Atari 800 Instruction Manual

PERSONAL

FINANCIAL

MANAGEMENT

SYSTEM™

made

Every effort has been

"beca use of theongoi ng

of printed mate ria l after the date of p

Reprod u c t ion is fo

men t, n or the

PRINTED IN U.S ."' .

rbiddenwithout

subje

to ensure that this ma nua l

improvement

ctm

att

the speci f ic wr i tt en permiss io nofATA R!, I NC.. Su

er t he

reof

)Il

ATARI

A Warner Comm unications Compan y

acc

and u

pdate

ubli

, is g

of the com pu

cation and cannot accept respons

ranted

unless by wr i tt en agree me nt

urately do cume nts this produ ct of th e ATARI Co mputer Division. However.

ter

@

sof tw are and hardware. AT ARI , INC. can no t guara ntee t he ac cura cy

ibility

for erro rs or omission s.

nnyval

wit

h. o r w r

MAN UAL AND PROGRAM CO NTENTS e 1981 ATARI, INC.

e. CA94086. No ti ght to repr od u ce t his do cu-

itte

n permission fr om the Co

rporatio

n.

PREFACE

The ATA RI

dgetingyou

bu
all expe nses and i
d itu res
30 mon ths in th efut u re .

As you read t his manu a l, you w ill see how en
canbe. The pro gr am s are exp
addi t io nal cla rif ica
help peop le, h igh sc

thei r finances.

Afteryo
t imes, yo u wi ll beable to wo rk by referring to t h e Q uick Ref erence Card

(Q·Car

it w ill b e handywhen yo u use yo urpersonal f ina n ce system.

I!l

Personal FinancialManagement System

r pe rsona l fi na nces

nco

me . You ca n balance b ank s

ove

r a per iodofti me , and forecast yo ur spendi ng hab its and needs up to

tio

n. ATA Rl's Person al Financia lManagem

hoo

l age and up, t o bud get successf u

u have read t h is manual and go ne t hro ug h t heentire

d™

)enclosed w ith t his manu al. Sto re t he Q- Ca rd near t he co mpute r wh ere

today

. W ith this syste m

joyab

lai

ned ste p by step, and diagrams are p rovi de d f or

rM

is

tom

orrow' sanswe r fo r

you

ca n kee p track

tate

me nts , ana

le yo ur perso nal bo ok k eep ing

lly

and to keep track o f

lyze

ent

System ca n

pro

gram afew

expe n-

of

Preface iii

CONTENTS

'---'

PREFA CE

HOW

1 SETT

2

TO

USE

THIS

ING

U P

The System M enu
Ter

min

ology and Fun ction Key s

GETTING

Genera l Data E
Error s During Inpu t 10

Budg et Plan ning Sheet 11

STARTED

MANUA

nt

ry In f orm at ion

L 1

3 CREA T E M O D U LE

FI

RST

Diskett
NEXT Di sk
BACKUP

4RE

CORD

Record Ke eper Functions 20

ENTER Fo

CH ECK For
AU TO D educ t ion Fo
WITHDRAWA
CASH Sp

DEPOSIT, Check F

SA

VIN

RE

C

INCO M E For

PR

INT Format

EDIT For

Editing Check s, Cash, A ll, Cred
E

dit

e Preparati o n

ett

e Preparat ion

KEE PER 19

rmat

mat

rmat

L, Savi ngs Forma t 24

ent

Form at

orm

at 27

GSDepo

D IT Ca rd For

mat

ing: AU TO

Savi ngs; DEPOSIT, Check ; and SAV INGS
Deposit

sitForm

mat

mat

at

mat

it

Cards, I nco me

ic Dedu ction s; W ITHD

RAWA

iii

3

5
5

9

9

15

15
16
17

20
21

23

26

28
30
31

33
34
35

L,

37

CHECKBOOK

5

CHECK For
DEPOSIT For
AU TO mati c Dedu c t ion s Format
SEE
O T HE R Fo rm at 42

Form at

BALANCER

mat

mat

39

40
40
41
41

Ccoreou 11

DGET

BU

6

MANAG

ER

43

BU DGE T

7

BUD

8

E

9

M

ADDForm
MO

D IFY Form at
PLAN F
LIST Form at

ALL
S

UMMARYForm

DETA I L Form at

COPY F

at

orm

at

Format

orm

at

ANA

SINGLE Fo

Single/ALL
Single
Single/DETA IL

MUL

TIPLEFo

PERCENT For

Percen t/ AL L
Percen t/ SUM M ARY
Perc

GET

XITING

ANA

rmat

/SUMMARY

mat

ent

/DET A IL

FO RECAST ER

THE

G EM

ENT

LYZE R

rmat

PER

PRO

at

SONAL

GRAM

FINAN

43
45
46
48
48
49
51
51

53

53
54
55
56
57
60
60
61
62

65

CIAL

69

10

HELP!

71

ILLU STR A TI O N S

Ins

ertin

-1

1
1-2
1-3
1-4
1-5

2-1

3-1

Ins
The System M enu 5
Re
Locati on

Re

Creat e M ain M enu 15

g th e ATARI BASIC Ca

erting

cord

cord

aDisk

Keep er M ain M enu 6

of

Keep er M enu

ett

e 4

Functi on Keys 7

With

3-2 Syst em M enu

-1

4

4-2

4-3
4-4 B
4-5 A
4-6

_I

tents

Co n

Record Keeper M ai n
Tra nsa
CHECK Subm enu

SAV INGS W ith dr aw a l Forma t 25

ctionTypesMe

udg

et Categories Forma t 22

UTO

De duc t

ion

Menu

nu 20

Form at 24

rtr

idge 3

Inval id Ent ry 11

16

19

21

..-..

"'--'

4-7 CASH Spent Form
4-8
4-9
4-10 C
4
4-12
4-13
4
4

DEPOSIT, Chec k Form
SAV

INGS Deposit Form at 29

RE

DIT Card Form at 30

-11

INCOME Format 32
Tra nsact ion Types Me nu 33
Editor Menu 35

-1

4 EDITForm

ED

-1

5

IT

For m

at
at

at

at

26
27

35
37

5-1
5-2

6-1
6-2
6-3
6-4
6-5
6-6
6-7
6-8
6-9
6-10

7-1
7-2
7-3
7-4
7-5
7-6
7-7
7-8
7-9
7-10
7-11
7-12
7-13

Chec kbook Balance r Menu 39
State

me nt Balan ce

et

Budg
ADD Forma t
MODI FY Forma t
Modifying Category/Su

PLAN Form

LI

ST Form at
LIST
Budg

SUMMARYForm at
Budg

Bud g
Single Form at
Summa ry Screens fo r SINGLE/ALL 55
Budg
Single/SUMMA
Single/DETAIL Form

Analysis by Bar Cha rt 59
Ana lysis by

Budg

PER

Ana lysis by P

Analysis by
Analysis by P

Man a ge r Menu

bcate

gory Forma t

at

/ALL

Screens

etTot

etTota

et

et

etCatego

CENT Form at

a ls

ls fo r the SUMMARYForm

Ana lyze r Menu

Tot als 55

RY

Forma t 56

at

Li

sting Screen 59

ry Total s Screen

ERCENT/ALL

PER

CENT/

ER

CENT/DETA

SUMMARY

IL

at

42

43
44
45
46
47
48
48
49
49
50

53
54

57

59
60
61
62
63

8-1
8-2

8-3

8-4

Forecast M
Data Se lec t ion Scree n 66
Forecaster Disp lay Menu

ethod

M

eth

od Me nu

sofForeca st Pres

entations 68

65

67

Ccnrenrs \Iii

lA

The A
gra m m

These mod u les are o n
Create, Rec
co nta i ns t he B

RI'" Personal Financi al M anag ement System ' Mis co m pose d o f six pr o-

odul

es:

• Create

• Reco rd Keeper

• Che

• Bu

• Bu

• Bu

ckbook

dget

dget

dget

Bala nce r

M anage r

Ana

lyze

Forecaster

or

d Kee per, and Chec k

udgetMa

HOW

TO

USE

THIS MANUAL

r

two

Syst em Disk

nager, Budg et A nalyzer, andBudget Forecastermodu les.

ett

es. Syste m Di sk

boo

kBala nce r m od ules. System D isk

ett

e I co

ntai

ns th e
ett

e II

Each m

expla

Note
televi
cursor and indicates t he poi nt at

You
dataentere
to copy th e

The Recor d Keeper serves as t he p r ima ry m
tra nsa
the da ta base , o r

nformatio

i

module(t he m ajor d i

" N o te: A dat a base is a system ize d fo rm
e
t his c ase, are yo ur perso na l fi n ancial da ta base.

The Budg et
mati
Re
goals) t hrough t he
as c hec k w

The Check boo k Balan cer
b asis. E

other activi ty in your checkingaccount into thecomp ute r will give an easily

acce

odu

le is d iscu ssed in t he mos t likelyor

nat

io n o f

what

yo u c a n

:Whenyou begin enteri ng yo ur

sio n screen th atmoves ea ch ti me you p ress a key . Thi s sq

will

use th e Create

d i

nto

the compu ter. An

data

fro m o ne d iskette to another.

ctio

ns i

nto

th e d at a ba se'(basi c i nformat io n), e
printinfo

n suc h as bu d get goa ls o r bud get typ esthro ug h t he Rec

ff

nte

r i

nto

the comput

Ma

on into

cord

ssib le, readable, and u nde rsta n

you

Keep er in

riting

nte

ri ng the ca nce led c hec ks

er is stor ed in files o n t he d is

nage r

module

r d at a base and ont o disk

that

BudgetManager

, c ash expe ndi t ures).

acco

mp l ish

whi

modul

eeach

rma t io n fro m t he da ta base. You cannotenter

erence f rom the Bud get M anager

is th e p

you enter your

modulewil

wit

data,you

ch you areente r ing

time

additional

of

rimar

budg

module,but

l help bal anceyour chec k b ook on amo nt hl y

fro

m yourba nk sta tement and e

dab

le ac co u nti ng of yo ur bank ing activ

der

o f use . Fo

h t he

mod

wil

l seeaw

yo u

prepare

use o f the Create

odul

ewhic h yo u usetoe

reco rd s in afile . The infor m at ion yo u

kette

y meansofente ri ngyou r

ett

e. This m

et info rma tion (typeofexpenseand

not finan

llo

wing isa b rief

u les.

hite

squa re o n t he

uare

data

.

a new

diskettetosto re the

mod

nte

ditinfo

rma t io n a lready in

mod

u le).

. A ll t he fi les tog

bud

odu

le di

ffe

cial

tra nsaction s (such

is ca ll ed a

ule

wi ll be

r fi nanc ia l

bud

ord

Keeper

eth

get

inf

rs f

rom

nte

ri ng all

get

er, in

or-

the

ity

.

How to Use this Manual 1

The Budget An aly zer mod uleanalyzes the b u dg et inf

tt

into the f iles and o n to di ske

tay

well you are s

ing w ithin yo ur es

e. You can doan ana lys is at anytimetosee how

tab

lished

budg

et goals.

orm

ation yo uhave ente red

The Budg et Foreca ste rmodu l e wi ll fo recast yo ur

nco

based o n yo ur pr evi ou s i
the d ata base. The f o recasti ng is

• T hro ugh ave raging yo ur expe

me , expe nses, and spendi ng habit s as

acco

mplished in t hree ways :

nses

to date

budg

et up t o30 m

onth

ente

sahea d

red i

nto

• By showing the t rend o f yo ur expe ndit ures

•Taki n g yo ur expe nses o n a seasonal b asis and pro ject ing t hem in the same
way

Each fo rec ast is p res
cha rt i nfo rma

tio

screen or l ist ed t h ro ug h t h e print er (if yo u have

AlARI

'"

800™ Pers

pro bab l ywill not use th e Bu dget For ecaster unt il yo u have been e

mati on into the data base for at least two m on th s in ord er to receive a significant

fo recast.

We suggest

rfo

pe
ge

tti

ng the d a t a dis ke t tes ready. The nuse t he wo rks heets on pages 12and 13

th is m a nu a lto plan yo ur bud ge t and t he infor mation yo u wa nt toente r into the

da ta b ase.
cate

gor

yo

rm t he va rio us fun ct ions. Th e next ste p is to fo ll ow theinstruct io ns fo r

Afteryo

ies into yo u r

ent

ed t oyou via a bar c hart orlist i ng(co nve rt i ng the ba r

n int o text). The li st ed versio n can be d ispl ayed on t he te le v is io n

atta

onal

Computer

System). Sim

ched a pri nt er t o

ila

r to the Bud get Ana

nte

you
lyzer,you
ri ng infor-

u read t hro ugh th eentire m anu al t o gai n a gen era lideaofhow to

of

uhave don e t hi s, yo u w ill be p repar ed toe

AlA

RI Person a l Fin ancial M anagem en t Syste m .

nte

r yo ur f irs t set o f

r

2 How

co

UR' rhis Manual

1

SETTING UP

B

efo

re you can w o rk w it h th e Person a l Financi al M anagem ent Syst em, you need
to set u p yo ur A TAR I 800 Person al Co m pu te r System and t he A TA RI 810 ™ Di sk
Dri

ve . For co m p let e i nst ruc t io ns please ref erto t heATAR/

ude d

the A TAR/

wit

h yo ur ATAR I 8PO Person a l Com

Ma nual,

m anu al s sup p l ied w ith t he

i

ncl

Comp uter Lang uage cart r idg e. Inorde r to use t he pe rso nal finance

mus t insert t his ca rtrid ge i ntothe le ft sloto f

1-1).

I!!

Disk Dr i veOperato r 's M anu al and t he

ot

herperiph er al eq u ip me nt yo uhave pur ch ased.

puter

System is an ATA RI BA SIC

your

co mputer co nso le (see Figur e

I!!

BOO

'M Operato r's

ope

rato r's

pro

gram, yo u

II

CARTRIDGE

Figure 1-1 Inserting the A TARI BAS/C Cart ri dge

ith

You rPersonal Financial M an agem entSystem is designed tobe used w

o ne disk dri ve. Th er ef or e, if yo uhave m o re th an o ne d isk d rive attachedto yo ur

personal co m puter syst em, o nly t urn o n t hedrive that you have set as D ri ve 1.

tt

e i

nto

Inse rti ngad iske
imp rop e rl y po sitione ddiskettecan c ause dam age to t h e di skette w hich, in t u rn,
causes pro blem swith t he program s and dataon t he di skette.

a disk d rive is a sim p le, but ve ry im po rta nt p ro c ed ure . A n

on ly

1. T u rn th e tel ev ision set and di skdrive on . (Do n
this

tim

e.)

2. Wa it

fo

r t he BUSY l ight (top red l i ght) on t he d isk d rive to go

ot

tu rn t he compu te r o n at

off

Sewng Up 3

.

3. Remo ve System Di

old

the

NOT

di sk

mov

tou

• H
try to re

•

00

you may d estroy its read-w ri te c apabilit ies.

00

NOT

•

hold t he di sk

hol e.

4. H

old

th e d isk

ett

e w ith th e lab eled side up , the lab el tow ard yo u (se e

Figure 1-2).

skett

e I fr om its protect ive

ett

e O NLY by its bla ck, sea led en

e th e di sk

ett

e f ro m t his enve l o pe.

pap

er sleeve .

velope

ch anyofth e expo sed surfac es o fthe disk

ett

e by

pla

cing yo u r fi ngers t

hro

, and

00

NOT

ette

, becau se

ugh t he center

4 elt/ ng Up

Figure 1-2 Inserti ng a Diskette

5. O pe n th e d oorto th edisk dr ive by pr essin g the
door

. Sli d e th e d isk

ett

e in gentlybu t

fir

mly.

but

ton bel ow t he d riv e

6. Clo se the d isk dr ive do or .

Wh en yo uhave co mplet ed the ro utine o f inserti ng System Diskett e I i nt o th e di sk

ow

drive , you are n

read y to begi nusingthe Person al Finan ci al M anagem

System. To i nt rod uce yo u to th e keyw

et'

use, l

s bring up t he Syste mMenu onto yo ur televi sion screen by fo

ord

s, te rmi nolo gy, and fun ct ion s yo u w il l

llo

ent

wi ng t he

steps be low :

1. Tu rn the co m pute r pow er swi tc h, w hich is o n t he r ight side
put

er co nsol e, to 0 .

2. The A TARI log o w

ill

appear o n t he scree n

first

, f o

llo

wed by the System

of

th e co m-

M enu (seeFigure 1-3).

3. You are now ready t o beg in yo ur

tio

o f ke y fu nc

ns andterm ino logy, you wi ll f ind deta ile d dire

ram . After read ing th e exp la

natio

cti

on s fo r

ns

prog

eachmod ule un der the appro priate sect io n head ings.

THE

SYSTEM

Figure 1-3 The System Me nu

MENU

The System Menu is yo ur st arting p
Person al Financia l

aur

ant

rest

eywo

k
o f the sc ree n is abrief desc
detail ed explan at io ns
M anager, Budg et Analy zer, and Bud get For ecaster modules, refer to t he i

ual di sc u ssionsof th ese fu nct io ns.

menu ; i.e., yo u i ndic ate yo ur selec t io n to th e co mpu te r by t yp in g t he

rd (s

hown

TERMINOLOGY

Keyword
eac hmenu o f yo ur Personal Fin an ci al M anagem e nt System . W hen m aki ng y ou r
se
firs t le
w it h t he same l etter. Wh en this d oes

ke
(see Figure1-4), t hree ofthe se

co uld notty pe an " E"

w ill appea r o n t he b

f ir st tw o letters o fyour selec t io n to di fferenti ate itf

Note
yo

w hi le de pr e ssingthe

mod e.

System
appea rs o n th e scree n af te r yo u have
From t he System

. The ke

lect

ion, it is not always necessary t o t y p ethe entire k eyw o rd. Freq u

tt

er ofaword isenough, pr o

ywo

rd selec t io n t o m ake it un iqu e. For in sta nce, in t he Reco rd Keep er M enu

:When

uaccid e

you

nta

Menu

Ma

nageme nt System . Th e System M enu is simi larto a

in in ve rsevide o) o n t he left sideofthesc reen. O n th e right side

ript

of

the Creat e, Reco rd Keep er, Chec k boo k Bala n cer, Bu d get

AND FUNCTION

ywo

rd repr esent s t hefunc tion(s) yo u may wa nt to perf o rm in

for

you r select ion or th e message pr

otto

m of the screen. In th is case, yo u mu sttype at leastthe

t yp e in a ke

lly go int o t he l ower c ase m od e, simpl y hol d down the IllIID key

''''4-i

. The System M enu, as seen in Figure 1-3, is t he f irst m enu t hat

Me

nu yo u can access any of the mo d ul es you need.

