:

IMPORTANT NOTE: Remember that setti

IMPORTANT NOTE: IMPORTANT NOTE: erases all information stored in the memory of this device.

erases all information stored in the memory of this device.

erases all information stored in the memory of this device.erases all information stored in the memory of this device.

This unit may change operating modes, lose information stored in memory, or fail to respond due to electrostatic discharge or electrical fast transients. Normal operation of this unit may be reestablished by pressing the reset key, by pressing ON/OFF, or by removing and replacing the batteries.

Remember that setting or resetting your password

Remember that settiRemember that setti

ng or resetting your password

ng or resetting your password ng or resetting your password

Disclaimer of Warranties

Except as specifically provided herein, Franklin makes no warranty of any kind, express or implied, with respect to this product.

Limited Warranty (U.S. only)

LIMITED WARRANTY, DISCLAIMER OF WARRANTIES, AND LIMITED REMEDY

FRANKLIN WARRANTS TO THE ORIGINAL PURCHASER THAT THIS PRODUCT WILL BE FREE FROM DEFECTS IN MATERIALS AND WORKMANSHIP FOR A PERIOD OF ONE (1) YEAR FROM THE ORIGINAL DATE OF PURCHASE AS EVIDENCED BY A COPY OF THE SALES RECEIPT. THIS LIMITED WARRANTY DOES NOT COVER DAMAGE DUE TO ACTS OF GOD, ACCIDENT, MISUSE, ABUSE, NEGLIGENCE, MODIFICATION, UNSUITABLE ENVIRONMENT, OR IMPROPER MAINTENANCE. THE SOLE OBLIGATION AND LIABILITY OF FRANKLIN, AND THE EXCLUSIVE REMEDY UNDER THIS LIMITED WARRANTY, IS REPAIR OR REPLACEMENT AT THE SOLE OPTION OF FRANKLIN AND THIS REMEDY APPLIES ONLY IN THE CASE IN WHICH FRANKLIN DETERMINES THAT THE PRODUCT WAS DEFECTIVE AND THAT THE DEFECT AROSE WITHIN THE DURATION OF THE LIMITED WARRANTY. THIS REMEDY IS THE EXCLUSIVE REMEDY FOR BREACH OF THIS WARRANTY. THIS WARRANTY GIVES YOU CERTAIN RIGHTS; YOU MAY ALSO HAVE OTHER RIGHTS THAT MAY VARY FROM JURISDICTION TO JURISDICTION. EXCEPT FOR THE LIMITED WARRANTY EXPRESSLY RECITED ABOVE, THIS FRANKLIN PRODUCT IS PROVIDED ON AN “AS IS” BASIS, WITHOUT ANY OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABLE QUALITY, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE, OR THOSE ARISING BY LAW, STATUTE, USAGE OF TRADE, OR COURSE OF DEALING. THIS WARRANTY APPLIES ONLY TO PRODUCTS MANUFACTURED BY OR FOR FRANKLIN AND SPECIFICALLY DOES NOT INCLUDE BATTERIES, CORROSION OF BATTERY CONTACTS OR ANY OTHER DAMAGE CAUSED BY BATTERIES. FRANKLIN SHALL NOT HAVE ANY LIABILITY TO THE PURCHASER OR ANY OTHER PERSON OR ENTITY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO, LOSS OF REVENUE OR PROFIT, LOST OR CORRUPTED DATA, OR OTHER COMMERCIAL OR ECONOMIC LOSS, EVEN IF FRANKLIN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR EVEN IF OTHERWISE FORESEEABLE. FRANKLIN IS NOT RESPONSIBLE FOR CLAIMS BY A THIRD PARTY. FRANKLIN’S MAXIMUM AGGREGATE LIABILITY SHALL NOT EXCEED THE AMOUNT PAID FOR THE PRODUCT AS EVIDENCED BY THE SALES RECEIPT. SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF THE LAWS OF THE RELEVANT JURISDICTION DO NOT PERMIT FULL WAIVER OF IMPLIED WARRANTIES, THEN THE DURATION OF IMPLIED WARRANTIES AND CONDITIONS ARE LIMITED TO THE DURATION OF THE EXPRESS WARRANTY GRANTED HEREIN.

Warranty Service: If you think your product is defective, call Franklin’s Customer Service Desk, 1-800-266-5626, to request a return merchandise authorization (“RMA”) number, before returning the product (transportation charges prepaid) to: Franklin Electronic Publishers, Inc. Attn: Service Department One Franklin Plaza Burlington, NJ 08016-4907 If you return a Franklin product, please include your name, address, telephone number, a brief description of the defect and a copy of your sales receipt as proof of your original date of purchase. You must also write the RMA prominently on the package if you return the product; otherwise there may be a lengthy delay in the processing of your return. Franklin strongly recommends using a trackable form of deliver to Franklin for your return.

Limited Warranty (EU and Switzerland)

Limited Warranty (outside U.S., EU and Switzerland)

Notwithstanding the disclaimer of warranties above, this product, excluding batteries and liquid crystal display (LCD), is guaranteed by Franklin to be free of defects in materials or workmanship for a period of one year from the date of purchase. It will be repaired or replaced with an equivalent product (at Franklin’s option) free of charge for any defect in workmanship or materials during that time. Products purchased outside the United States, the European Union and Switzerland that are returned under warranty should be returned to the original vendor with proof of purchase and description of fault. Charges will be made for all repairs unless valid proof of purchase is provided. This warranty explicitly excludes defects due to misuse, accidental damage, or wear and tear. This warranty does not affect the consumer’s statutory rights.

FCC NOTICE

This device complies with Part 15 of the FCC Rules. Operation is subject to the following two conditions: (1) This device may not cause harmful interference, and (2) This device must accept any interference received, including interference that may cause undesired operation. Warning: Changes or modifications to this unit not expressly approved by the party responsible for compliance could void the user’s authority to operate the equipment. NOTE: This equipment has been tested and found to comply with the limits for a Class B digital device, pursuant to Part 15 of the FCC Rules. These limits are designed to provide reasonable protection against harmful interference in a residential installation. This equipment generates, uses and can radiate radio frequency energy and, if not installed and used in accordance with the instructions, may cause harmful interference to radio communications. However, there is no guarantee that interference will not occur in a particular installation. If this equipment does cause harmful interference to radio or television reception, which can be determined by turning the equipment off and on, the user is encouraged to try to correct the interference by one or more of the following measures:

– Reorient or relocate the receiving antenna. – Increase the separation between the equipment and receiver. – Connect the equipment into an outlet on a circuit different from that to which the

receiver is connected.

– Consult the dealer or an experienced radio/TV technician for help.

NOTE: This unit was tested with shielded cables on the peripheral devices. Shielded

cables must be used with the unit to insure compliance.

NOTE: The manufacturer is not responsible for any radio or TV interference caused by

unauthorized modifications to this equipment. Such modifications could void the user’s authority to operate the equipment.

Copyrights, Patents and Trademarks

 2007 Franklin Electronic Publishers, Inc., Burlington, N.J. 08016-4907,

Note

Note: This device should be disposed through your local electronic product

NoteNote recycling system – do not throw in the trash bin.

EVP-28009-00 Printed in China Rev. A

Franklin CBC-100 User Manual

Specifications and Main Features

Frequently Asked Questions

User Manual