'

"'1;'

ywo

oin

t eac h

io n o f what you ca n dowit h eac hm

tim

e yo u want toworkwit h yo ur

odul

KEYS

ent

vid

ed no o ther selec t io n o n t hat m enu begi ns

occ

ur, yo u needtotype e no ug h ofthe

lec

t io ns are ENTER, EDIT,and EXIT. There

omp

t E IS I NV ALI D I

rom

theothers.

rd e nt ry, IT

key. This w ill put yo uback into the upp e rcase

boot

MUST

BE IN

ed (sta rte d u p)

CAPITAL

you

r co mp

for

LETTERS. I f

ute

r system .

e. For

ndivid

ly, th e

e, yo u

-

Wa rn ing: It is
throu

ghthe System M enu (w hen yo u ha ve f inis

simp ly turn t he co mp u ter and d isk

willlose ALL the in f or mat ion entered on th e DataDiskett eduri ng th e cu rrent wo rk

imperative

that yo u exit fro m your p erson al f in ance p ro gram

hed

your wo rk fo rth e day). I f you

dri

ve o ff fro m a

nyw

here in the p ro gram, you

session.

Seuing Up S

Menu

Main

scree n. From this,yo u c
an exa mp le

. As yo u

of

brin

th e M ainMenu fr om the Reco rd Ke epe rm

Figure 1-4 Reco rd Keeper

g up aprog ram module. the

hoo

se the su

bfu

nct ion yo u wa nt to pe r fo rm. Figu re 1-4 is

•

•

Main

MainMenu appears o n

odul

e.

Menu

you

-

r

System Di skettes. System Di sk
yo ur Persona l Fin anci al M anagem

for

gra m s
D is
Bud get Forecaster

Note:If

you to INSERT THE

Data D iske

t io n
A TA RI 8101MBlank D isk ett es (CX8100), o r ATA RI 810/815 Bl ank D iske ttes
(CX8202). A bla nk d
Systemfor t his pu rpose.

You sho u l d class
cu rre nt

or

f
di sk
fi les. Any syste m co m fo
tr

ansact ions on th e CUR RENT di sk

however, yo umay wa nt to prepare a new D at a Disk

Cau t ion :
itw
put
yo u are read y t o be gin a new m
and th en go tothe Crea te m
ins

tru

the Crea te , Record Kee per , and Che

kett

e II co ntainsthe pro gram s for t he Bud get M anager, Bu dget Ana

mod

at a ny ti me yo u in sert th ewrong

OTH

tt

es.

Data

D isk

ent

ered into the co m pu te r. Th e disk ettes a

iskett

ify

th e

ly

put

tinginf

th e dat ed d isk

ett

e. You ca ndevelop yourown system o f class if icat io n asyou inc rease yo ur

Ifyou

ill

ca use yo u agreat d ealofi

er w i ll ale rt yo u whe n th e ava i la b le di sk sto rage space is near ca p

cti

on s

unde

ormati

ett

e w

allow

t he d iskettetorun o utofspace i n t he m

r th eCrea te m

ett

es co n ta i n th e pr o gr am s (softwa re) th at m ake up

ent

System . System D isk

ules.

pro

gram d iskette, a message wi ll pro m pt

ER PRO GRA M DISK ETTE.

ett

es are th e di sk

e is in

clu

Dat

a Di sk

on o n) or as a

ould

bethe d at es of i

rtab

le fo r yo u is

onth

oduleto

odu

ded

ett

ette.If

nco

, yo u are ur ged to re

le sect io nofthi

ett

wit

h y

our

es aseit he r CU RRENT (th e di sk

dat

ed di sk

acceptab

yo uhave a

nve nie nce in all fu tu re opera t io ns. The co m-

pr epar e the next Data Di skette. (See t he

ett

e I co nta ins the pr o-

ckboo

kBal ancer m

es on w hich

vailabl

e as Data D iskettes are t he

Person al Financia l

ett

e. An

nfo

rma t io n

le, as lon g as yo u ente r cu rren t

lotofm

ettefo

turntoth e Syst em M enu

s m anu al.)

you

store th e

appropri

cove

onthl

r eac hm

iddleof

odul

es. Syste m

Man

ett

at e reference

red on th at

ytra

ont

the m

acity

lyz

er, and

inf

orm

agem

e yo u ar e

nsactio

h.

ont

. When

ent

ns

"---'

a-

h,

6 Setting Up

"'ifill-Vi

mand or stateme nt. Thi s means you are to p

1-5) af te r en te ring th at co m ma nd o r a

i;i'i1i;Ui

nformatio

i

Key. Throughout this m anu al, you will see '!Iiill;!,i fo llow ing a co rn-

fte

rtyp in g d at a in to th e syste m . By pressing

you are te lli ng the compute r to accep t and ente r onto the diskett e th e

n yo uhave t yped.

ress

the ijiiill

'Ui

key (see Figure

In many situations you wi ll find you o nly have to press the

ente r a respon se. Thi s is ca lle d a default , mea n i ng the

ticular response. Usually this occ urs when you are in a "ye s" o r "no" situation.

The screen
de fa u l t isa " yes" and yo ur answe r t oaquestion is " y es," th en a " Y" w ill

mat

auto

ente r yo u r an swer . '"

ED:lD
ED:lD

START FOR

I!limiIlI

by pass certai n e
lat er in t his ma nual.

mmJ

qu ired d at a inthe Budge t A na

lifibS';!"'i'

used . Wh en yo u pr ess th is key, any t h ing on the scree n yo uhave not ente red (by

ress

p

gra m and red isplay s t he SystemMenu.

N

ote:

p lease refertothe HELP! sect io n

willprompt

ically appea r at the cu rsor locati on . All you do is press i;iiiii;'ii to

Key. Wh en yo u wa nt to re

key (see Figur e 1-5). In most circ umstances, t he pro

MENU

Key . Wh en

nt

Key. Th e key a

Key. The 4

ing

ii'iiii

·itil

If yo u sho u l d ge t a BOOT ERROR message o n your scree n at any

yo uby ind ic

yei"

w ill appea r at t he

you

are in an E

ries w hen

wil l be lost. The systemreturns to t he beginning of the pro-

you

ih'i1

ating

th e def aul t answer. For insta nce , if th e

II

'/

I'.

turn

to the M ain M enuofa modu le, pr ess t he

bottomofthe scree n.

dit

fo rmat. the

do not need th e requ ested da ta, as d iscussed

llo

ws you to searc h catego ries f or th e re-

lyze

r and Budge t Forecas ter m

F;!¥M'

key (see Figure 1·5) should notbe

of

th is m anu al.

pro

I!limiIlI

iiiiiii'U+

gram expects a par-

mpt

message PRESS

key al lo ws yo uto

odul

es.

key to

tim

e,

••

••••

lIaaaallalla

•

IIIIBIIIIDII

118.8111111

Fi

gur

e 1-5 Lo cat ionofFu

•

••

8 •

••

•••

nctio

••

".

0

n Keys

Seu ing Up 7

2

-

GENE RA L

DATA
ENTRY
INFORMATION

GETTING

The fo

llowi

ng l ist co n
Person al Fina nc ial
be ind ica ted attheap

hro

ug ho ut the perso nal fin an ce program, andyou sho u ld rea d it th o roughly

t

befo re continuing.

1. You ca n esta blishupto 128 catego ries and su
up, it isadvisab le to revi ew t he li st o f nam es yo u a l rea dy haveent ered.

You m ay fi nd afile int o w hic h yo u can p lace yo ur new da ta. Do not try t o

nam e a cate gor y A ll, as

The key to establishing a logical, f unct io nal data ba se, is to plan
bud

get. Knowwh at c ate go riesyo u wi ll needbased on yo ur cu rrentliving
requ ir ements. You can add new ca te gories as they are necessary, b ut yo ur
basics wi ll be esta blished .

tai

ns rules yo u should

Ma

nageme n t Syste m . Wh en a s

prop

riate ti me in t he manu al. T he li st be

thi

s te rm is reserv ed fo ruse by th esystem .

follo

w wh en ente r ing dat a into yo u r

pecial

STARTED

sit

uat

io n

bcatego

ries. Asyou set th ese

occurs

low

is rel evan t

, itw

yo

ill

ur

No te: Yo u sho u lduse th e ADD f

establ ish yo ur budg et ca t egor ie s and subc ategories in t he data
w ill hel pyo u p lan yo ur budge t mor e

W hen yo u estab l ish acate go ry nam e, do not use any co m mas, o r t he pro­gram w i ll give yo u an erro r m essage. This happen s becau se
a

utomaticall

esta bl ished (

mo

au to

2. W hen

module. it is important to remember you are entering the category names

and su
goals or bu
the d ata fi les on t he D at a D isk
the Bud get M anager m o

th is p ro cedure,your b
wa nt an analys is
(Transfer), I (I
assigned b y the p rogram and may not re fl ect atrue pi

fi na nces.

3. O ccasion all y ,
assigned toyour data entry . The

protect

hould

s
t ra nsferred .

y b e inse rt ed b ythe pr ogr am
bo

th catego ry and subc ate

bile

, fuel).

yo

u ente r yourbudget ca tegories t h ro ug h th e Record Kee per

bcategory

you

be assigned in a TRANSFER c atego ry so you know w

nam es, and not t he bud get i

dget

ty pes. Th eref o re, i n orde r to co m p le te th ei

dul

udget

of

yo u r expe nses and inco me. The b ud get typ e o fT

nco

me), F (Fixed). or V (Va ria b le) w ill au to ma t ica

youwill

from

see the ca t ego ry o fTRANSFER a

having ad

ormatof

ett

e, yo umust use t he M

eto en te r t he b

go als w ill be refl ect ed as 0 .00 (zero) whe n yo u

purposeof

oub

le ent ry i n your

the B

udg

etMan ager m

effec

tive

ly .

aft

er the subc ategory name is

gory

are disp layed to get her; i.e.

nfo

rma t io n suc h as bud get

ODIFYformat

udg

et t yp e. I f yo u fa il to f

th e TRANSFE R cate go ry isto

data

fi les. A

a..c

om ma wi ll

nformatio

ctu

reof yo ur

utom

subcat

odul

fil

es. Thi s

lly

atically

egory

hat

oll

e t o

n in

in

ow

be

you

Cell ing Started 9

Forinsta nce, if yo u use Cred it Card X fo r a

it in th ecredit ca rd sect io n ofyour dat a fi les as a
yo u wa nt to paythe b
En

tryformatof
assigned when
the expe nse is recor d ed and ca lc u la ted on

catego

is the

catego ry fo r you rreference .

4. Wh en

yo

necessary.

th e Rec

yo

ry, Credi t Card Xsho u l d be th e esta blished as the sub-

uest

abli

ill

, yo u wi ll beente ring th echeck in th eCH ECK

ord

u ente r t he

sh a subc

Kee

permodule . The ca

checkwrittento

atego

ry nam e, yo u canuse a co m ma

pur

ch ase. yo uw

cate

tegoryof

th e credi t ca rd co

ly

o ne ti me. Wh en T RA NSFER

ill

bee

nte

gory . T he n wh en

TRA NSFER is

mpa

ring

ny, so

if

S. You ca

th e cat e

6.

7. To ente r a d ate, use th e 00/00/00 f

8. To ent e r a d
t

5.. and

nnot

have

more

than a

gor

y and subca tego ry names com bi ned .

DO

NOT

m ix i

nco

me and expense

oing

nam e. By d
expe nses wh en yo u use th e
own

prop
t hesu bca te go ry m i ght be Rent (w hic h wo u ld beanin
and anothe r subc ate go ry mig ht be Repairs (an expe nse budget t ype).
Whenyou
o f Prop

will not give you a true income versus expe

exam ple

erty

wou

so, you

erty

w hi ch you

are ready fo r a b

, t hese

two

ld be a category

Bought and Sol d . The

tw

incom e. The

t u re

of

t he ca tegory .

ngle

d igits in them , it is not necessarytotype

si
instance, Janua ry 1

yp

e th etrai l i ng zeros . For in st anc e, $10.00 can beentered as 10., $5.00 as

50

oco m bined in an anal ysiswould notpr

,1981coul

oll

ar fig u re th at has no cents i

on.

total

o f30 c harac te rs, i

budget

wil

l getan inaccu

Budget

rent

, th ecatego ry might beca

udg

et ana lysis, and yo u requ est the catego ry

subc ate go ries w i ll co m bi ne

call

ed Investment s and th esubca te go r ies o f

Boughtisyou

dbee

typ es u nd er thesame c ategory

rat

e anal y sis of your i

Ana ly ze r m

r expense, and th e Sold isyour

orm

ntere

odul

nses

at. However, i f th eentries h ave

d as 1 /1 /81 .

nvo

lve

ncl

udi ng spaces , in

nco

e. For example, if you

lle

d Propert y, and

com

e b

udgettyp

for

the analysi s,

situation. Another

odu

ce a

the leadingzeros . For

d, it is notnecessary to

me and

tru

epic-

e),

but

ERRORS
DURING

10 Gelling Sfa

INPUT

rred

typ

e t he f

unct

9. To

ter or first few letters of the word and then p

first let ters are unique

hoiceofEdit o r Exit, ty p ing an " E" is not eno ugh fo r eit her one; yo u mu st

c
t

yp

e " ED" or " EX" depend in g on w hatyouwan ttodo.

W hen you areente ri ng
wh ich does n

aft

er you p

message d ispl ay ed at the b

erased and yo u w ill see th e curs o r back at th e

theerror shown in Figure 2·' by typing E

on t he sc reen (mak e sure th e vo

hear th e so und o f th e low to ne).

ot

co nform to wh at the syste m expects, an e

ress

• .

io n you wa nttoper for m,youneed o

to

the li stoffunc t io ns. For insta n ce, i fyouhave a

data

and make amistak e (o t her than a spe ll ing err o r),

Ii,ii-Vi

. The indi cation of such an error is alow ton e w ith a

ottomofthe sc ree n (see Figure2-1). Th e mi stak e is

ijii

ii@i

lum

eon the televi sion setis

nly

type

the

first

ress

rror

inputpos

with your Record Keeper M enu

ition

pro

vid

respon se w

. You ca n

turn

ed u p so you wi ll

ing th

ill

dupli

occ ur

let-

ose

I

cat e

--

•

P

II"

.,

Figur e 2-1 Rec

ord

Keeper M enuWith In val id Entr y

BUDGET

PLANNING

SHEET

The Budg et Plann ing Sheet o n t he fo ll
din ate y
A l so incl uded isabl ankBudget Planning sheet which yo u ca n copy to lay o ut
your ow n budget. Once yo uhave don e thi s pl ann in g, yo u are read y to enter t his
in f

The Budget Plann in gSheet wi th t he categ o ries and subca te go ries li sted is only a

suggeste d g u ide.

orm

our

expensesand i

ati on

int

nco

o yo ur Personal Financial M anagem ent System .

owi

ng page is an exam p le to help yo u coor-

me and toorga n ize a wo rkab le mon thl y bu dget.

Ceili ng

Starred

'1

)

,

t:;",d

1. OCCASIO

CA

TE

GORY

,J"ofrf

)

ERSONAL

NA

L AND MONT

SUBCA

TEG

: f

f-rd"

WIT"u

T"

V.

'A

.

,

ORY

HLYEXPE

(A)

Yea

occasional e

FINANCIAL

NSE CHART

rly totals o f

xpen

ses

P

BUDGET

PLANNING

(B)

Monthl

expenses

1,

I I, or;

t17

MANAG

Fixed

y

or

variable

FI

II

1/

00

V

II

1/

IJf-

SHEET

EMENT

1

..

u-:

T:n

lJ;I.

SYSTEM

2. ESTIMATED MON THLY

..

IA;

/, :

:

SUBCA

'7lii/;W7

BU

DGET

Estimated

budge t

TE

GORYCATEGORY

am ount vene tne

/Q;

71ft

00

>'0

100

00

7 Inn

)

Fixed

or

. bll

V

V

V
V

{.tV,,>

;

.

flMlrJt¥1U I

./

1,

Fro

I!.

,4/ff'.A"

f

"I

7.-

I {{/.JLU,

,

,I

CmtJ,frii>uJi;l1

£dv/.·Til

Divid e total of colu mn A b y 12 and e nte r here

Total Amount t o se t aside each month for fixed expenses

.t

.

&ytJU4 O

I

TO

lal' (A}I

Z.

f

Ii

'1-0

b )

31

Z

1<0,

,

In

n

(;

Or..

O

C;

I

F

tJu

IJf.

/;

(B)

+ I -Zt.:

eCl /4

19.

V

O/)

Q

0

J..I

0 IJ

"Jut'f

M,J,.,

F

C[

V

( .I;:'uA $ :

Occasional and M onthly Expenses
Enter line (C) of

ESTIMA

TOTA L

Estimated M onthly income

Estimated M onthly Expenditures

Estimated D ifference

TO= TA X DEDU

II.

A I ,

.

1

Chart

TED

CTIBLE

" . . ,

.,

...

,

'"uri

g,i,,«

)M.L-:

AiC

Fc

.

5rn'

7fe"

7'f>.

,4

n.

.

I.

(

1

MONT Hl Y BUDGET

;; .

7

if)

,PInJ

J..iJ

u

'A-vrl

Subto tal

..A

/

TN'

1C

Inn

1<-

(I

?/

2f

c

Q

'

()O

Ill fJ I

In,..

00

Inr. V

IJIJ

1H.

01

11\0

00

or..

00

o:

r;,

Or.

f2

Q

V

V

I!

It

It

V

V

V

l/

V

\!

Ii

o

,

(

"II

i

l,?S

I,

.f

S'x

+ 1

'(.

.9z.c;

z.bi'"

-

24{

OCCASIONAL AND MONT H

1.

"""LV'-'''

,

BUDGET PLANNING SHEET

PERSONAL FINANCIAL MANAGEMENT S

LY

EXPENSE

(A) Yearly totet s of (B) M on thly

'V_

-IV

OJ"'"

. , L V

.... • • expen ses expen ses ",aflaDie

....

" .

CHART

Fixed

I

ar

LA I

YSTEM

ESTIMATED MONTH

tLoU

KY )

Uti

LA ' t LoU K Y

LY

BUDGET2.

Estima

amou nr vanaore

bu dge t

ted

Fixed

ar

11

<.J

::!

,

"

ii

Divide tota l of col umn A by 12 and enter here

To/a l

Amo

unt to set

e<J

l.h '/lUll/II for fixed expenses (e)

Totets (AJ (BJ

andMonth

ont

l y Expenses

hl y

O ccas ion al

line

l el 0 1 Chart 1

Enter

TOTAL ESTIM AT ED MON THL YBU

Es ti mated Mom hl y Income

+

Esti ma ted M

l.stimat ed Difference

Subtotal

+

De

n

-

TO= TAX DEDUCT IBLE

)

-e

3

CREATE

Figure 3 -1 Create M a in Menu

MODULE

FIRST
P

REPARAT

DI

SK ETT E

ION

TheFI RST f u nct io n in t he Create modul e mu st beused t o pr epare th eFIRST Data
Diskett
fu

The Crea te
enter

Financia l
M enu (Figure 3-1) to pr epar e the FIRST
qui red a

the selec tio n NEXT

cesses are given b

To begin, fo
t inue as fo

Use t his section

e used in yo ur personal fi nance program . Please read thi ssec t io n ca re-

lly

fo r comple te inst r

Module

into

your

personal co mpute r syste m. W hen

Ma

nagement

ft

er t he FIRST

llow

llows

:

onl

1. In sert SystemDiskette I i

2. Turn o nthecom p
by the System

3 . T yp e the keyw ord CREATE and press '

app

ear o n the scree n (Figure 3-1).

uct

ion s.

will

prepa re

System prog ram , sele ct FIRST

DataDiskett

from

elow

.

the

nor m al start-up

y w hen yo u are p repa ring yourFIRST Data Diskette.

ute

Me

nu (see Figu re 3-2).

you

rData Disk

e ha s reached ca

th e Cre at e

r co nso le. First theATA R! l o go wi ll appea r,followe

Main

procedu

nto

t he diskdrive and close t he d rive doo r.

Data

Menu

ett

es to receive

you

begin to use your Personal

from

Di sk

ette.Additio

pacitywill

. The in st ru ct ion s for b

res fo und in

.iiiii

-y'-

the CREATE

info

theCreat e

na l di sk

be pr

Sectio

n 1. Then con-

rmation

eparedwith

modu

ett

oth

le w ill

yo u

Main

es re-

pro-

d

Creete M odule 15

•

•

NEXT DISKETTE
PREPARATION

Figure 3-2 Syste m

4. Ty pe the keyword FIRST and press i .Ii,li .p',

5. F

oll

ow th e

prompt

m essage INS ERT THE

Menu

NEW

''''lii'Vi,

Note:

You w ill beadv ised t ha t

MATI

ON

O N TH E DI SKETT E. M ake su re yo u hav e inserte d theprope r

diskett e into thedisk dri ve.
continue.

The

diskette
Data Di sk ette)
t he beeping sou nd f ro m t he te levis io n speaker are normal and to be

expe

cte

app

takes

6. W he n the in i

M enu will return to t he screen.

7. To retu rn to t he System M enu, type EXIT and press

Use this se

you

r first. This NEXT

ctioneverytime

wi ll be p repa red and

for

use. Th e no ise yo uhear co m ing f ro m th e di sk

d. The

ro x

entir

imate

ly 30 seco nds.

tializat

Data

e prepa

io n

you

Diskette

pro

thi

s proc

edur

Afte

r you confirm t his, p

initi

ali zed (e

ratio

n process fo r the FIRST D at a Di sk ette

cess has bee n co m pleted, the Cre ate

needtoprepa re a

beco

mes you r current

DAT

A DI SKETTE and pr ess

e W ILL ERASE A LL INF OR-

ress

iii¥i1iVi to

nco

di ngitas th e FIRST

dri

ve and

';Ij"I;Vi,

nother

DataDiskett

Data

D i

skett

e b

e.

eyond

Mai

<:«

n

16 ( reate M odule

ett

e I i

nto

1. Insert SystemDisk

2. Turn o n the co
System

3. Type th e keyword CREATE and press iiiiiii;Ui. Th eCreate

should ap pea r o n

4. T ype th e ke yword NEXT a nd press

INSERT THE CURRENT D
D at a Diskette is th eone you have m ost rec

Me

mpute

nu (see Fig

yo

r co nso le . T he ATA RI l ogo w i ll appea r, t hen th e

ure

ur screen (Figu re 3-1).

th e di skdr ive and

3-2).

'.i'iii·V'.

ATA

DISKETTE and press ' .•

clo

se t he d rive doo r.

Follow the pr

ently

used .

'ilhil'

Main

ompt

message

Thecu rre nt

M enu

"-

Note

:Ifyo u in sert th e

scree n.

5. Fo

llow

the prompt m essa g e INSERT TH E NEXT

p

res

s '

.liiii

·n',

The diskette wi ll be prepa red and initialized to recei ve con-

tin

ui ng da ta.

6. Wh en th e Cr
fro

m t hedisk

to

yourdat
Tak e th e p rev io us
the label by
wo

uld

que

ntiall

wr

ite

year's

(5/1/81 - 6/30/81l, #3(7/1/81 - 9/30/81l , #4 (10/1/81 - 12/31/81 l

eate

driv

a base. This diskette nowbe

noti

be to set up a catalog syste m by

y(1, 2, 3. 4.5, et c.). Th e nnext to the

th eall -incl usive datesofinformat io n on that di

Dat

a Disk

7. To ret u rn to the System

wro

ng diskette, yo u wi ll get an e

M ain M enu appea rs o n the screen, remove th e di skette
eand im

Data

ng the last in put

ettesmig

medi

at ely lab el it

Di skette,

ht be label ed as

Me

old

dat

nu, type EXIT and press '

wit

comesyourcurrentData

,and co m p le te the i

eon t hat

numbe

fol

low

ring y

Data

rro

r message on th e

DATA

h t he f irst

diskett

s: #1 (1/1/81 - 4/30/81), #2

DI SKETT E a nd

dat

eof ent ry in-

nformat

e. O nesuggest io n

our

Da ta Di sk

Disket

te num ber yo u

skett

e. So t h e first

.!llimJ'

.

D isk

ett

ion on

es se-

ett

8 . To exit f rom yo ur personal fi nance program, type EXIT and press H;ij'iiMH.

W hen th e m essage prompt appears, yo u ca n

turn

off

th e syste m .

e.

BACKUP

Youuse th e Backupforma t to mak e a bac kup co pyofyourcurrent
D iskette. This isdone so
is da maged . This f unctio n sho u ld be per f

1. You hav e to go t hro ug h t he System

2. When yo uhave t he Create M ain M enu on th e di spl ay, type the

BACKUP

3. F

oll

,"iii

'

do not m ind erasing.

4.

Af

teryouhave checke d to

diskett e into t he disk drive, p

S. The d

6. W hen t he p repa ra

and press ';jiiiim'.

ow the message pr

.'"

tocontinue.

iskette

THEDATADISKET

Note

: Theprog ram w il l ask yo utochange t he Data

Back up D iske

specific amo unt of infor ma tio n canbe co pied at a time .

7. F

oll

ow th e m essage prompt IN SERT TH E BACKUP

p

ress

' ."iilm! to cont inue.

your

info rm ati on w o n'tbe l o st in case yo ur o rig i na l

orm

ed atthe endofeach wo rk sessio n.

Me

ompt

IN SERT THE BACKUP

Make

sure youuse a blank diskette, or

make

ress

'·JilihU' to co ntinue.

is preparedtoaccept t he

tion

iscomplet e,follow

nu to the Create m

DATA

sure

you

have pla ced th e co rrec t

data

yo u wantcopied .

th e message p

odul

DI SKETTE. Press

ad

isket te you

rom

pt INSERT

TE.Press 'iiilih,,' to continue.

Diskette

tte

backand for th severa l t imes. This is necessary , as onlya

DATA

D ISKE TTE and

e.

keywor

Data

copy

d

and the

inf

8. The
process i s co

DI SKETTE and press '

9. W he n th e

Hiiiiii-P' to return to the Sys

orm at ion wi ll beco p ied

mp

lete, fo

pro

gra m re

llow

·'iiii'V'

turnsto

ontoyour Bac

th e message prompt I NSERT THE DAT A

to co nt inue .

t he Create

temMe

MainMe

nu.

kup

Di sk ette. W he n the

nu,

type

EXIT and p ress

Crea te M odule 17

4

Figure 4

RECORD

Record Keeper Ma in Me nu

-1

KEEPER

The Reco rd Ke epe r

Financ ial

th e same i

Budget Forecast ermo d ul es.

The Record Keep er

Ma

nag eme n t System . The i

nformatio

ENTER,EDIT,PRINT

ENTER

. Use th e ENTER function to t yp e ind

base. Thesu
later in th i s sec

EDIT

. Use th e

inf

ormat

ion in the d at a base.
Keep er
t yp es. You mu st use th e M
mod

PRINT

pri nted form or di spla yed on th escr een.

EXIT

modul

ul eto

mak

. The PRINT functio n

. Use the EXIT

modul

nuse dtocompile

MainMe

, and

bfunctio

tio

n.

EDIT

e does

e tho se

ns f o und

func

notallowyo

modification

fun

ct ion to return to th e Syste m M enu

e is o neofthe

nu (see Figu re

EXIT

.

und

er th e ENTER f

tio

n wh en i tis ne cessary t ochange o rmod ify

Howev

ODI

FY and

will

give you a list ing o fi

Main Menu .

Wi

th t he exce

t ion s are di scu ssed in de ta il o n t he fo l

ptionof

t he EXIT co m ma nd , eac h fu

two

pri

marymodul

nformat

utochangeyour budg et goal s o r

s.

you

r re

er, th e

/or

low

ing pages .

io n yo u

por

ts f or the B

4-1)contain

ividual

orm

EDIT

PLAN f

orm

ncti

type

transacti

on and itsre

es in

you

into t he

udget

s fo ur ma jor fu nc tions:

at are di scu ssed indetail

func

tio

at in th e Budg et

nfo

data

Ana

on s

into

n in th e R

rma

tio

n eit her in

from

any

late

d s

rPerson al

base is

lyze

r a nd

your

dat

ecord

budg

Man

ager

module

ubfu

nc-

a

et

Record Keeper 19

Whe

n the Record Kee pe r

tio

n yo u wa nt to per for m , type the

The n refer to th eapp ro p ria t e d ire

Mai

nMenu appears (Figure4-1). de

keywo

rd fo r t hat f u

ct

ion s on t he fo

cid

e w

hat

subf

nctio

n, and p ress i;ijiii;iti.

llo

wi ng pagesofth is section.

unc-

RECORD
KEEPER
FUNCT IO NS

ENTER

Toenter
t yp e th eapp ropr ia te d at a and th en pr ess t he 'fiiii;lt' key. Pressing t he i;liilli;lfi key
tell s t he p rog ra m t oen te r t he d at a i

All
cannot enter da ta
you

Format

inf

orm

ati on int o th e co mp

in fo r

matio

n mu st beentered in t he pr op er time seq uen ce. That m ean s

forMarc h and then go b ack to enter

rwor k sessio n eac h ti me

ute

nto

beforeyou

r and o n to th e D ata D isk

th e syste m .

data

for

begin.

ett

e. yo u mu st

January. Plan

you

1. Type t he keyword a nd press ';Ijiii-it'.

After

2.

3. The Transact ion Types M enu (Figu re 4-2) wi ll app ea r o n th e sc ree n. You

th e message INSERT THE DAT A DI SK ET T E, p ress ' ·Ijiwli' to co n-

ti n ue .

n

ow

have to se
WITHDRAWAL
Deposit . CREDIT Card. and

lec

t a fun

ctionfro

, Savi ngs. CASH Expen

m this menu : CHECK.

INCOME

AUTO

ditu

re. DEPOSIT . Chec k. SAVINGS

.

T

Dedu

cti

o n.

20 Reco rd Keeper

Fi

gur

e 4-2 Transact ion Types M enu

Manyof

d edu

t ion s t oa

o

nly

yo ur ent ries . regard less o f w hat menu yo u are usin g. may be t ax-

ctibleit

asugges

em s. You shoul d co nsi de r your

ccommo

da te these entries ahea d o f t ime . T he f

tio

n.

Let's ass u me yo u a re a sa lespe rso n who c an

ove

r t he yea r. If yo umake eig

mi ght be b usi ness rela ted . and theothe r

th e category as A

FuelTO f

chases. In o t her
Th is m
set o f circ umsta nc es.

or

the

eth

od c o uld be

utomobile

pur

ch ases th at are t ax dedu ct ib le, and Fuel fo rnond educt iblepur-

wo

rd s, t he TO is yo ur f la g ind icat ing a tax-d eductibl

app

ht

fuel purchases a week,

thr

. You r subc ategories fo r fue l

li ed to all cate go ri es and subc ate go ries w

catego

ry/subca tego ry nam e sele c-

oll

owin

g paragr aph s are

deduct

ee fo r p lea sure . You co uld esta blish

seve

ral auto

fiveofth ose p ur ch ases

mobile

cou

ld be set up as

expe nses

e expe nse.

ith

th e same

A ttheend o f yo ur f isca l tax year. l ist all the ca tegories and s
have set up, note th eones t hat are ta x d ed uct ib le, t hen pu ll you r

ett

e as yo u requir e them . M ea

di sk

bud

daily
Forecast er m

get and use d to es

odul

es.

tab

nwh

ile, t hey hav e sti ll been i

lis h t hecha r ts fo r the Bud get A

nalyze

ubcatego

totalsfro

ncl

ude d in yo ur

r and Budg et

ries yo u

m th e

CHECK

Use t he CHECK fo r
th em tothe Curre nt Dat a D iske
chec ki ng
ca n be reco rd ed. Any check nu

as ze ro.

If

pl ease ref er to theChec k Edit secti on o fthis manu al.

Format

mat

toente r th echecks yo u wr it e d u ri ng t he mo nt h and li st

acco

unt. However,

yo

uneedto vo id any checks a

tt

e. You ca n ente r c hecks f ro m mor e t ha n o ne

only

the

act

ual check

mb

ers

fro

m addi t io na l

fte

r yo uhave en te red th em i nto yo ur d at a f iles,

num

ber s fro m o ne

acco

unts mu st be recor ded

acco

un t

gur

e 4-3 CHECK Sub me nu

Fi

1. T ype thekeywo rd and p

2. Type in the mon th,

git

numb

month

(yo

u wi ll get a message

er is

different

iiiiiimti.

single-d i
i.e., 02/02/81 can beente re d as 2/2/81.)

3. Typ e in theamo u nt of t he check ,

d

oll

ar sign ($ J
vali d). Al so, if th ere are no cen ts, yo udo no t need
yo u can ente r $10.00 as 10 .). You mayente r a d
$9,999 .00.

4. Type thecheck numb er, '

fo rma t. th e chec k
check

the numb er,

be erased wh en yo utyp e in th e new

ress

'iii"j.V'

day

, and year in the fo rmat MM/DD

s orday s, it is

.Iiiii

·p'

numb

er w i ll automa ti cal ly incr ease seque nt iall y. If th e

fr om the

The numb er previou sly showing will autom a tica ll y

Figure 4-3 wil l appea r on the screen.

not

nec essarytotyp

i;iiPhJ',

It is not necessary to typein the

promp

. As you continue wit htheCHECK entry

numb

er o n th e scree n, sim p ly typ e in

numb

/YY.1;1''''

e t he lead ing zero;

t t ell ing yo u t he $ sig n is in-

totype i n th e ze ros (i.e..

oll

ar f ig u re o f up to

er.

Record

'':'. (For

Keeper

21

Note:

If you need to e
display
che ck -nu
No

is, then a n error m e ssage appears and you are to reenter anoth er chec k

nu

, mak e sureyour ent ry is no more t han 50 nu mb ers higher t ha n the

mb

er shown. For i nsta nce, if the last nu mber entered wa sChec k

. 25,

your

nextcheck nu

mber

(l o we r than 75).

nteradiffe

mberente

rent check number than shown on the

red ca nnot be larger thanNo. 75. If it

5. The TO W

the info rmation,

Ifyou ente r s

wa s issued fo r yourreco rds.

D. Th e co mment ent ry isopt io nal. I f yo u wa nt to m ake t he en

information, '

7. Assign t he c heck t oacate go ryalr ea dy establ ished .

HOM

ent ry is o ptional.Ifyouwant

iiijiii;!ii'

eco

nd c hec ki n gacco unt chec ks, i

.Iilli-P'

othe rwise. just p re

-ot herwi se just pre

ss

'iijiii·U'.

to m ake t he entry, t yp e in

ss

'iijiii

-Ui.

ndi

cat

e to who m th echec k

try,typ

If

necessar y, set u pa

new cat ego ry. For in sta nce, if th e check was for a c ar payment , the

ght

ca te gory m i

You are a
Remem b er to estab l ish t ax-dedu

necessary .

8. The subca tegoryis a n o p tio na l r

becalle d " Automobil e."

llowe

dtoenter a totalof128 categories and subcate go ries.

ctib

le categories and sub

equir

emen t. Ref erring to the exa m p le in

categor

Step 7, yo umay w ant to reco rd thespeci fic ca r fo r w hich the

wa s mad e. O t he r subc atego ries und er A

and the l ike. Type yo ur subcategoryand press '·'iiii;Vi.

ompt

9. The pr

have ente red a ll the info rmat ion correct ly fo r thischeck. type Y ';liili;,?' ,

message I S THIS CO RR

and co nt i nue w it h Step 10. If yo umade an

type N

i;iiiii;V1

10 . The Budg et Catego ries d isp

scree n w he n
Review th ei
TO

RE

VIE W EXISTING CATEGORI E

and repeat Steps 2-9.

lay

, as show n in Figur e 4-4,

yo

u ty pe in a ca teg o ry nam e th e syste mdoes no t reco gni ze.

nformatio

n give n, and resp

utomobi le

ECT?

YIN appears on th e scree n.

mightbe Fuel , Repairs,

erro

r or left somet hingout.

will

ondtothe p r

S?

YIN . If th is scree n does n

omp

ap pea r o n

t D O YOU

go to Step 12

e in t he

ies w hen

pay

Ifyou

WA

ot

appea r,

me nt

you

NT

r

22 Record

Keepe

lUff

•

Fi

gur

e

44

Bud

get Catego ries F

r

ormat

•Ifno, ty pe N and pr ess

I·hili-Vi

.

•If yes, type Y and pr ess i;iiIiW+. A list o fall the

11 . Press

YOU

establi

shed to da te w i ll appea r on th escree n. If the re are mor e

catego
cat ego riesw il l appear. Co nt i nue to pr ess
all the ca tegories yo uhave e

ries t ha n o n the sc ree n, press i;iiiiiiV' agai n and t he ad

i;ijiiht'

nte

red .

luilihk'

WA

again . I fyoutyp ed a new

NT TO ESTABLISH

XXXXXX

catego

ASA

NEW

catego

ries yo uhave

dit

iona

until youhave seen

ry, yo u w i ll be asked DO

BUD

GET CATEGO

RY?

YIN.

If

yes, t yp e Y

•
di spl ay re

If

yo udo notw

•

',lilli·P'

c heck is t o be li sted . Press

.',,,,,,!,

press I

12. If vo u w ish to co nt in ue ente ri ng c hecks . pr ess iiiiiii·I." aga in and repeat
Steps 2
Transacti on Typ es M enu . Ifyouwish to en te rother t ypes oftransaction s,

ref er t othe ap p ro p ria te subsec t io ns und er th e Tran sa

13. If yo u are fin ished w it h theTransac
t he

Note:When yo u go

P

alo ng wi th th e co u nt
m

sto red and f

-1

2. Wh enyou f i nis h en

Mai

nMenu .

roce

ssing Scree n appears on th e di spl ay. Th e gra p hics di spl ay

ent

w h i le th e

ile

'·'i"j.j!'

turn

s to th eCHECK entry f

ant

You w il l be asked t o r een ter the ca tegory und er whi ch th e

Repeat Ste ps 10 -11.

fro

dow

inf

orm

d p ro pe

Your new cat ego ry wil l been te red, and th e

orm

at. G otoStep 12.

to esta b l ish yo ur ent ry as a new ca tegory, t ype N,

idiiiilV'

ter

m th e Transa

n at t he bottomofth e sc reen, is fo r yo ur e

at ion you have ty pe d

rly

onto the D at a Di sk ette.

Ente r th es

ing chec ks, pr ess

tio

nTyp es M enu, press

cti

on Ty pesMenu tothe M ain M enu , a

ubca

lUlD

cti

int

o the co mp

tegory, i f any, and

to r

eturn

on T yp es he

lUlD

ute

adin

againfor

yo

u see,

ris be ing

to the

njoy

l

g.

-

14. If yo u wa nt to exit f rom the m

from

15. To ex it

i;iiiii;lfi

AUTO

The f

p rem ium

deduct io n is ta ke n . A
charge o n yo ur

Deduction

orm

at AU TO D eduction ref e rs to auto ma

ccoun

bank a

You

wou

1. Typ e th e keyword and pr ess ijliiiliVi to brin g the AU TO D edu cti on fo r

2. Ty pe t he da te o f t he a

3. Typ e th e

4. Th e com me nts are op

t. For in stan ce, yo umay have arra nged fo r you r li fe insuran ce

to

be deducted

ld make t hat entry

to t hescree n (see Figure 4-5).

yo ur Person al Fina nc ia l M an agem en t System, typ e EXIT

Wh

en the message promptappe ars, turn offth e system .

Format

auto

mat

int

not

her automatic

acco

unt.

uto

amo

untofthe au to

tio

odule,type

ica

lly

eac hmon th fr om yo ur checking ac co u nt.

othe co mp

dedu

ma tic dedu cti on be ing ta ke n and pr ess

mati

c d edu

nal. To m ove tothe next ent ry , p ress

EXIT

tic

deduc

ute

r syste m in

ctionmight

cti

on and pr ess ';ii"i;Vi

ili"ii;Ui

tio

ns t aken from yo ur

dica

t i ng th e da te th at

be the m

onthl

Record Keeper 2]

y serv ice

mat

li!illi

I'!i''''N'

.pi

,

•

Figure 4 -5

5. Th e bud get catego ry of TRANSFER isau

transfer is used in case

fr om

different

mati on

nam e, typ e th echa nge and press

press

bj"d"

6. Thes

7. Resp

8. Wh en yo u are

9. If you w ant to ex it from the modul e, t yp e EXIT and p

ubcatego

ca tegory , yo u sho u ld assig n as

" 'j'ii

-V'

ond

• If yes, typ e Y ijiilii-p' and the data w ill be ente red .

• If your answer is no, typ e N

r

eturnsto

ente r, repeat Steps 2-7.

re

turn

to th e Transa

Recor d KeeperMenu , press IDmI again.

app lica t io ns. Th is pro te c ts yo u f ro m havi ng th e same in f or -

calculate

dmor e t han once . If yo uneed tochange th e

ry is op ti on al. How ever, ifyouused TRAN

to co ntinue.

tothe message p

the screen.Ifyo

fini

shed w ith th eAUTO Ded

thi

s deduc

rompt

cti

on Types f

AUTO

Ded

uctio

nFormat

to

ma t ica

tio

n is ente red

'.!llihiii

ubcatego

IS THI S CO RRECT? YIN.

"'iiii-d'

uhave moreautoma t ic dedu ct ion s

orm

If nochange is requir e d, ju st

ry f or yo ur ref er en ce. Press

TheAU TO Deduct ion forma t

uctio

at. If yo uwant t o r

lly

int

n f o rma t, pr ess IDmI to

assigned . The term

o th e d at a base

catego

SFER

eturn

ress

iiii'iiMi

twice

ry

as th e

to

tothe

24 Record

Keeper

10. To exit from your personal fin ance program, type EXIT and press

Wh en th e message

WITHDRAWAL,

WITHDR

The

make fromyour savings
June 25, rec

was app lied and ente r

1. Typ e the keyw ord, then press

(Figure 4-6) w ill appea r on th e sc ree n.

Savings Format

AW AL , Sa

ord

it o

prompt

vin

gs tr ansac ti on

acco

nto

th e Data Di skette. You

thisinf

appears ,you ca nt

unt. If yo u

orm

ationund

urn

off

accommo

withdraw

er th eapp ro p ria te ca tegory .

','iiihf'

dates any

$100.00 fr om y

will

also re

cord

The SAV I NG S Withdrawal form at

th e syste m.

withdr

our

how the $100.00

''''''hi'

awal syou

savi ngs o n

'lUI'

,

Fi

gur

e 4-6 SA V

2. Typ e t he dat e o fthewithd rawa l being en te red in t he

format,l d' '' '''i'

INGSWithdrawa l Forma t

MM

/DD

/YY

3. Type in the w ithdrawa l amo unt, ' ·!iiii

4. The com ment e ntry is op tional; to continue. press ',

5. If yo u wa ntthe savings withdrawa l u nd er the ca tegoryofTRA NSFER, ju st

press

'liili"'?'

and p

ress

6. Thes

ubca

category, yo u sho u ld assign asubca tegory f or you rrefer en c e. Press

'lI3i11·n'

7. If yo u hav e ente red a new budget ca t egory, th e Budge t Categories Review
fo

rma t w i ll ap pea r on t he sc ree n. If th is nota new ca tego ry, go t oSte p 9 .

•If

1;i"iiiU' Keeppressing "'jiil;Ui until all the ca tegories have been

listed andgo to Step 8.

•Ifyou do not want to review the categories, type N ijijlii;iii and

repeat Step s 2-8 t oente r mor e sav ings

8. An swer the
BUD GET CA TEGORY? YIN .

•If yes, type Y and p ress

•If no, type N and press

',"iii-V'

Steps 2-8.

If yo u wa ntto assign aca tegory name, type in the change

';Ii,wpi

tegory isopt io na l. H o w ever,ifyo u used TRAN

to continue.

yo

u wantto revi ew all the c at ego ries yo uhave esta blis hedtyp e Y

pro

mpt

DOYOUWANT TO ESTAB LI SH XXXXX A SA NEW

i;!ii''''hi'

'.jjiilV'

. Enter t hesubcatego ry (if any) then press

V'

li"i;Ui

SFER

as th e

wit

hd raw al t ransaction s.

and repeatSte ps 2-8.

ente r the category youwant, press

idi"hf'

. Repeat

9. If

yo

u are f in ished

to ret urn to t he Tran sac tion Types M enu .

10 . If yo u are fi ni shed w it h t he Tran sac ti on Ty p es M enu , p ress EmilI t o re

tothe M ai n M enu.

with

t he W IT

HDRAW

AL, Savi ngs fo rmat, press EmilI

Record Keeper 25

turn

11.

If

yo u

want

to exitfrom

th e m

odule,typ

e

EXIT

' .liili·p'

12. To exit
pr ess

syste m .

CASH Spent

You u se th eCA SH Sp

to-day basis. If

week , try to saveyour cash receipts fordat a ent ry at a lat er dat e. Y

iptswill

rece

fromyour Person al Fina nc ia l M anagem

'd'""I'

Format

also be re

Wh en the m essage

entformat

you

do notmak een t ries

quiredfo

Fi

gur

prompt

to record your o ut-o f-

int

o th e syste m mor e th an o nce or

r th ose tax-d edu c

e 4 -7 CASH Spent F

ent

System ,

ap pea rs, yo u can

poc

ket expenses on a d ay -

tibl

e it em s.

ormat

typ

e EXIT and

turn

o f f th e

twi

our

•

ce a

cash

1. T yp e th e k eyw
ill

appea r on th e sc ree n.

w

2. Typ e in the d at e of the cas h expe nd it ure in th e

"'i'iiV'

pr ess

3. Type in th eamo unt spent, t hen pr ess 'iiiiiliM'

4. Fill in th e p

5. T he co m me nts are op t io na l; t o co

6. Fill in the

7. The subcategory isop

8.Ift he

9. The Bud get Categor ies Revi ew for ma t

bud

If you are e

•Ifyo u wa nt to revi ew th e
yo

uhave p rev io usly est ab li shed w i ll appea r o n the scree n. Keep

pressing
one m or e t ime and go to Ste p 10.

ord

and pr ess

If th e dat e on th e sc ree n is co rrec t, ju st pr ess '

ertin

ent

inf

bud

get ca tegory for th e cash expe nd it u re and pr ess

tio

get ca tego ry has been pr evi o usl y estab lished , repea t Steps 2-8.

nte

ri ng a new c ategory , go to Step 9.

'·'illi·U'

until

'iliili'h'

orm

at ion und er W H ERE SPENT a nd pr ess

na l; t o co nt inue pr ess '

all the c at ego ries have appea red . Press 'iii

TheCASH Spe nt form at (Fig u re 4-7)

nti

nue, press

will

ap pea r on yo ur screen.

catego

ries, typ e Y

MM

/DD

'i'iiihU'

.',IIIM'

'i""W

' Th e ca tegories

/YY

for

mat

.IIIII;IJ'

';ii'liM'.

';hUIi-V'

ii!'H

and

'

26 Record Keepe r

•If yo udo no t wa nt t o see the l istofestablis he d

p

ress

i

10. Answe r th e p
BU DG ET CA TEGO

• If yes, type Y and press i;ii'ihiJi and go to Step 11 .

.liili

romp

·d'

and go to Step10 .

t DO YOU

RY?

YIN .

WAN

T TO ESTABLI SH

cate

gories, typ e N,

XXXXXX

ASA

NEW

•If no, type N and p

press i -I'i1iAI, Ente r the subcategory (if any), p

peat

re

yo

11. I f

uhave completed

IilD

12 . If yo u wa nt to re

13 . If yo uwant to exit fr om the Record Keeper mo dule. type EXIT

14. To

DEPOSIT , Check Format

W heneve r yo umak e a depos i t in t o yo ur chec k ing
thro ug h th e DEPO SIT, Chec k fo r

exit

ress

p

system .

Steps 2-9.

to re

turn

to the Tra nsact io n

turn

fro

m yo ur Per son al Fina

""iii

·B'

W hen the message prom pt appea rs, you ca n turn

ress

'.I,.II",?' enter the budget category and

you

r work w it h th e CASH Spent fo rmat, press

TypesMe

to th eMainMenu, press

ncialMa

matofth e Tr an sact ion Typ esMenu.

nu.

IilD

nage me n t Syste m , ty pe

account

ress

a seco nd t ime .

, yo u wi ll recor d it

iiiiili

"'iliiiV'

·p'

EXIT

off

and

and

the

Figure 4-8 DEPOSIT, Check Format

1. Type the key wo rd and p ress

4-8) w i ll ap pea r o n th e sc reen .

2. Type the d at e of t he check deposit in the M M/ DD/YY fo rma t 'n+i1hV' If
date

the

3. Enter the amou nt of t he deposit, t hen press

on the screenis correct, just p

,·"m;UI

4. T he comme ntsare opt ional; to conti nue , p

5. Enter the budget category if d

iffe

The D EPO SIT, Check fo r

ress

i;ii"HJ'

'jiiiiiMi

ress

';''''';lf8

rent fro m TRAN SFER, and press I;li"!;':'

mat

(Figure

Record Keepe r 27

6. The subc ateg
cate gory, y ou should assi gn asubc atego ry f or

+;iiIlW'

7. A ns

wer

ory

isopti ona l. How ever, i f yo uused TRANSFER as t he

to cont inue .

th eprompt IS THI S CORR

ECT?

YIN.

yo

urref eren c e. Press

•

• I f no,

• I f yes, type Y, press i,iliii;!?' a nd go to Step 8 .

8. I fthis cat ego ry is alread y establi shed , rep eat Steps 2-8. I f this is a new
cate gory bei ng e nte re d, go to Step 9.

9. An swer th e p r

CATEGO RIE

• If no, typ e N , p ress '

• If

10. An swe r th e p r
BUD

• If yes, ty pe Y. pr ess i;ijiii;lfi and repeat Ste ps 2-9.

• I f no, type N . press

11 . If

12. If

you

the Transaction Ty pes

you

retu rn to the M ain M enu.

typ

e N , p ress

ompt

S?

YIN.

yes, t yp e Y, press 8;iiili-V' Kee p pr essing ,

review ed all th ecate go ries. W hen all t he ca tegor ies have been

disp la yed, go toStep 10 .

ompt

GET CA TEGORY?

and t he su

have f ini shed ente rin gthe c hec kd

are fi n ished with t heTransac t io n Typ esMenu, pr ess

bcat

'.I+'ii

·U'

and repeat Steps 2·7.

WOU

LD YOU LI K E TO REVI EWEXISTI NG

·"i1j.Jfi

DO YOU W

and go to Step 10 .

ANT

YIN,

'.jj

,u.If'

en ter the bud get ca te gory, p ress

ego ry (i f any) and

Me

nu.

.Fjiii

·lfi

unt

il yo u have

TO ESTABLISH XXXXXX AS A N EW

'filii-'l'

'·'i'lI-i"

Repe at Steps 2-9.

epo

sit s, pr ess

EB:liII

EB:liII

toretu

agai n t o

rn to

28

RocordKeeper

ant

13 . I f youw

14. To exi t f ro m your Person al Fin an ci a l M anagem en t Syst em , typ e E

pre ss .

system .

SAVINGS Dep o si t F

You wi ll use t he SAV IN GS

your savings acco unt.

1. T yp e t he keyw ord and pr e

4-9) wi l l appear o n t he scree n.

2. Type t he

r;DlI!!illJ

the l ead in g ze ro .)

If the dat e on th e scree n iscorrect just press

to e xi t fro m the modul e, type E

,li'II-V'

,(To enter si ng le-d

W hen the m essage

or

ma t

Deposit

dateofthe

depo

fo rma ttorecord all d epo sits yo umake in

ss

i;i""df'

sit in the MM/D D/YY fo rmat. an d then press

igit

months and d ays, yo udo not need to t yp e

prompt

The SAV

XIT

and p ress

appears, you can tu rn o ff t he

INGS

D ep osit form at (Figure

'iliii!;!t'

ijiiiiiliJ'

XIT

and

to

Figure 4-9 SAVI N GS Dep o

sit

Form at

3. Enter theamount of t he deposit,and then press

4. The co m me nts are optional; press

5. Typ e t he budget ca te gory if d

6. Thesubca te go ry is op tio na l. However . if yo uuse d TRA NSFER as the
categ ory.you sho u ld assign as

"'iiiiW'

iff

erent fro m TRAN SFER and p ress

ubcategory

"'ii"i;it+,

i;ii"hti.

for yo ur ref er en ce. Press

':!jiii-p' to co ntinue .

7. Answer t he pr

•If yes, typ e Y, press

ompt

IS TH IS CO RRECT? YIN .

',iilihi"

and goto Step 8 .

•If no, t yp e N, press '·"'i1M' a nd re pe at Ste ps 2-7.

udg

8. If yo u areente ring aprev iou sly estab lished b

yo

2-7. I f

LIKE TO

9. A nswer th e prom pt
BUD GET CA TEGO R

u are ente ringanew ca te go ry . answe r the p ro

RE

VI EW EXISTIN G CA T EGO RI ES? YIN .

•I

f no, ty pe N , press

•If yes, t ype V, p re ss
revi ew ed all t heca te go ries. Th en press

DO
Y?

YIN.

'i"""P'

iiiiiii-Mi

YOU

WANT

and go to Step 9.

. Kee p pressing i;iiiii-p' until youhave

TOESTA BLISH

et ca tego ry . repeatSt eps

mptWOU

i;i;iij.jfH againand go to S

XXXXXX

AS A NEW

LD YOU

tep

9.

•If yes, type Y

•If no, type N

'.Ii'ii-pH

"'i"H1'

and rep eat Step s 2-8.

and typ e thecatego ry and press

thesubcategory, if any,

you

have

fini

10. If

Transaction T ypes M e nu to the screen.

you

11. If

are fi ni shed w

return to the

shed ente ringsav i ngs dep osits. press _ to ret urn th e

ith

th e Tran saction Ty pes M enu. press _ again to

Ma

in M e nu.

iiiiiihili

Repeat Steps 2-8.

""ili-V+.

Record

Enter

Keeper

29

12. If you want to exit from the modul e, type EXIT a nd press

th e System M enu to th e scree n.

fro

13. To exi t
pr ess ' W hen the READY
syste m .

m yourPerson al Finan

cial

prom

M anagem

pt appears,

ent

System, ty pe

you

'·i'''j.!''

can tu rn

to return

EXIT

and

off

th e

CREDIT Card

Whene ver you use a credit card, record thetransactio n onto the current Data

ett

D isk
ca rd

acco
mak ea
fo r th at p u rpose und er th e catego ry
calculat

Format

e t hrou gh t he CRED IT Ca rdfor

unt is si

pay

io n fo r th e same expense.

mil

ar to esta b lishi ng a

me nt on th e cre

Figu re 4-10 CRED IT CardFor mat

dit

ca rd

acco

mat

. Estab li sh ing th e ca tegory

budgetcatego

unt, yo u w ill rec

of

TRANSFER so yo u w ill not have a d ou bl e

ry. W he n i t co mes t im e to

ord

th echeckyou w rite

for

acredit

<:»:

30 Record Keeper

1. Type the keywor d and p

4-10) wi ll appear on th e screen.

2. Type the date of the charge and p

correct, just press

3. Type theamou nt of the charge and p

4. Enter which credi t ca rd was use d and press '

5. The WHE

6. The comments are o ptio nal; to conti nue p

7. Enter the bu dg et ca tegory unde r w

ijijil@i

8. The subcategory is optio nal; to continue

9. Answe r the pr

RE

•if yes. type Y, press

•If no, type N, press

i;i'hit'

SPENT is optional; to continue

ompt

ress

' ·'iiii.p' The CRED iT Card fo rmat (Figure

ress

i -iiiii

ress

i;iiiiii;ii'

ress

hic

h yo u wa nt t his c harge and press

press

IS THIS CO RRECT? YIN .

i;iiliii;Ui

and go to Step 10 .

';i'iiW' and repeat Steps 2-9.

·p'

if the date o n the sc reen is

-liiii

-U'

press

i -li,li-ji'

i -li,li-B'

• .

jjiiiM'

-

10. Ifyou are ente ri ng a pr ev iou sly esta blis hed
yo

12. I f
YOU LIK ETO REV IEW EXISTING CA TEGO R

u are ente ri ng a new bu d ge t

type

• If n o,

•

If

yes,

reviewed all th e

11.

N, pr ess E'lII!IliIlI and gotoStep 11 .

type

Y. p ress

catego

"""iI'

ries. Then press ' ·'jiij.!,' agai n and go to Step

cat

ego ry, answe r t he pr

Keep pressing ' ·liili·h' u

bud

get category, go to Step

ompt

IES?

YIN.

ntil

WOU

LD

yo uhave

11. Answer t he p ro m p t DO YOUWAN T TO EST
B

UD

GET CATEGO

• If yes, t

• If no,

12. If yo u areenteringapreviou slyesta b l ished credi t ca rd, rep eat Steps 2-10.

type

E

nte

r t he subcategory. jf a ny. '·'i'n.V'

If yo u are e

LIKE TO REVI EW EXIS

•If yes,

be displ ay ed . Keep pressing H·l¥

RY?

YIN .

yp

e V, press

N, p ress 'UiiiMi ande

nte

ring a new cre dit ca rd , answe r t he pr

typ

e Y, p ress

""lihiJi

TING

CA RD

'·"ii!dt

a nd go to

NAM

,a nd a list of es ta blished c redit ca rds w ill

iiiiUHuntil

ABLISHXXXXXX

Ste

p12.

nte

r t he bu dget c ategory

Co

toS

tep

' 2.

omptWOU

ES? YIN .

all cre d it ca rds have been

AS A NEW

l;lilli

.p.

LD YOU

list ed . Press 'd"j.j·" aga in a nd go toSte p 1 4.

• If no.

1 3. Answe r t he p r

CA RD NA ME? N/Y.

• If yes, type Y, press 1

•If no, ty pe N and press ' ·',III;I.l' Then typ e inthe c a rd

1 4 . If

you

the Transa

type

N ' i!i""U' a ndgo to

ompt

DO YOU

to use and press ';iii/1M. CO back to Step 12.

are fi n ished

ctionTypesMe

wit

h the C

;1

nu.

WA

""'111

redit

Ste

p 14 .

NT TOESTA BLISH

andconti

Card fo

nue

rmat

with

, press

XXXXXX

Ste

p 1 4.

nam

IBJiII

ASA

NEW

e yo u wa nt

to re

turn

to

15. I f

16. If you want to ex it

17. Toex

INCOME Form

A ny i
Transacti on Types M enu . Do not forg et to m ake the necessaryent ry
deposit the inco m e received in an acc ount. This i

toc

s

im po rta nt to yo u at i
M ak e sure yo u a l so incl ude a ny in terest or di v ide nds yo u recei ve f ro min­vestm ent sand o t her

you

arefinished

urn

to t he M ainMenu .

ret

it

fromyour

'jill

"j !" Wh en th e message

al

ncome

ks, bo nds, saleofreal estate, and the lik e. Thi sen ti re IN CO ME fo r

yo ureceiv e sho u ld be rec

wit

h the Tr ansac t ion Typ es

fro

m t he module,

Person al Financial

prompt

nco

me tax ti m e, because all pers

acco

u nts as inc

ome

typ

Manage

appears. tu rn offt he system.

ord

ed th roug h t he I NCOME

.

Menu

. press

lBJiII

e EXIT and pr ess 'H'w't'

ment

System,

ncl

udes inco me f rom sala ry ,

onal

typ

formatofthe

inco me istaxab le.

Rec

again to

e EXIT. the n

if

yo u

mat

wi ll be

ord

Keeper 11

Figure 4-11 INCOME Fo rm at

1. Typ e the k
w ill appea r on t he s

2. Ty pe t he dat e ofthe incom eandpress

3. Ty pethe amount o fincome (before taxes, if sala ry) and pressH. 1

4. Fill in the source

5. The co m me nts are

6. Type in t he bu dget c ate go ry if d ifferen t f ro m IN CO M Eand pr ess

7. Thesu bc ategory isopt io na l; to co ntinue, press i;iilij.jJi

8. An sw e r the

•If yes, t

•If no , t yp e N, press i

9. If yo u a re en te ri ng a p revio u sly esta b lis hed category, rep eat Ste ps 2-9. If
yo u are ente r i ng a new ca tegory, answe rthe pro mp t W OULD YOULI KE
TO REVI EW EXISTIN G CATEGO RI E

• If yes, ty pe Y and pr ess '."lii-V' Keep pr essin g

eyw

ord and press 'iiiili·V' The INCO ME form at (Figu re 4-11)

cree

n.

',"i"'p'

of

inco me (if d esired), t hen pr ess ',ililiM'

opt

io na l; t o co ntinue , p ress ';Iilli·V'

pro

mpt

IS THI S CO RRECT? YIN .

yp

e Y and press .",,,mfl Co to Step 9.

iiilii;Vi

revi ew ed all exist ing cate go r ies. Press

and repeat Steps 2·8.

S?

YIN .

i"'iii;Vi

ii

iil*

@;jiili;iJi.

"'i''''V'

again and go toSte p

unt

il you have

10 .

32 Record Keeper

•

If

no, ty pe N. Press

10 . A nsw e r t he p

BUD

GET CATEGO R

•If yes, ty pe Y and pr ess i;i'''i;Ui and rep

•If no, t

Ente r t hesu bc ate gory, if any, andpress

romp

t DO YOU

Y?

yp

e N and pr ess

i;!iiihiji

YIN .

and go to Ste p 10.

WA

NTTO ESTAB LISH

i-'i"i;Vi

Enter the

XXXXXX

eat

Steps 2-9.

cate

gory andpress ii

ijiiiii

oifi Repeat Steps 2-9.

AS A

NEW

"'

'''

Vi_

11. Ifyou are fi nished e
t io n Ty pes

Me

nu.

nte

ri ng in

com

e, p ress

IDmI

to r

eturn

to t he Tran sac-

12 . If yo u are fin ished w ith the Tr an sac t ion Typ es

turn

to the Main M

re

yo

13. If

14. Toexit f ro m yo ur Person al Finan ci al M anagem en t System,

PRINT

The PRINT f
AT ARI
ATA RI 800 Personal Co mpu

Prin ter, the cha r ac te rs w il l
PRINT fo rma t ifyouw

th e m essage p ro mp t ARE YOU U SING A PRINTER? YIN .

1.

2.

u wa nt to exit

'iiii

pr ess '·
syste m .

·p'

Format

orm

at is applica b le ifyouhave an

822™

Thermal

If

yo u are u sin gapri nte r, make su re t he p ri

of

co nnecto r

Afterbrin
keyw ord and p ress
wi ll appea r o n the scree n fi rst, then yo u

th e di sk dr ive and outlet

gin g up th e Recor d Kee pe r M enu to t he scree n, t y pe th e

DATA DIS KETTE

enu

.

fro

m t he m

Wh en the message pro mpt appears, yo u ca n

Printer

,or

ter

prin

ant

a li s

"'iiii&'

and

pre ss '

odul

e. t ype

ATARI
. (Ifyou are using t he ATAR I 825 8o-Co lumn

t as a 40-co

ting

82S™

8o-Column

lumn

di spl ay ed on t he scre enbyanswe ri ng

, and t u rn ed o n.

The pr

ompt

·"'liM'

to co nt inue .

Me

nu, pr ess

EXIT

and press

ATARI

message O NE M

820™

Printeratta

listin g.) Youmay also use t he

nte

ris plugg ed into the I/O

will

be askedtoIN SERT TH E

lDmI

i;i"iiiV+.

typ

e EXIT and

turn

40·Column

ched to yo ur

OMENT

again to

off

the

Printer

NO

PLEA

SE

,

to

3. The Tran sa
screen. Type th e k eyw

pr ess

cti

';lilii·P'

on Typ es M enu fo r pr in

ordrepresentin

Figure 4-12 Transa

cti

tin

g(Fig u re 4-12)

g th e

fun

cti

on you w

on Types M en u

will

appea r on th e

ant

print

Record Keeper

ed and

]]

4. Answer t he m essage p ro

•If yes typ e Y a nd pr ess

• If no, type Nand pre

scree n.

If yo u ar e w o rk ing w it h theCHECKform at, co ntinue w it h Step 5. I f
yo u are wo rking w it h any o f t he o the rfor

mptAREYOU

ss

'."II'M'

USING A PRINTER? YIN .

The da ta wi ll be displayed on the

mats

. co nt inue w i th Step 8.

5. If t he

6. Enter thesta rt ing d at e of the chec ks yo u wa nt liste d a nd press '

7. I f

8. Ente r the ca tego ries you w ant l isted and press

9. Enter the subca tegory,

10. Enter the TO /FROMW HOM, if appropriate, and p

pro

mp t LOO KUP BY

If

yes, typ e Y and press Ty pein th echeck

•

and t hechecks wil l be li st ed seque

•If no , typ e N, p ress

ord

t ic u la r

Note

: This f eatu re is dependent o nhow mu ch mem

the size ofyo ur chec k

you want all the checks l isted, just p

yo

u ente red asta rtingdate, youma y wanttoen te r an end ing d ate.

noendi ng date, th e list w ill p ri nt all th echecks req uested fro m t he

Starting D at e on forward. To continue, pre

catego ries, just press ,

The inf
w hi le t he co mpute r sea rc hes all th e fi les yo u hav e e
in the di sk dr ive. As each p iece of
op t io n of continuing to see the next d at a select io n orbyp assing it un
dat a requests have been li sted .

orm

er. Goto Step 6.

ati on wi ll be li sted as requ ested.Itmay take severai seconds

NUMB

ER? YIN appears, a nsw er acc o rd i ngly.

';i'i1'iVi

fil

eon th e Dat a Disk

Ii'ii-p'

if nece ssar y, '

and thechecks will be listedin no par-

ress

andgo t oSte p 10 .

iijiihifi

inf

numb

ers you wa nt

ntia

lly

.

ory

is avai la b le, and on

ett

e insert ed inthe d isk drive.

'Oiiii,I

."

and go toStep 8.

ss

'iliIiiM1,

'.'i'ii-V'

ress

orm ati on is l ist ed , yo u have the

If yo u wa nt all

' ,liiii

V'

nte

red onthe d iskette

-"iiiiN'

Wit

til

If

h

all

34 Record

Wh en th e list in g is f inished, t he te lev isio n sc reen wi ll redi spl ay t he Tran s­act io n Types M enu .

yo

11 . If

12 . If yo u are f ini shedusi ng th e Record Keepe rmod ul e, ty pe E

13 . To exit

u are f inished w it h t he Tr ansac t ionTypesM enu, p ress

to t he M ai n M enu (foll o w t he m essage pro

the System M en u,

from

"'j,,"'t'

press

system .

fo

llow

ing t he m essage prom pt i nst ru ct ions.

your Perso nal Fi na nci al M anagem

,W hen the message prompt appea

mpt

d ire

cti

ent

Syste m, ty pe

rs,

you can turn off the

EDIT Format

Editing in forma tion is m
brin g up the Edi to r

akin

Me

nu (see Figure

g changes or modif icat ion s to yo ur data base . You

4-13)fro myou rRecord K eepe r M ainMenu.

on s) .

EDlIiD

XIT

to retu rn to

to

retu rn

EXIT

and

-

Fi

gur

e 4 -13 Editor M enu

Thesub f unc

WITHDRAWAL
INGS

Dep osit , CREDIT Ca rd, and

for

all ninesubf u nc

CREDI T,

Editing: Checks, Cash, All , Credit Cards, Income

1. Type the key wo rd and press

tionsund

, Sav ings, CASH Exp

and INC

THESYS

to ld to IN SERT YO UR DAT A DI SKETT E and press "'iml!fe to co nt inue. Th e

Edit

or M enu (Figure 4-13) wi ll appear o nyour scree n. Type th e

represent ing thefunct ion you wa nt and press iiliii!dfi The EDIT fo rmat

(see Figu re 4

Not

ice th at th e t opoft he scree n d ispl ay s t he datesoft he

th e di sk

inf orm
manu al. The li s
w h ic h t ra nsac

ett

ati

on o n disk

er th e Edit or M enu ar e CHECK,

tio

ns und er the Ed

OME

, yo u also have th e

enditur

INCOME

es, ALL Ty pes, DEPOSIT, Check, SAV·

. Theed i t ing instruct ions are th e same

itin

g fo rm al. Wh en e

optio

+;ii"hf'

TEM DIS

-14)will

e in yo ur di sk

tin

tio

KETTEand press ',"lim,. to cont inue. You are then

app

ear o nyour screen.

dri

ve. You may, at

ett

e. To do

g w

ill

ena b le yo uto go

ns need ed i ti ng.

thi

s, ref er to th e PRINT sect io nofthi

A message prompt tell s you to IN -

AUTO

diti

ng CHECKS, CAS H,

n of ente r i ng TO/FR

thistim

thr

e, wa nt a li s

ou gh th e data and det e

Dedu

OM

WHOM.

keyword

inf

or m ati on o n

tin

gof the

cti

rmin

on s,

s

e

.'-.../

I TU ..

gur

e 4-14 EDIT Fo

Fi

,,

rmat

Record Keeper

]S

2. Thecurso r is o n t he STA RT M M /YY l in e, w hichref ers t o th esta rt i ngdat e
of

th etransacti ons you want to edi t. Type in th e m o nt h/yearofthe

transacti on you want to see andpress It you wa nt to ed it a ll of

.ii'''''

I'

the transact ions,justpress '

3. Ty pe theending mon th (in t he

need toed it and press liiiiii;iiji. (Fo r single-d igit mon ths and days, you do

not need to type t he leading zeros .)

and go to Step 4.

MM

/YY fo rm at) o fthe transaction s yo u

fir

st

4. Type th e catego ry yo u wa nt to ed it andpress '

catego ries, just press

system c anno t find, yo u w i ll be adv ised.)

5. Type t he subc at ego ry (if ap p rop ria te) of thetransac tions yo uwant t oed it

.ii

and press '

Note: Ifyou are vo idingachec kprev iou sly ente red , go to the li nein-

d icat ing the dol lar amount and reenter thevalue as 00.00. Th i s wi ll leave

thechec kn

amo untf ro m beingcalc ulate d (ju st as itwo u ld in yo u r c hec k

you

vo id a c hec k).

6. Type the TO /FRO M W

to bypa ss this infor mati on , ju st press

7. T o continue in the

If

yo u are fin ished w ith this sec t io nofthe ED ITf

8.
return to t he EDIT M e nu .

9. The co m pu ter w i ll searc h th e D at a D iske

your first selec tio n will appear on the screen. M ake changes as necessa ry
whenthecursor appears at eachdata entry poin t. Press
lineent ry.
tocont inue.

Aft

Note:

qu ir ed, pr ess t he
next dat a sc ree n repeat ing Step 9.

iiiM+

umb

If yo udo notneed to change a partic ular line, just press

er rev iewi ng the info rma tio n on the screen, if nocha nges are re-

isijiihU' and go toSte p 7. ( I f you ente r a catego ry the

,

er reco rd ed in t he d at a files, b ut el imina tes t he c heck

HOM

(if a ppropriate) and press '

i;I'iiiWi,

EDIT

fo r

mat

asabove, press

IiliIIlillI

key to bypa ss t ha tdata screen and go o nto t he

·'i'Ii

·P'

. To reviewall the

boo

kwhen

."iii-IfH

, If you want

H;iiiiip+

tt

e in y o ur diskdriv e, and th e n

and go to Step 9.

orm

at, p ress

"""hili

I!IEID

afte r eac h

to

36 Record Keepe r

Aft

10.

11 . Press IlDBI to c o nt inu e and the next dat a sc ree n w il l app ea r. Repeat

12 . Wh en t here are no mor e displ ays (as

13. If

er y o uhav eed ite d t he dat aon the scree n, answe r t he message

IS TH IS CO RRECT? YIN .

',Ii

'n.V'

• Ifyes, typ e V, press

pea r. Go t oSt ep 11 .

• If no, type N, p

Steps 2-11 .

I!IEID

to ret

press

yo

u wa nt t o ret urn to th eRe

urn

ress

"'I'

to th e EDIT M enu.

and you wi ll see the next data screen ap-

iIIV'

and repea t Steps 9-10.

indi

cated by a message p ro mp t ),

cor

d K eep er M ain M enu, press

pro

I!IEID

mpt

.

14. To exit from the Record Keeper modul e, type EXIT i.jiiii;iJi

yo

15. To exi t f rom
pr ess .
syste m .

ur Personal Finan c ial M anageme nt System , typ e EXIT, and

Wh

en the message

promp

tappe a rs, y ou can tu rn

off

th e

Editing:AUTOma
SA

VINGS

1. Type the keyword in the Editor M enu and press

Depo

mat in F

tic

Ded

uctions;WITHDRAWAL

sit

igur

e 4-15 w i ll app ear o n th esc ree n .

II I JIM

'"

Figure 4-15 EDIT F

2. Typ e the starting dat e in the
want to edit all of the transactions,just press

MM

ormat

/YY format, then press iiiiiii·U' Ifyou

, Sa

vin

gs; DEPOSIT , Chec k; and

i;!i"W'

i;lilli-p'

. The ED IT For-

and go to Step 4.

3. Type the ending month in the

4. Typ e th ecate gory and pr ess
press and go to Step &.

5. Type t hesubca tegory

and press i ·lilli.ji' The co mputer searches for t heinforma tio n and then

disp la ys it.

&. Edit th e

are f inished making
th e

data

as necessary , pressing af te r eac h e nt ry .

promp

t IS TH IS CORRECT? YIN .

(if

the

• If yes. typ e Y, press

Go to Step 7.

•If no, type N,

7. Press IlDDI to continue and the next
Steps 2-&.

press

MM

/YYformat and press

l'iIiI!IlIl:J

app ropr

c hanges o n this screen, pr ess and answ er

ilii'u.U'

iiillihij'

To rev iew 'all th e catego ries, ju st

iat

e) of the tra nsa ct ion s yo u wa nttoe

and the corrected data will be ente red.

and repeat Steps 2-6.

data

screen wi ll appear. Repeat

.;Iiiil·O'

When

Record Keeper )7

dit

yo u

8. W hen t hereare no mo re d isplays (as ind ic at ed by a m essagepro
press

",

to ret

urn

tothe EDIT M enu .

etu

9. To r
message pr omptINSERT THESYSTEM DI SKETTE.

rn t o th e Re

cor

d KeeperMain M enu, press

III1iIJ.

Fo

llow

mpt

),

the

10 . To ret urn to th e SystemMenu , type EXIT

11. To ex it f romyour Personal Financial M anage m e nt System, type

i;i"ii;ii+. W hen t he message pro

mpt

';Ii""'"

ap pea rs, you ca n turn o ff th e system .

EXIT

]8

Record Keeper

5

CHECKBOOK

Figure 5- 1 Check b oo k Balan cer Menu

BALANCER

To m ain

wh en you recei ve t he b ank state me nt. TheChec k

yo u

N
fro
aga in. O nce

To wor k wi t h theC
System M enu . Fo
are not al rea dy w or
conti

tainyour c hec ki ng acc ount

acco

m p lis h

ot

e: If yo uforget to m ake an entry

m th e m

nue wi th th e

1. Type the keywo rd and press A message prompt wi ll te ll yo u to

INSERT THE DATA DISKETTE and press

2. A nswe r the pr

STATE

f

orm

Note :The beginn ing bal ance is th ea

account w he n thecu rrent bank statem ent is prepar ed . M ost s

will

3. Th eCheck
scree n.

'iii'i

thi

swith ve ry IittIe effo rt.

odule,yo

yo

MENT?and p

at.)

ind icat e it as " Beginning Balance."

Typ

'dti and refer to theappropriate subsectio n youwant to use .

u can

not

u clea r thechec ks

heckboo

llo

w t he gene ra l inst r

kingwit

followi

omptWHAT

boo

k Balancer M enu (see Figu re 5-1l

e the keyw

kBal an cer modul e, yo umust access it f ro m t he

h it] a nd br ing t he System M enu to yourscree n. The n

ng i nstr

ress

ord

prop

erl y, ba lan ce th e

boo

dur

ing a w

reen t er th e

from

yo ur check fi le, th ey no lon ger ex ist.

uctio

uct

io ns.

IS THE ' BEG I NN I N G BALANCE'

liiiiii;iii (Enter the dolla r figure in t he XXXXX.XX

for t hesub f u nc tion yo uw

ork

session and

modul

e and start th e process o ve r

ns fo r

starti

'.Iilli

mo

untofmon ey inyour c hec k i ng

acco

unt eac h m

k Balanc er m

exit

ng upyour syste m

-P' to cont inue .

will

be di spl a yed o n your

ant

to perf o rm, press

odu

co m plete ly

ON

tate

onth

le he lp s

(ifyou

YOU R

men ts

Checkbook Ba lancer

)9

CHEC K Format

Use t his f or
bank stat eme nt fo r t he m

1. Type the keyword and press 1,1;lIIdt'.

2. Ent er a canceled check number andpress

3. Rep

4. Press EI3lII to retu rn

mattoc1eart

check th at has cl eared the bank and been ret u rn ed w it h yo ur state me n t.)

On

th e scree nyou

th e am ou nt o fthechec k.

No te : I f

ale rt

ment peri od .

yo

utrytoreen t er a chec k th a t has al re ady cl eared , a message wi ll

yo

u.

•

If

yo u

and press

•Ifthechec k has cl eared t he b ank prop erl y, typ e C to cl ear th echec k

from yo ur file s, press

•If th echeck has not cl eared the bank, just press

t he en try and gotoSt ep 3.

eat

Step2un

he cancel ed chec ks from yo ur

onth

.

will

see th echec k

originally

ente redthewro ng

ii'ii"Mi,

iiliiii&'

til

youhave cle a red all th e canceled c hecks in t he sta te-

to

th e Chec k bo o k Bal an cer M enu .

fil

es th at are Iisted in yo ur

'iiiiil

·VI. (A canceled check isa

numb

er, th e dateitwa s w ri

amo

unt , ty p e th ecorrect figu re

and go toSte p 3.

tte

n, and

'iii''';!?' to bypa ss

-

DEPOSIT Format

thi

s fo r m at to cl ear th e deposits mad e to yo ur check ing

Use
mo nth

c hec k yourba nk sta te me nt reco rds. Yo u ca n have mo re t han on e d epo sit entry

fo

accor

d ing toyour bank state me n t. Use t he DEPOS IT f orm at to

r thesame d ay.

1. Typ e the ke yw o rd and press ijiilii;Ui.

jDD

2. Enter the dat e o fthe dep o si t inthe MM

scree n youwill see the d at e andtheamount o f th e depo sit. (Toente r

onth

sand

day

sin gle-digit m

N

ote:

If yo utry to reenter a d

p r

ompt

wi ll ale rt yo u.

•Ifyo u o r igina

and press

•If the

•Ifthe de po sit

dep

clea r, press

beenmade af ter the statem ent clo sing date), press '

the

entry

lly

';I""iU'

osit

wentthro

"""iV'

did

, a nd gotoStep 3.

s, yo udonot need t oenterleading z eros.)

epo

sit t hat has al rea dy cl eared , a message

ente redthe w ro n gamount, typ e t he co rrec t figu re

ug h o n thest ate me nt

andgo to Step 3.

no t cl ear o nthe sta te me nt (t he deposit may have

/YY f o rmat Hili'''',?'. O n the

acco

unt

prop

erl y, typ e C to

,",ii-d'

dur

ing th e

doub

to bypass

le -

-

40 Checkbook Balancer

3. RepeatSte p 2 until youhave clea red a ll thechecking de pos its in the sta te-

ment pe ri od .

4. Press

UTOmatic

A

Use this lo rmat to cle ar any a

EmI

to return to the Ch

D eductions Format

uto

eckb

ook Bala ncer Me nu.

mati c dedu ct ions (ca rpaym en ts, insu rance , and
the like)fro m your chec king a c co u nt lo r the mon th ac co rding to yo ur ba nk sta te­men t. You ca nhave more t ha n o ne automat ic ded uc t ion e ntry lo r thesa me da y.

1. T ype t he keywo rd andpre ss '

2. Enter th e d

;V

1;i, iii

at

e 01 the dedu ct io nin the MM/DD/YYlo rmat and press

+ (

lea

ding zeros are not required fo r s ing le-d igit entries.) On the

scree n yo u will see the
auto

mat

ica lly de du

check you r statem e nt.

cte

-IiiiiU

t',

dat

e 01 the dedu ct io n andtheamo unt

d Iro m you r acco unt. Use this

lor

ma t to d ouble-

Note: IIyou ente redthe wrong dedu c tio n d a te, a message pro mpt will

alert yo u. Correct the date

i;i"iiii'*

• II yo uneed to co rrec t th e a mo unt dedu cted, ty pe in the correc t

figu,'e '

• II t he dedu ction w

press ';lilli-pH and gotoSte p 3.

;'8'11;11'

ent

thro ug h o n t hesta teme nt prope rly, type C,

• II the ded uction d id not clea r (t he dedu ct ion may have been ta ke n

aft

er thesta teme ntdat e), press i iiiiiim' to byp ass t heentry, and go to

Step3.

epeatSte p 2 unt ilyou ha ve clea red a ll th e a

3. R

uto

mati c deduct ions in the

statement period .

4. Press

SEE

Format

Use th e S

EE

format when you needto view your c hec kboo k ba lances

to return to t heChe c kboo kBa la ncer Menu .

alte

r you
have cle a red all t he ca nceled checks , de posits, a nd a uto ma t ic d eductio ns that
appea r o n yo ur ban k sta te me nt.

iiiiliP+

1. Press i i

ing last mo nth's sta te me nt ba lan ce , t he

Your state ment ba lan ce wil lbe d isplayed(Figure5-2), show-

tota

l c hec ks written durin g th e

state me ntpe riod, the tot a l amo unt 0 1 auto mati c dedu cti o ns duri ng the

epo

sta te ment period, the total d

m

ent

bal an ce.

sits d u ring thepe riod , a nd the new sta te-

2. Press The first sc ree nwill bealist 01 u nclea red c hecks, their
ot

amo u nts, a nd t het

men t.

3. Keep pressing i

al doll ar a mo u nt 01 check s not cle a red on the st ate-

·liiii-n'

until all unclea red chec ks are listed. Th en the

unclea redde posits will be d isplayed .

Checkbook Balancer 41

Figure 5-2 5ta te m ent Ba lan c e

4. Press '

5. Press

by t he b ank bal an ce, un cl e ar ed c hec ks, u nclea red d ep osit s, and

un cl ear

as yo ur check bookbal ance.

6. Press

""hU'

iiiiiiilit'

ed

6li1D

The uncleared auto

The recorded balance wil l appear, showing the breakdown

' a

uto

m at ic de duction s. The last f igu re is w ha t yo u sho uld sho w

to retu rn to the Chec kb

mat

ic dedu c t ions wi ll be displayed .

ook

Bal a nce M en u.

OTHER Format

If

yo

u have m or e da ta fro m t he same m

ilj.j1'.

keyword OTHER and press i;ij

whi

Februa ry

OTHER

from

yo ur files.

F

oll

ow th e m essage p

ch d id no t cl ear t he ba nk un t il Ap ri l. Yo u

d iskette(whichhad February' stransacti on s) inord er to clear t he chec k

rompt

instr

For e xamp le. let's say you w rote achec k in

uct

ions and you

u nd e r the sam e head ing yo u re v i ew ed in Step s 2-7 under th e

1. Wh en yo u hav e
ret urn t o the Syst em M enu.

2. To exit from yo ur Pers

'HiiiA'

press

syst em .

fini

shed w

ona

, Wh en the m

ith

theCheckboo k Balancer M enu , typ e

lFi nanc ial

ess

onth

on ano t her di sk

wo

will

see

additi

Managem

age prompt appea rs, yo u can tu rn off the

ent

Syst em, t yp e E

ett

e, t yp e t he

uld need t o in sert the

onal

SEE

informat

fo rm at.

EXIT

XIT

io n

to

and

42 Check book Balancer

r_

_

(

6

BUDGET

Figure 6-1 Budget Ma nag erMenu

MANAGER

The Budg et M anag e r mo d ule gives yo u the capa b ili t ies
cate go r ies, m o d i f y ing
go a ls, listing
d ata o nyou rc
COPY func t io n i n th is
thr

oug

Man

ager and Rec

ente ring yo ur

You can reach th e Budget M anager m

System M enu by typin g the keyw ord and pressing iiij"i;!ii. If th at di skett e is not

entl

pr es
SYSTEM DI SKETTE. T he inst ru
fun

ct ion s avai la b le w

functions and ref er to theappro priate subsectio n fo r di rectio ns.

budg

h t he Budg et

bud

yin thedisk dr ive, amessage prompt w

bud

get cate go ries, c hanging

et c ate go ries

urrent

Data

modul

Ma

ord

Keep er m

get goals while creatin g th e

ithin

wit

h t hei r b udg et typ es andgo al s, o r co p yi ng t he

Di sk

ett

e to old

eeac h

nager. A sig

odu

ctio

th e Bud get M anager mo

time

nifi

les is t hat you can

ns o n th e fo

budgettyp

Dat

a D i sk

ett

you

finishadding

cant

diff

erence b

do

budgetcatego

odul

e (o nSyst em D iskette II) f ro m th e

ill

ask yo utoINSERT THEO THER

llo

wi ng pages are

dul

of

addi ng bu

es, pla nni ng b

es. You shou lduse the

o r mod i fy ing d ata

etw

een th e Budget

your

bud

get pl an ni ng b y

ri es.

for

the ind iv idu al

e. Rev iew the list o f sub-

dget

udg

A DD Format

Use th e

ADDformat

1. Ty pe the keyword and press

CURRENT DATA DI SKETTE.

2. Press '

.ljIiiA'

w hen

you

need to add m ore

to conti n ue. The ADD fo r

i;!'Iii;Ui.

budget

Follow the directio ns to I N SERT THE

mat

(Figure 6-2) wi ll be displayed .

categor ies.

et

3. Type the catego ry nam e

(if not already d isplayed ) and p

ress

'

B

udgerManager

-',lIlm

•.

43

Figure

6-2 ADD Format

4. Typ e in th e subcat ego ry, if a ny, then press '·Ijiii;!?'.

If th e budget ca te go ry a l rea dy ex ists, th en an e rro r message wil l be
d isplayed advi sing you o f same, and you are toente r ano t her ca te go ry

name.

-

*

bud

get

5. Typ e the co de f or th e

F or fi xed expe ndi ture. or Vfor v aria b le ex pe nd it u re and press '

Not

e: I f the ca tego ry n am e is TRA NSFER, th e bud get typ e is autom ati-

lly

setby th eprog ram t o T,and yo u cannot c ha ngeorm

ca

t im e.

type(ifnot

alread y di splayed ): I for I n come,

-

6. Type you r bud get goa l (i f not already displayed) and p

oll

t he d
m

disp layed as 0.00 whe n

7. Answe r the pr

8. If yo u have mor e

fin ished ad d ing Bud get Categories, pr ess

Manag er Main M

9. To return t o th e System M enu, type EXIT and press '

10

. To exit from your personal f inan ce pr ogram , typ e E

Wh en the message p r

ar fig ure w it hi n w

onth

. Ifyoudo not mak e an ent ry her e,

om

pt IS THISCO RR

• If yes, t yp e Y, press i

• If

no, ty pe N . pr ess

bud

enu

hic

h yo u want to keep your expe nses fo r t he

doi

ng a

budg

ECT?

·iiiii

·V',

and cont inue to Step 8.

';i'iII

-P'

and repea t Ste ps 3-7.

get cate go r ies to e

.

ompt

appe a rs, you can

yourbud

et ana lysis .

YIN.

nte

EllJiII

get goal wi ll always be

r, rep eat Steps 3-7.Ifyou are

to r

XIT

turn

o f f thesyste m .

·'j'liVi.

odif

y it at any

ress

'HiIi

-':'

eturn

to th eBu

-iiiiWi.

and pr ess liiiilj.!. • .

Thi s is

dget

44 Budget Manager

'-"

•

Fi

gur

e 6-3

MOD

IFY Fo rm at

MODIF

Use t he M

catego

Y Format

ODI

FY fo r

mat

wh en yo u need tochange o r ed it a

ry,orb

1. Type the keyword a nd press

be d isp

udgettyp

lay

ed .

e.

budgetcatego

i;iiiiiiiVi. The M ODIFY format (Figure wi ll

2. Type theca te go rynam e wit h w hic h yo u wa nt to wo rk and press 'H,n.!.·I.

3. Type thesubca tego ry name and press ijijili;Vi .

If

you

wanttomodif

t

yping

ALL as th esu

fu rt her, l
und
Dat a

Ther efore, i f y ou
ca te go ry n am e in Step 4below. CA R wi ll bechan ge d t o
eac h

et'

s tak e t he

er CAR (Fue l, Repa irs, and Accessories), th ey

Diskett

CAR

Fuel

of

eas f o

th efiles indi c at ed .

yacate g o ry nam e ever y pl ac e it ap pe arsin you r files,

bca

tego ry n am e w i ll do this fo r you. To exp l ain thi s

cat

egoryof

llo

ws:

wanttocha nge CARto AUTOMO B

CAR

Repairs

CAR. If

you

have

thr

ee subc ate go rie s

will

besto re d o n th e

CAR

Accessories

ILE

, you typ e

AUTOMOB

ry, su b-

thenew

ILE i n

• I

f the subcat ego ryshown is correc t , just press

atego

subc

ry wi ll be

disp

lay

ed .

"'jiii

·V'

and the next

• I f the subca te gory shown is not co rrect. typ e N, press idilii;lti and

yo u

will beasked to type in the c hange you want. Pre

continue.

W hen
catego

youhave

rie s in t he above-ment io ned fo r

co mplet ed yo ur review and m od ificat ion o f

mat

,co nt inue with St ep 7.

ss

i

·'illl

the

Budget Manager 4S

·U'

sub-

to

The

prog

ram searc h es th e

catego

ry/s

ubcatego

6-4 is d isp layed .

ry.

Whe

Figu re

Data

Di sk e t t e in the d isk

n t hey have been l ocated, the fo

64

MODIFY

Forma t

drivefo

rmat

r the o ld

in Figure

A lso , if youtyp e in a non exist

an erro r m essage app ea rsand yo u a re to ree nter the infor

requ ested .

4. Typ e the new ca t ego ry name, if nece ssary. th en press

ent

categ

ory

/su bca tego ry for m od ifi c

5. Type t he new subca tego ry name. if ne c es sa ry. and press '

6. Theold

necessary. and press '

7. An swer t he pro

8. I f yo uhave m or e budg et ca tegories to mod ify, pre

Step s 2-8. If yo u are f in ished
retu rn to the Budg et M anager M ai n M enu.

9. To return to th e System M enu , type EXIT and pre

10. To exi t fr

press

syste m .

budg

et t ype

will

·'i'ii-i"

mpt

IS TH IS CO RRECT?YI N.

• If yes, ty pe Y and press

co ntinue wi th Step 8 .

• If no ,

type

om

M;I;II!;!:'.

N, press ' ·ijiii;k' andrep e a t Steps 2-7 .

the Pers

Wh en the message pr

onal

Finan c ial M ana gem

be di

.

'j1iiiiMi

mod

splay

ed. Typ e th e new

. Thecha nge is ma de and you are to

ss

ifyingbudg

ompt

et ca te go ries, press

ss

'

·Ii"'

ent

Syst em , t yp e E

appea rs, you can turn

';!JIII·ni,

.Ii"i-Ui.

budg

';iii.wi

·!'+

.

ati

on ,

mat

ion

et typ e,

, and rep ea t

mil

to

XIT

and

off

the

if

46 B

udget

Manage,

PLAN Format

The PLAN form at lets
t his by establ ishing bu

you

plan yo ur budg et goa ls fo r a m on th at a

dget

goals fo r eac h

budg

et ca tegory.

tim

e. Yo u

do

Figu re 6-5 PLA N Fo

rmat

1. Type th e

di splayed .

2. Typ e in the category na m e fo r w hi ch yo u wan t to estab lish a bu dget goa l

and press

3. T yp e in the subca t ego ry na me (o r ALL), if necessary , and p ress ';liili

Note:

ca t io n, a n erro r m essageap pea rs signali ng yo u to reen t er the inf orm a tion

requested .

4. T he o ld budge t goa l wi ll be d isp lay ed and th e c u rso r wi ll be at t he new
bud get goa l e nt ry po sit io n.

'

."iii

5. Answe r th e pro

•If yes, type V, press iiiiiliiiWi , and t he c ha nge is made. Repeat Step s

If yo u
in asi ng le ca te go ry, di sp lay in g the b

6. RepeatStep s 2-5
categories and subc ate go ries f o r whi c h yo u wa nt ed budget goa l s.

keywo

rd a ndpress '

·'im-U'.

The PLAN fo rmat(Figu re 6-5) w i ll be

';fi'i1iUM.

Ifyou

·lfi.

2-5 (or Steps 4 and 5if yo u ty ped

•If no, type N , press '

ree nterthe new bud get goa l (Step 4) and pre

typed

typ

einanon existen t catego ryor sub ca t egor y fo r m o difi -

Ma

ke th e new ent ry , i f necessary, and p re ss

mpt

IS THI S CO R

All

, t he p rog ram w il l c o ntinu e t o show all t hesubcate go ries

unt

il you have m ad e t he necessary a

RECT?

·iiiii-V'.

YIN.

All

).

Thechange is notmade. Yo u are to

udget

goa ls f o r yo uto revi ew .

ss

'

,ii"i;Vi.

dju

stm en t s to t he

-Hi

,

7. I f you are f ini shed w ith t he PLAN fo rm at. p ress

Me

Bud get M anager M ain

8. To return to the System M enu, typ e EXIT a nd press '

9. To ex it f ro m yo u r Persona l Financ i a l

press '

sys tem.

·BilwUi.

Wh

en t he message promp t appea rs, you can tu rn

nu.

Ma

nageme nt System,

mIl

to re

-ijiii;!."

.

typ

Budger Ma nager 47

turn

e

to th e

EXIT

off

and

the

,.,

•

LIST Format

You w i ll b e ab l e t o li st (t hro ug h a scree n displ ay o r aprinter) th e

cate go ries, bu dg et ty pes, and

Type the key wo rd and p

d isplayed .

All

THE SUBCATEGORIES

UNDER UTILITY

------

Figu re 6-6 LI ST Fo

bud

get goa ls f ro m t he

ress

';I"li-pi

'

'ffi

t...

•

. The LIST for mat (Figure 6-6) will be

rmat

bud

get file .

bud

get

48 Budget Manager

All

Format

If

yo u c hoose A LL, yo uw

budge t t ot al , goa ls, and

1 . A nswe r t he pr

•If yes, turn th e print er o n, typ e V, a nd press i

• If no, type N, pre

scree n.

ompt

Figure 6 -7 LI ST/ALL Screens

ill

see all t he

budg

et types.

A RE YO UUSING A PRINTER ? YIN .

ss

"!i'liMN

catego

ries a nd th

, and the listing will be displayed on the

eir

subcategorie s, t he ir

.li'li-V'

.

2. W hen listing to the screen,

Quested
Whe

data

ha s bee nlisted , includi ng bu dget to t al s (

n t he listing goes to the printer , the list ing is co mp leted

ica lly.

press

e

.ii"hf'

after each listing, until all the re-

see

Figure

auto

fHl

mat

),

-

Figure 6-8

Bud

get T

otal

s

3. When all th e ca te go ries have been listed , the pr o gram will return to th e
LI

ST Subme nu.

4. To return to th e Budget Man a ger Main Menu , press

5. To return to the

Sys

tem M enu, ty pe EXIT and p

ress

IBID

.

i

I;liiii-d

.

6. To exi t fro m you rPe rson al Financia l Ma nageme nt System, type EXIT and

lij.j'"

press Idi

W hen the message prompt appear s, you can turn off the

system.

SUMMARY

Format

Fi

gur

e 6-9 SUM MA RY Format

Budget M anager 49

You ca nrev iew all o f yo ur budg et c

MA

RY f o rmat. The list ing ofthe ca tegories (withoutth esubca tego ries) is pro-

thro

du ced

scree n.

ughyour print er (ifyo u hav eone co nnec ted) o r ontoyour tel evisio n

ategory

total s, goa ls, andtyp es via th e SUM -

1. Typ e the key wo rd andpress i i

ill

be displa yed .

w

2. An swer the

promptARE

ii

YOU US

'liVi . The S

ING

A PRIN T ER? YIN .

UMMAR

Y fo rma t (Figure 6-9)

• If yes, type Y, press '·Ijili·p' a nd your listing w ill go to t he print er.

• If

3. A summa ry
yo

u are not usingap ri

If

4.

5. Wh en there are no m or e c ategories to list,ali st o f bu dgetto tals

yo u are usingapri nter, eac hlis

all req uest ed in f o rmation has been pr in t ed. If yo u are no t using a p ri nter,

press

bee n di splayed .

d ispl ayed (see Figure6-10). _

ype

no, t

of

"'jiiidt'

N, pr ess'

yo ur categories w ill be di spl ay ed

to continue the listing until all requ ested in fo rmati on has

.lim

.p'

and the listing will go to the screen.

nte

r, go toSte p 5.)

wit

h yo ur bu d get goa ls. (I f

tin

g w ill be pri nt ed au to mat ic a

lly

u n

will

be

til

'-.--

SO Budget Ma n aser

Figure 6-10 Budget Totals fo r the SUM MA RY Format

6. Press

7. To retu rn t othe Bud get

8. To return to the System

9. To exit

';Ii"i-U'

ret urn to t he LI ST M enu.

press '

system .

. W hen all ca tegory tota ls have been listed, the screen w ill

fro

m yo ur Per son al Finan ci al Ma na gem ent System, t ype

·'i'li-pi

. Wh en the message prompt appears. you can turn o ff the

Ma

nager M ain M enu , press EmIl.

Me

nu, typ e EXIT and press M

iljm

·Vi

.

EXIT

and

DETAIL Format

You c anreview a de

1 . Ty pe th e keyw o rdand press ';liiwlfi.

2. Typ e th ecatego ry yo uwant to see det ail ed a nd press ';iiiiii;iti.

If yo u enter a nonexi st

same. Th ecursorreturn s to the category entry po sition for a nothername.

3. Answer t he pro

• I f yes, the c ategory wi ll be list ed in d et ail to thepr

If

•

4. Press '

5. Repea t Steps 1-4 un
li sted in d et ail. Wh en you ar e

retu rn t o t he Budg et

6. To retu rn to the System M enu, type EXIT t hen press

7. To exit fro m yo ur Person al Finan c i a l Ma na geme nt System,

ess

'·Ii.li-ji,

pr

system .

tailof

eac h cate go ry

ent

mpt

ARE YO U USING A PRINTER? YIN .

no , t he category

·1,111

·1.. a nd th e LI ST fo rma t w ill be redi spl ayed.

. W he n the message p romp t appears, you can turn

will

til

yo uhave reviewed all th e catego ries yo uw

Ma

nager M ain M en u .

you

sele c t by using th e D ETA IL fo rmat.

category, a m essa g e pr

be lis ted in de tai l on the scree n.

fini

shed wi th t he LIST

omptadv

form

i;ijiii;V+.

COPY Format

ises yo u

int

er.

ant

at, press EmtII to

type

E

XIT

and

off

the

of

You are ab le
go al s) o
u sed w heneve r yo uhav e m od ifi ed or c ha nged i
catego
co pied o

ana ly sis.

1. Ty pe the keywo rd

3. F

4. Pre

to

copy the c

nto

th e old Dat a D i

ry . This

CURRENT DATA D ISKETTE, the n press

ONE
loaded

If

asked to INSERT THE C U RREN T

co nt inue .

ollowthe message pr om p t INSERT AN O LD DAT A DISKETTEand press

' .lilli-V' toconti nue. Theprogram wil l copy the current budge t fi le to the

upd

nto

allofthe old D at a D iskettes so t he re is no co nf l ic tofd at a for lat er

MOMENT

int

o th e co m p ute r mem or y .

the cu rren t

old Da t a Disk

The m essage D
co m p lete .

ss

'i'jili·V'

old da ta

diske

urr

ent

budget

skett

e(s) with th e

at ed in fo rm at io n o n th e

"'jiii.p'.

PLEA SE is di spla yed w h

Dat

a D isketteis

ettewhil

to continue co py ing the current budg et files to add iti ona l

tte

e d ispla y ing th e m essage CO PYING BUDGET FILE.

ONEwill

s.

catego

COpy

Follow the pr

not

lo aded in t hediskdr iv e, th enyou are

DAT

be di spla yed wh en th e ba

rie sand b

nfo

curren

ompt

""lij.jf'

ile

A D IS K ETTE an d press

udget

ty pes

fo r

mat

. Th is fo r

rma

tio

nrel at in g t oany

tData Di sk etteshou ld be

message to INSERT THE

toco nti nue . The message

the

current

mat

budg et fi le is

ckup

Budget Manager $1

(notbudget

should be

bud

get

'""uhf'

process is

to

5. When yo u a re finished with
Budget Man ager Menu .

6. To return to the Syste m Menu , type

the

COPY format, pres s

EXIT

and press

aa

tor

EIlIl!liIlJ.

eturn

to the

7. To exit f rom the Person al Fina nci al Ma

press '
system.

Whe

n t he me ssag e promptap

nageme

pea

nt System, type EXITa nd

rs, yo u

can

turn

off

the

52 Budgef M

anag

er

I

<:»

BUDGET

7

ANALYZER

Fi

gur

e7-1

The Bud get An al y zer sho ws howyo u a re m anagingyour cas h f lo w . You reach th e
Bud get Ana
Bud get Ana

•Single co m pa res asingle m

•

•Percent shows your ac tua l expe

Ref er to th eap p ro p r iate subsectio n fo r yo ur select io n.

lyzermodul
lyzerMainMe

goals.

Multiple

esta b lis hed go als for those

within a ca te gory in percent ages.

compares your actual expe

eon System Diskette II th rou gh t he SystemMenu. On t he

nu, t here are th ree o

Bud

get A na

onth

's act ua l ex pe nses aga instyour esta b lis hed

mo

nth

lyze

rMenu

ptio

ns f ro m wh ich to choose:

nses

ove r severa l month s against your

s.

nses

against income and the expenses

SINGLE Format

';Iiiii

h; o r

·P'

want:

DEl

ALL to see

for

AIL

all

budg et

asummary o f cate go ries (o n ly)

fo

r adet

ailofbudget

cate

go ries a nd

cate g o ries

1. Type the keyword and press

2. De

cidewhich

t

ota

ls

for

totalsfor

and
having the same ca te go ry name fo r a sing le mo nt h.

subfun

asingl e

a singl e

ctionyou

month

mont

;

SUMMARY

Bu

dget

Ana lyzer 53

Figu re 7-2 Single Format

SINGLE/All

Th is

forma

tshows a single

ca teg o r ies and th ei r subca te go ries

1. Ente r t he starting m

press

'H"h·'.

mont

onth

h' s ac tual ex pe nses aga in st

wit

h th

eir

budg

et t

ot

o f ent r ies yo u wa nt in th eMM /YY f

als.

you

r goa ls fo r all

orm

at and

Each cate go ry and subca tego ry w i ll be li st ed

Wh en all cate go r ies a nd th ei r su bcate go ries have been l isted , the t

categor ies (Figur e 7-4) wi ll also be listed .

WHAT
ACTUALLY

WHAT
AS A

YOU

YOU

GOAL

2. A n swer t he

•Ifyes, typ e Y,press

•If no , typ e N, press 'iii

SET

prompt

you r in

ti o n w il l bedisplaye d on t he screen.

form

ARE YOU USING A PRINTER ? YIN .

.Ii'li-P'

(

make

sure t he printe r is turned on), and

';1

indi

vid

ual ly (see Figu res7-3a,b).

ationwil

..

'

l be listed to the pri nt er .

iiiM

' (or just press

,'"&'

),

and you rinforma-

ot

al s

for

WHAT

% OF

-

ACTUAllY

GOAL

VS.

THE DIFFERENCE
BETWEEN
AND

GOAL

all

YOU

SPENT

ACTUAL

S4 Budge t A nal yzer

fa)

Figu re 7-3 Su

(b)

mma

ry Screens For S/NG LE/ALL

'III

A,

, .

r_ "":"- - WENT OYER GOAL

, -

-i-

-_% OF ACTUAL

YS. GOAL

THAN PLANNED

Bud

get T

otal

Figu re 74

SINGLE/SUMMARY

Thi s fo rma t shows a summary o f asingle m
bud

get goals fo r j usttheca teg o r ies (nosubca tego ries) and thei r

1. Typ e t he keyw ord and press

2. Type thesta rting month in th e

3. A nswe r th e

•If no, type N, pre ss iiii

•If ye s, type Y, pre ss

prompt

ti on wil l be di splay ed o n th e screen(see Fi

yo ur listin gwill go

ARE YO U US IN G A PRINTERI YIN.

';li'li-P'

iii-n'

i;i"ii&i

to

th eprinter.

onth

.

MM

/YY f o rmat and press

(o r just pre ss '

(m ake sure th e prin t er is turned o n), and

s

's ac t ua l expe nses aga i nst yo ur

."iil-p

gur

tota

';ii"j.!f

il, and yo ur

e 7-5).

Budget Analyzer 55

ls.

e

.

inf

orrn a-

(aJ

•

---GOAL

'''

M EANS NO

GOAL

INDICATED

OVER
SET

WHAT

E

TO SPEND

WHAT

YOUII

XPECTED:::'

IS

SINGLEIDETAIL

This for

na mes.

1. Type th e keywo rd andpress

2. Type the sta rt ing month in th e

3. Type t he catego ry you want detailed, then press i ·'iili-Vi .

4. Answe r the

...

-

THAN

LESS

PLANNED

•

(bJ

F

igur

mat

shows in

detail

e 7-5 Si

t he

ngle

/SU MMARY Fo rma t

budg

et ca te go r ies w it h th e same b u dg et ca te go ry

';Iilli;!?'.

MM

/YY fo rmat and p

If yo u ente r a non exi sten t

same. Thecursor returns tothe catego ry entry position fo r anot her name.

prompt

• If yes, type Y, and press +;IJiiiMi, The listing w ill go to the printer.

•If no, type N, and press ';!jiii·Ni (o r justpress ';Iii

ti o n wi ll be di spl ayed o n th e scree n.

A RE

cate

go ry. a m essage p ro m p t advises yo u

YOU

USIN G A PRINTER ? YIN .

ress

i;iiiii@i.

ii-U

il. The

inf

of

or rna-

,,-

S6 Budset A nal yz er

•

Figu re 7-6 Single/DETA IL Fo

5.

Aft

er the list ing is fin ished (Figu re 7-6). p ress

Budg et Ana ly zer M enu.

Me

6 . To return to th e System

7. To exit fro m yo ur Person al Financ ia l

press

'i'iIliMi

syste m .

When the message prompt appears, you ca n tu rn

nu. type EXIT and p

Ma

rmat

'iiiili-U'

ress

nage mentSystem , ty pe EXIT and

MULTIPLE Format

orm

Thi s f
bud

at shows the

get goa ls yo u pr evi ou slyente red for th e ca teg o r ies yo u select.

1. Type the keyword i;!iiii;iti. Follow t he m essage pr

RENT DA TA D

2. Typ e th estarting mon th in t he MMlY Y fo r

analyzed and press

act

ua l expe nses for

ISKETTE

,and pre

'i!i"i;P'

ss

,

'':tiil

mor

etha n one

-V',

mat

ompt

for the ca tegory yo u wa nt

to go ba ck to the

iiiiliiiUi

,

month

aga inst t he

INSERT THE CUR·

off

the

3. Type th e numb er ofmonth s (2-12) you wa nt ana

4. A nsw er th e pr

•If no, ty pe N. press

tio

•If yes, typ e V, press ';ii

f

orm

ompt

BAR CHA RT? YIN.

'f'i1i

·V'

(o r just press '

n w il l bein a listed f

. (Step 7 wi ll n ot be requ ired .)

orm

.

iiiiVi

and t he inform ati on will be in bar chart

lyze

d and press

.liiii-V'

t and the inform a-

Budger

';iii""!.".

.....

nalyzer 57

5. Type the category you want anal yz ed and press I f you want all

the catego ries, ty pe ALL press l;ii'''",' and go to Step 6 .

giv

en t he

If yo utyp e ALL as th e cat egory n ame,you w ill be
ing: Total Inco m e, Fixed Expe nses, Va riab le Expenses,

Net

Income.

ress

• I f that is the category yo uwant, p

•Ifit

is notth ecate g

to co nt inue sc ann i ng for ano t her ca tegory . Repeat Steps 5-6

proper ca tegory is displayed, then p

oryyou wa nt, pr ess

lsii"","

IDI':BI

ress

againfor the p rog ram

l;ij'ii;UI

and go to Step 7.

optionofsee-

Tot

al Expen ses, or

unt

il th e

and go to Step 7.

6. Typ e t he su
subca
yo

u are to reenter anot he r n am e .) (Ifyou wa nt th e tot al sfor t he

listed, type A LL and press Ijiiiiiiml ,) Press

to

scan th esu bc

cat egory is di spl ay ed .

• If it is thesubcategory you wa nt, press 1

• I f it is

7. A nswe r t he pr

• If no, type N,press

• I fyes, type Y, press

promptw ill t el l yo u w

8. A

wrong data diskett e is currently inserted. Press

canno t fi nd t he

ent ry.

9. You r sele
(Figure 7-7) o r as a li sti ng (Figure 7-8). If
t he bar cha rt o r l isti ng will gi ve

cat

egory

bcategory(if

tego

ry is non existent , a message promptwill adviseyouofsame and

atego

any)you wa nt in

riesforthe catego ryyou e

make

the fo

llow

clud

lDl':Bl

ing decisio ns:

ed in t he analysis .

if you wa nt t he program

nte

,'I"hU'

not

th esu bca tego ryyou wa nt, p ress

gra m to co nt inue scan n ing

unt il the proper subcatego ry is displayed , t hen p

to Step 7.

omptARE

YO U US I NG A PRINTER? YI N .

l;iii"MI

t ion wi ll be di splay ed o n the scr een .

"'I"ht'

hich

for

ano t he r subca

(or justpress

and the listing w ill go tothe printer.

d iskettetopl ace in t he dis k

IDI':BI

'j'ii'ii;Ui

'iii''';!?'

data

dis

cted

.

catego

kettefor th e m

ry/subcate

go ry w ill be ana

youatotalof

onth

you

, press

lyzed
askedfor
all t he sub

(If

th e

catego

red . W he n asi ngle sub-

and go to Step 7.

again fo r t he pr o-

tegory

. Repeat Step 6

ress

l.

and the info rma-

to continue. If you

IiliDI!llI

eit her in a ba r c ha rt

all

sub ca

catego

and go

dri

ve ifthe

to by pass t he

tegor

ies,

rie s in t

hat

ry

Budget Analyz er

10 . If you are listing to the screen, press I

(Figu re 7-9) dis p

category. Wh en your analysis is co m plete, press

Budg et Ana lyze r

11. To return to t he

12. To exit f ro m yourPersona i Fina

'd"m¥"

press

system .

lay

sthebu

MainMe

Sys

temMenu, typ e EXIT and press

W hen the message prompt appears, you can turn

nu.

dget

ncialMa

totalsfor

,"'"ml

again, and anothe r screen

th e same categoryand sub-

'iJJ,jj.j48

to go back to the

'.Ii'li-VI.

nage me nt System, t yp e EXIT and

off

the

YOUR

GOALS

YOUR

EXPENSES

Figure 7-7

Ana

lysis by Bar CharI

Figu re

7-8

Ana

l ysis b y Lisling Screen

gur

e 7-9 Budget Categor y To

Fi

tsl

s Screen

Budget Analyzer 59

Figu re7-10 PERCEN T Fo rm at

PERCENT Format

You can selec tthe PercentAnalysis in one
ca te go r ies and thei r subc ate gories w it h t heir to ta ls; SUMMARYf or t hecategories

ly

(no subc ate go r ies) andth

on
cate go r ies w it h t hesame ca te go rynam e and their t

eirtot

al s;

of

t hree f

DETAIL

orm

at s:

ALL

fo r all t he

fo r a det a il o f all b ud get

ot

al s.

Typ e the keywo rd and press

ti on bet w een seeingan analysis of
mar

y of

cate

go rie s (o n ly ) and th ei r to t als; o r a de tail o f

same ca tegory nam e.

';Ii'li-Vi

. You w il l need to make an additi o nal selec-

all

bud

get cate go r ies and th eir total s; a sum-

bud

get categories

PERCENT/ALL

1. Type th e keywo rd and press ij!iiii;Vi.

mat

of

2. Typ e thest arting mont h in t he M M / YY fo r

analyzed and press

';iiliii;V'.

date youwant. just press

3. A nswe r t he p

•If no, type N , press liiiiii@i (or just press ';iiiiimil, and t he inform a-

t ion w ill be d isplayed o nthe screen.

•If yes, type V, press

t he li stin gwill go to t he p rin ter.

4. The in f

(a) Th echa r t he

(b)All t hesu bc ate go ries underthe ca tegory yo urequ est ed a re t hen

l isted .

(c) Thechart show s w hat percent age of th e c at ego ry eac h subc at egory

represen ts,

orm

romptARE

ation

wil

adin

l be li sted (Fig u re7-11) in per c

g is t heca te go ry youreq u ested .

If t here is a date onthe screen, and it is the

"'i,wWH,

YOU USING A PRI NTER? YIN .

';iiiil

·V'

(makesure the printer is turned on)and

th e categor y to be

ent

ages.

with

th e

(d) Thechart shows w hat per cent age o f your inc om e eac h sub catego ry

r

epr

esent s.

(e)Thecha rt shows w ha tpe rcen t age t hesu bca tego ry expe nses rep resen t

und er th e ca te go ry.

60

Budge

l ,',nalyzer

% SPENT IN
CATEGORY FOR

UTILI

__

TY "

........

% OF IN

SPEN T O N

L

•INCURR ED BY

% O F EX

UTILITIE

COME

UTILITY

PENSES

S

•

Figure 7-11 A nal ysis ByPERCENT/A LL

If

yo

5.

6. Rep e at Steps 4-5 u nti l all th e ca teg o r ies have b een l istedor un ti l yo u are

7. To ret u rn to t heSys te m M enu, t ype EXIT and press

8. To ex itfrom yo ur Person a l Fi nan ci alManag em ent Syste m, t yp e EXIT and

PERCE

1. Ty pe the keyw

2. Type th e sta rt i ng m

3. A nswe r the pro m

u a re li st

per cen t a ges w ill be li sted .

read y

to

NilJilHf'

pr ess

syste m .

NT/SUMMARY

i;ijii!;Vi,

•If no, ty pe N, p ress
t io n wi ll be di spl ay ed on th e scree n .

•If yes, t
Iistin gwill go t o th e p

ing

to th e scr een, p ress

pr ess

EIlJD

to re

, W h e n th e message p r o mpt ap pea rs, yo u c a n

ord

andpress '

onth

pt

A RE YO U US IN G A PRI N TER ? YIN.

yp

e Y, p ress ' ·iii'iiV' (m ak e sure the p rin ter is o n), an d the

. '

i;!jiii"hi'

turn

to th e Bud getAnalyzer M enu.

·'iili-Vi.

yo u want in th e M MIYY fo rmat , t he n pr ess

i;ljiliiVi

rint

er.

(o r ju st p ress

again. A ca t egorytotal in

I;li.li-Vi.

turnoff

WiilV

IJ. a nd t h e inf

orm

th e

a-

ent

4. The listingwill be pres
same pe rce
scree n, co ntinue to p ress i·lilli-,?'

S. When a ll t he ca tegories ha ve bee n a na lyzed , press l

t he Bud get A na

6. To re tu rn to th e Syste m Me nu,

7. To exi t

press i;i:JiI!;pi , When th e me ssage prom pt
sys te m,

ntag

fromyo

eco mpar iso n s as u nd er A LL. If yo u are li st in g t o the

lyz

er M enu.

ur Person a l Fin an ci al M anagem

ed bycat ego ryon ly(see Figure 7-12) with t he

until

all c ate gories hav e pr e sented .

typeEXIT

and press" 'j iii'Vi ,

ent

app

ea rs, yo ucan tu rn o ff t he

·li'''"B'

to go back to

Syst e m , t yp e EXIT and

Budget Anal yzer 61

PERCENT/DETAIL

Figure 7-12 Analys is By

PERCENT/SUMM AR Y

1 . Typ e t he keyw o rd a nd press

2. Typ e t hesta rt ing m

@;Ii"'·,?i.

3. T ype theca te gory you want and press ij'ji"iPi. I f the ca te go ry o n the

scree n is correc t, ju st press

If th e ca te go ry is non ex ist

Enter a no the r nam e , and p ress

4. Answe r t he pr

5. T he l ist ing wi ll show the ca t ego ry in

(a) The ch art heading is thecat egory yo urequ est ed .

(b) All thesubca tegories under the ca te go ry are t hen listed .

(c) The cha rt shows w ha t pe rce n tage

(d) Th echart shows wha t percen t age

I f the d at eonthe screen is wh at yo u wa nt . justpress '

• If no, ty pe N , p ress

tio

n w

ill

• I f yes,

rep rese nt s.

represe nts.

typ

the l ist ing

onth

omp

tARE YOU USING A PRIN TE R? YIN .

be displayed on th e screen.

e Y. p ress

wil

l go to the print er.

i;iiiiii;iJi.

to b e a na l yz ed in t he MM /YY fo r

'

.lil"'Vi

.

ent

, a m essage

';iiiiii;V'

liijlihi'

"'jiii;!?'

(o r ju st p ress l iiJiii;i:lJ, a nd t he in fo rma -

(ma ke sure t he print er is tu rned on), a nd

promp

t w i ll advise you o f same .

to co ntinue.

det

ail as show n in Figu re 7-13.

of

the category eac h

of

you

r i n co me each subc ate go ry

mat

subcat

and press

.Iiili-Mi

.

ego ry

62 Bud ge!

....

nalyzer

catego

(e) Thecha rtsho ws wh at p ercen tage the sub

unde r the ca tegory .

6. Press i ;i#lIi;Vi to return to t he BudgetAnalyzer M a in M enu.

7. Repeat Steps 1-6 if mor e ca tego ries are to beana

ry expe nses rep rese nt

lyze

d.

a _

c

....

, "

F

igur

e 7-13 A

8. I f y o u are f in i shedwit h t he Budge t Analyz er modu l e,
to th e Syst em M enu.

9. To exi t fr om yo ur Perso nal Financia l

press

syste m .

';ii'i'MM.

W hen the m essage promp t appea rs, you can turn

nalysis

b y PERCEN T

Ma

nagem ent Syste m, t yp e EXIT and

/DETA

IL

typ

e EXIT t o r

off

etu

rn

the

Budget Analyz er 63

,

8

BUDGET

FORECASTER

"0'

•

" .

flUf

GPVq

"'c).1'0

Figure 8-1 Forecast er M ethodM enu

""TQRI

dul

Th e BudgetFor ec astermo
expenditures

m at io n you have en te red in to yo ur data base ov e r t he past severa lmon th s. I t is
im portan tthat yo u cre at e a

signif ic a nt forecastofyour person al f ina nces andbudget (t he mo re d ata yo u ca n

p rov ide, t he m or e acc urate yo u r for ecast w ill be).

The f o recasts are pres

• Th rou gh A

ject ing t hem

• By esta bl ishing a

forecastingthesame int othe near futur e

• By fo
th em ahead on a seasonal basis

O nce yo uhave est ablished the typ e
yo uwill have acho ic e

• Th rou gh a bar chart

• Via a listing o n your telev ision screen

•In t he ha rd cop y o
co nnec te d to yo ur ATA RI 800 Person a l Co m pu te r System)

ove

r a selected period o f

ent

VERAGING

int

o t he mon th s ahead

rmul

atin

g SEASONAL expense s and spending hab it s, andproj e

of

ff

e g ives y o u a p roje

tim

e. The p ro j ect io n is based on t he in f or-

dat

a base o ftwo mo nth s ormore in o rde r t oobta in a

ed t o yo u in o ne of th ree w ay s:

yo u r p rev iou s expenses a nd spend ing h

TREND

how yo uwan t t he fo r ec ast p resent ed:

yo ur p ri n t er (t h is w il l re

o f yo ur expenses and spending habi t s and

of

fo reca styou w ant fo r a selec ted cate go ry,

cti

on o f you r ant ic ip ate d

abit

qui

re th at apri nter be

sand p ro-

cti

ng

Budget Fo recaster 65

The d irecti on sfo r enteringthe

Met

ho d , TRENDM et ho d , andSEASONA

the ste ps be

low

:

dat

a to o

btai

nforecasts by the AVE RAG ING

LMet hod are t he same . Please fo

llo

w

1. From t he SystemMenu. typ e the keyw or d and press

M ethodMenu (Figure 8-1) wi ll appea r on t hescreen.

2. Ty pe the me thod o ffo recasti ng yo u w ant

and p ress '

3. Typ e t he

you wa nt forecasted. Press iiii"i;iti.

-!iiiii-pH,

star

The D at a Selecti on Scree n (Figure 8-2) wi ll

Figure 8 -2 Data Selection Screen

ting mon t h, in t heMM/y Y for mal. co ntainingthe i

(AV

ERAG E, TREND . SEASON)

';iiiij.jJi.

The Fore cast

appe

ar.

nfo

rma

tio

n

ft6 Budget sc-ecasrer

4. T ype theending mon th , in the

5. Ent er t he to ta l numb er o fmo

the not e be low ) and press

Note:

Thesyste m canh
dedu ct s th e
and4). The r
fo recast. This

6. The CA TEGO RY

catego ry yo u want forecasted and press i ·liiii-jl'. A prom pt w ill tell youto

IN SERTTH E

Current D at a D iske

If yout
review ing: In

N et In com e.

7. Ty pe in th esubc a tego ry yo uwant fo reca stedandpress ' .Ijil

pref er, you ca n press
fo reca st ed .) You w ill beasked t o insert th e Dat a Disket te conta ining th e

mo nth shown on the screen. Press iiiiiii;iti to co nt inue .

numberof

emaind

numb

XXXX

yp

e ALL asthe cat ego ry nam e, you w ill be

com

andl

mon th s used as th e basis fo r fo recast i ng (Step s 3

er is th e m a

er w il l be d ispl ayed on t hesc ree n.

SELECTIO N fo rma twill app ea r o n t hescr een. Type t he

DAT

A D ISKETTE a nd press i;ijiii;k' to continue. (T he

tt

e m u st b einthedisk

e, Fixed Expe nse s, Vari abl e Expen se s, To ta lExpen ses, or

EIm!II

MM

/YY fo rmat. Press

nth

s yo u wa nt the fo recast t o

'·iiiii

·pi.

e up t o 30 monthsofdat a. From 3D, thesystem

ximu

m numberofm

dri

ve.)

until

yo u see thesu

'hill

-P'.

cov

onth

s po ssibl e to

give

n th echo ice of

bcate

go ry yo u w

er [re fer to

i-

Vi . (If yo u

ant

--

If yo u

want

to sk ipthe data

t he &lIil3 key and the system w il l prom pt fo r th e next Dat a Di sk

Repeatthe p ro c ed ure in Step 7 un

Step 8.

indi

cat ed on th e di spl ay for any reason, pr ess

til

all th e dat a is revi ew ed, th en go to

ett

e.

8. The Forecaster Di sp lay M enu (Figu re 8-3) wi ll appear o nthe screen al
ant

the bu

ing yo u to sel ec tthe fo rm in w hic hyou w

presented . T ype the keyw ord a ndpress

form at, makesure yo u t urnthe pr in t er o n.)

';I:1iiiiV+

. (

If

you selectthePRIN T

dget

low

fo recast

"

,.

, ,

spl

Figu re 8-] Forec ast erDi

If

you

want

to change t he

Budg et For ecaster Ma in M enu . Typ e th e k

w ant a ndpress

ti o n yo uwerefo rec astingin t he lastfo rm at w ill beforecas te din yo ur newfo r­m at. I f yo u c hoose to l ist the f o recast, th e d ata w i ll be li sted in t he fo rm at yo u see

inFig ure 8-4. Th e A CTUAL ex penses are show n fi rst, th en yo ur PRO JECTED ex-

penses for the nu mber o f mon th s yourequ ested are list ed .

iihii"

typ

e o ffo rec ast, press t he

V' tocontinue. Press &lIil3. and the same info rma-

a y M enu

EmmI

key to ret urn to the

eyw

ord fo r t he ty peoffor eca st you

-

Figu re 8-4 sho ws exa m p le s of th e

diff

erent w ay s th e in f

orm

at ion is p resent ed.

Budget f oreca ste r 67

LIST/

PRINT

AVERAGE

BAR

CHART

Figure

84

Me

thod

TREND

SEASONAL

sofForecast Presentation s

68 Budget Forecasrer

9

EXITING

it is IMPERATI VE to fo
with

you

r Persona l Financ ialManagem
th e pro ced ures b
into the

data

1. Typ e EXIT to retu rn to the SystemMenu f ro m th e mod ul eyou ar e in.

2. Ty pe EXIT again to exi tthesy ste m. Amessage p
END OF PERSONAL FIN A NC iA L

NO W TURN OFF THE

3. Tak e th e di sk

sleeve . Sto re in a safe pl ace.

4. Turn

5. Tu rn

off

off

THE

PERSONAL

MANAGEMENT

llow

an e

xiti

ng pro ced ure when yo u are t hro ug h

ent

System prog ra m . If y o udonot

elow

, yo u

tak

e the ri skoflo sing someoft he in fo rm at ion ente red

base

during

th e di sk

the televi sion set.

thework session.

MANAGEMENT

MACH

INE .

ette

out o f th e di sk d rive and pla ce it i n it s w hi te

driv

e and A TA RI 800 Person al Compute r Syste m .

FINANCIAL

PROGRAM

working

initi

ate

romp

t ap pe ars, saying

SYSTEM · YOU

MAY

protectiv

e

exIting rhe Personal financial

M anagemem Program 69

10

HELP!

Alt

ho ug h every effort has bee nmad e toensure t he q ua l
th e ATARIPerso na l Fina ncia l M anagem ent Syste m, p
happen. These co uldbe ca usedbyeq u ip me nt fai lu res or di sk
bad for o ne reaso n or anot he r. Becau seofth e latter situa t io n, westro ngly recom ­mend yo u

wo

rk session . By m ak in g a ba

m in im ize th e r isk

do

a ba ckupproc

of

ed u re (t

lo si ng y our

hro

ug h t heCREATEmodule)followi

ckup

copyofthe Curr ent Data Disk

data

files.

ity

and per f

rob

lem sdooccasio na

ett

es th at have gone

ett

orm

an ce

ng eac h

e, yo u w i ll

of

lly

followi

The
cur w hile

Unable

If your syste m wi ll n

co uldbe

• You

• Youmay not hav e yo u r ATARI BASI C c artr idge ins

• You may not have eno ug h

• You m ay have a m al fun c ti

• You r

yo

If

C

ustomerServi

General Recover y Procedure

ng paragra p hs wi ll tell yo uhow to hand le the problems t

you

arework ing w

to Boot(St ar t -up) the System:

ot

for

on eofthe

do

not have t he equ i p me nt co nne c te d

to yo u r AT A RI eq u ipme nt ope rato r' s m anua ls for hook-up

Manual for

dealer ). Be ce rt ai n you have atleast 2 16K

malf unctio ning disk drive. or insuff icient power co ming into thesystem.

For the

u o ryour dealer cannot so lve anyofthe a

prop

first

thr

ee, see

System

D

iskette

ce at [phone] or, if

ith

the Person al Financ ialManagement System.

start u ppro pe

follow

ing reason s:

er insert io nofmo

your

may be b ad . Seeyour dea le r fo r a repl acem en t.

rly

or a BO O TERRO Rmessage

prop

erl y. I fthis is th e case, ref er

ert

RAM

(reiertoyour A TARI 800 '" Ope rator's

re RAM m

onin

g RAM m odu le, ca b les o r co nnec

d eal er.

dialingwit

odul

es, ava ila ble th rou gh your

RAMmodu

boveprobl

hin Ca

em s, please ca ll A TA RI
lifo

ed.

les.

rnia, [phone].

pro

hat

may oc-

occ

urs,

ced u res.

ting

co rds,

it

If

yo

u are get ti ng INV

chec k t he instruct ion s to ma ke sure

If yo u fi nd y our disk d rive has paused fo r a m

not

an equi p me nt

af

ter seve ral m inu tes, remove t he d iskette inthe d i sk d r ive. The n tr ytore-bo ot

the system. You sho u ld consi
a new " backup" co py

yo

udo no thave a bac ku p copy,youhave l ost t hein fo rma ti on o n t he Dat a

- I f
D isk

ett

etha twas in th e disk d

ALIDinfo

fail

ure . Ii the d isk drive d oes, however,

of

yo ur Bac

rma t ion whi le

you

ente red yo u r

om

der

the d isk

kup

riv

e at t he t im eoffailu re.

ett

e no lo nger va li d . Immediately make

D ata Diskette afteryoure-bo o t th e

runnin

g your pro gra m, please

informa

ent

, do notbe ala r me d . Th is is

tio

fai

l t o resu me

n co rrec

tly

.

functio

syste

He/p I 71

n

m.

ON

LIMITED

ATARI

'" PERSONAL COMPUTER PRODUCTS

90-DAY

WARRANTY

AlAR!. INC. l" A TA RJ") wa rra nts to t he origina l co nsumer purchaser that this A

programs) sha ll be free from any defec ts inmateri a l o r work manship fo r a period of 90 d ays fr om the d at e of purchase. If any suc hdefect

is di scovered wit hin the warranty period , A TA RI's soleobl

igation

wi ll be to repair or repla ce, at i ts elect ion , the Co

cha rge o nreceipt of the unit (c h a rge s prepa id. if ma iled or shipped) with p roof of da te of purc ha se satisfacto ry to

ized A

lA

RI Service Cente r. For the loca tio n of an authorize d ATARl Service Center nearest you,call toll-free :

In

Califo

rnia [phone]

Con tinental U.S. (

YOUMUST RETURN DE
RE

PAIR.

Th is warra nty shall not appl y if the Com pu te r Produ ct (i) has been misused or shows signs

being used
aut ho rized ATA Rt Serv ice Cente r.

ANY
PURPOSE. A
DAMAGES

stat es do not a l

sequentia ldam ages, so the above lim ita

This warra nty gives you

APP

wit

h any pr odu ct s not sup

LICABL

E IMPLIED W

RE

RESULT

low

FE

HEREBYLIMITED TO N

ING FROM A BREACH O F ANYAPP

li mi tat ion s on how longanimpli ed wa rra nty lasts or do not al

speci f ic legal righ ts and you may also have

BOO)

538-8547

CTIVE COMPUTER PRODUCTS TOANAUTHORIZED ATARI SERV

plie

dby ATARI. or (iii) has been d am aged by be ing serviced o rm

ARRANTIE

S. IN

CLU

DING WA

INETYDAYSFROM THE D

LICA

tio

ns o r exclusions m ay

or w rite to: Ata ri. Inc .

RRA

NTIES O FMERCHANT

BLE EXPRE

not

app ly toyou .

othe

DISClAIMER OF

ON

ATARI

All

AT AR I computer prog ra ms are d istri buted on a n " as is" basis wit ho u t wa rra ntyofany ki nd . Th eenti re riskas to the qu ali t y and
perf o rma nce
not the manufa cturer, di stri b

of

such p rogra m s is w it h the purchaser. Should the pro gram s pro ve de fective fo

utor

, or reta il er assu mes the enti re cost of all necessary servic ing orrepai r. -

COMPUTER PROGRAMS

lA

RI Personal Compu ter Produc t (not

includ

mpute

AlA

Customer Ser
1340 Bo rdeaux Drive
Sunnyva le, CA 94086

ATE

OF PURCHASE. CONSEQU

vic

e Depa rtm ent

ICE

CEN

TER

FO R IN-WARRANTY

of

excessive wea r, (ii) has been da maged by

odi

fied by anyone ot her th an an

ABI

LITY

ANDFITNESS FOR A PARTICULAR

ENTIA

L O R INCIDENTAL

SS OR IMPLIEDWARRANTIESARE HEREBYEXC

low

the exclusion or l im itation o f inci den tal or co n-

rrights wh i ch vary fro m stat e to state.

WARRANTY

llow

ing th eir pu rch ase, the pu rc haser and

ing computer

r Prod

uct

f ree of

R! at a n y aut ho r-

LUDED

. Some

bilitv

ATARI shal l have no lia
dam age caused di rectl yor ind i rec t ly b y com p ute r prog rams so ld by ATAR I. This disclaime r incl udes
of service, lossofbusiness or ant ic

progra m s.

If your ATA RI Personal Computer Product requ ires rep air o t he r than u nde r warr a

Service Cent er for repa ir informa ti o n.

IM PO RT ANT: I f you ship your AT A RI Person al Com put er Prod uctpackag e it secu rely an d ship it, charges prepa id and insured, by parcel
post or

Unile

d Parcel Service.

or responsib i l i ty to a pur c haser ,customer, or any

ipato

ry pro

fit

s or conseque ntia l d amages resu

REPAIR

SERVICE

othe

r person o r entit y wit h respect t oany li a

lti

ng fr om the u se or o pe rat io nofsuch computer

nty

. please co ntact you r loca l authorized ATA RI

but

is not l im ited to a ny in te rr

bilit

v. foss, o r

uptio

n